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Enact Holdings, Inc.（ACT）与Unity Software Inc.（U）财务数据对比。点击上方公司名可切换其他公司
Unity Software Inc.的季度营收约是Enact Holdings, Inc.的1.6倍（$503.1M vs $312.7M），Unity Software Inc.同比增速更快（10.1% vs 3.6%），过去两年Unity Software Inc.的营收复合增速更高（4.5% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Unity Software Inc.是总部位于美国旧金山的游戏软件开发企业，2004年于丹麦成立时原名为Over the Edge Entertainment，2007年更为现名。公司核心产品Unity游戏引擎全球应用广泛，可用于开发各类电子游戏及其他互动应用，商业化授权服务覆盖全球客户。
ACT vs U — 直观对比
营收规模更大
U
是对方的1.6倍
$312.7M
营收增速更快
U
高出6.4%
3.6%
两年增速更快
U
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $503.1M |
| 净利润 | — | $-90.0M |
| 毛利率 | — | 74.3% |
| 营业利润率 | 71.3% | -21.2% |
| 净利率 | — | -17.9% |
| 营收同比 | 3.6% | 10.1% |
| 净利润同比 | — | 26.7% |
| 每股收益（稀释后） | $1.23 | $-0.21 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTU
| Q4 25 | $312.7M | $503.1M | ||
| Q3 25 | $311.5M | $470.6M | ||
| Q2 25 | $304.9M | $440.9M | ||
| Q1 25 | $306.8M | $435.0M | ||
| Q4 24 | $301.8M | $457.1M | ||
| Q3 24 | $309.6M | $446.5M | ||
| Q2 24 | $298.8M | $449.3M | ||
| Q1 24 | $291.6M | $460.4M |
净利润ACTU
| Q4 25 | — | $-90.0M | ||
| Q3 25 | — | $-126.4M | ||
| Q2 25 | — | $-108.8M | ||
| Q1 25 | — | $-77.6M | ||
| Q4 24 | — | $-122.7M | ||
| Q3 24 | — | $-124.7M | ||
| Q2 24 | — | $-125.6M | ||
| Q1 24 | — | $-291.1M |
毛利率ACTU
| Q4 25 | — | 74.3% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 74.1% | ||
| Q1 25 | — | 73.8% | ||
| Q4 24 | — | 74.7% | ||
| Q3 24 | — | 74.9% | ||
| Q2 24 | — | 75.8% | ||
| Q1 24 | — | 68.6% |
营业利润率ACTU
| Q4 25 | 71.3% | -21.2% | ||
| Q3 25 | 67.4% | -26.7% | ||
| Q2 25 | 70.4% | -26.9% | ||
| Q1 25 | 68.9% | -29.4% | ||
| Q4 24 | 68.9% | -27.1% | ||
| Q3 24 | 74.1% | -28.5% | ||
| Q2 24 | 78.6% | -28.8% | ||
| Q1 24 | 70.6% | -81.4% |
净利率ACTU
| Q4 25 | — | -17.9% | ||
| Q3 25 | — | -26.9% | ||
| Q2 25 | — | -24.7% | ||
| Q1 25 | — | -17.8% | ||
| Q4 24 | — | -26.8% | ||
| Q3 24 | — | -27.9% | ||
| Q2 24 | — | -28.0% | ||
| Q1 24 | — | -63.2% |
每股收益（稀释后）ACTU
| Q4 25 | $1.23 | $-0.21 | ||
| Q3 25 | $1.10 | $-0.30 | ||
| Q2 25 | $1.11 | $-0.26 | ||
| Q1 25 | $1.08 | $-0.19 | ||
| Q4 24 | $1.05 | $-0.30 | ||
| Q3 24 | $1.15 | $-0.31 | ||
| Q2 24 | $1.16 | $-0.32 | ||
| Q1 24 | $1.01 | $-0.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $2.1B |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $3.2B |
| 总资产 | $6.9B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTU
| Q4 25 | $582.5M | $2.1B | ||
| Q3 25 | $545.6M | $1.9B | ||
| Q2 25 | $616.0M | $1.7B | ||
| Q1 25 | $639.0M | $1.5B | ||
| Q4 24 | $602.8M | $1.5B | ||
| Q3 24 | $674.9M | $1.4B | ||
| Q2 24 | $711.3M | $1.3B | ||
| Q1 24 | $624.3M | $1.2B |
总债务ACTU
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTU
| Q4 25 | $5.4B | $3.2B | ||
| Q3 25 | $5.3B | $3.2B | ||
| Q2 25 | $5.2B | $3.2B | ||
| Q1 25 | $5.1B | $3.2B | ||
| Q4 24 | $5.0B | $3.2B | ||
| Q3 24 | $5.0B | $3.2B | ||
| Q2 24 | $4.8B | $3.2B | ||
| Q1 24 | $4.7B | $3.2B |
总资产ACTU
| Q4 25 | $6.9B | $6.8B | ||
| Q3 25 | $6.9B | $6.8B | ||
| Q2 25 | $6.8B | $6.7B | ||
| Q1 25 | $6.7B | $6.6B | ||
| Q4 24 | $6.5B | $6.7B | ||
| Q3 24 | $6.6B | $6.7B | ||
| Q2 24 | $6.3B | $6.7B | ||
| Q1 24 | $6.3B | $6.8B |
负债/权益比ACTU
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $121.4M |
| 自由现金流经营现金流 - 资本支出 | — | $118.7M |
| 自由现金流率自由现金流/营收 | — | 23.6% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $403.9M |
8季度趋势，按日历期对齐
经营现金流ACTU
| Q4 25 | $724.5M | $121.4M | ||
| Q3 25 | $192.0M | $155.4M | ||
| Q2 25 | $119.5M | $133.1M | ||
| Q1 25 | $226.7M | $13.0M | ||
| Q4 24 | $686.3M | $112.2M | ||
| Q3 24 | $188.1M | $122.4M | ||
| Q2 24 | $144.7M | $88.4M | ||
| Q1 24 | $187.3M | $-7.4M |
自由现金流ACTU
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $151.3M | ||
| Q2 25 | — | $126.7M | ||
| Q1 25 | — | $7.3M | ||
| Q4 24 | — | $105.8M | ||
| Q3 24 | — | $115.2M | ||
| Q2 24 | — | $79.6M | ||
| Q1 24 | — | $-14.6M |
自由现金流率ACTU
| Q4 25 | — | 23.6% | ||
| Q3 25 | — | 32.1% | ||
| Q2 25 | — | 28.7% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 17.7% | ||
| Q1 24 | — | -3.2% |
资本支出强度ACTU
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 1.6% |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
U
| Grow Solutions | $338.2M | 67% |
| Create Solutions | $164.9M | 33% |
