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Enact Holdings, Inc.（ACT）与Utz Brands, Inc.（UTZ）财务数据对比。点击上方公司名可切换其他公司
Utz Brands, Inc.的季度营收约是Enact Holdings, Inc.的1.1倍（$341.0M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -3.1%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -1.5%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Utz Brands, Inc.常简称为Utz，是总部位于美国宾夕法尼亚州汉诺威的休闲食品企业。该公司主打生产薯片、碱水脆饼等多种休闲食品，大部分产品以旗下品牌矩阵发售，同时也为仓储式会员店和批发商供应休闲零食。
ACT vs UTZ — 直观对比
营收规模更大
UTZ
是对方的1.1倍
$312.7M
营收增速更快
ACT
高出6.8%
-3.1%
两年增速更快
ACT
近两年复合增速
-1.5%
损益表 — Q4 FY2025 vs Q4 FY2024
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $341.0M |
| 净利润 | — | $2.3M |
| 毛利率 | — | 25.5% |
| 营业利润率 | 71.3% | 2.1% |
| 净利率 | — | 0.7% |
| 营收同比 | 3.6% | -3.1% |
| 净利润同比 | — | 108.3% |
| 每股收益（稀释后） | $1.23 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTUTZ
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | — | ||
| Q2 25 | $304.9M | — | ||
| Q1 25 | $306.8M | — | ||
| Q4 24 | $301.8M | $341.0M | ||
| Q3 24 | $309.6M | $365.5M | ||
| Q2 24 | $298.8M | $356.2M | ||
| Q1 24 | $291.6M | $346.5M |
净利润ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $2.3M | ||
| Q3 24 | — | $-2.2M | ||
| Q2 24 | — | $19.8M | ||
| Q1 24 | — | $-4.0M |
毛利率ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.9% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 25.5% |
营业利润率ACTUTZ
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | — | ||
| Q2 25 | 70.4% | — | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | 2.1% | ||
| Q3 24 | 74.1% | 5.3% | ||
| Q2 24 | 78.6% | 6.3% | ||
| Q1 24 | 70.6% | 2.8% |
净利率ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | -0.6% | ||
| Q2 24 | — | 5.6% | ||
| Q1 24 | — | -1.2% |
每股收益（稀释后）ACTUTZ
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | $0.04 | ||
| Q3 24 | $1.15 | $-0.03 | ||
| Q2 24 | $1.16 | $0.23 | ||
| Q1 24 | $1.01 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $56.1M |
| 总债务越低越好 | $744.5M | $768.6M |
| 股东权益账面价值 | $5.4B | $696.9M |
| 总资产 | $6.9B | $2.7B |
| 负债/权益比越低杠杆越低 | 0.14× | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资ACTUTZ
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | $56.1M | ||
| Q3 24 | $674.9M | $64.9M | ||
| Q2 24 | $711.3M | $66.6M | ||
| Q1 24 | $624.3M | $47.0M |
总债务ACTUTZ
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $768.6M | ||
| Q3 24 | $742.7M | $780.8M | ||
| Q2 24 | $742.4M | $797.6M | ||
| Q1 24 | $746.1M | $756.9M |
股东权益ACTUTZ
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | — | ||
| Q2 25 | $5.2B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | $696.9M | ||
| Q3 24 | $5.0B | $685.7M | ||
| Q2 24 | $4.8B | $686.0M | ||
| Q1 24 | $4.7B | $671.1M |
总资产ACTUTZ
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | — | ||
| Q2 25 | $6.8B | — | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | $2.7B | ||
| Q3 24 | $6.6B | $2.6B | ||
| Q2 24 | $6.3B | $2.7B | ||
| Q1 24 | $6.3B | $2.6B |
负债/权益比ACTUTZ
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 1.10× | ||
| Q3 24 | 0.15× | 1.14× | ||
| Q2 24 | 0.15× | 1.16× | ||
| Q1 24 | 0.16× | 1.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $54.2M |
| 自由现金流经营现金流 - 资本支出 | — | $16.5M |
| 自由现金流率自由现金流/营收 | — | 4.8% |
| 资本支出强度资本支出/营收 | — | 11.1% |
| 现金转化率经营现金流/净利润 | — | 23.67× |
| 过去12个月自由现金流最近4个季度 | — | $7.6M |
8季度趋势，按日历期对齐
经营现金流ACTUTZ
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | — | ||
| Q2 25 | $119.5M | — | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | $54.2M | ||
| Q3 24 | $188.1M | $52.2M | ||
| Q2 24 | $144.7M | $8.9M | ||
| Q1 24 | $187.3M | $-9.1M |
自由现金流ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $16.5M | ||
| Q3 24 | — | $29.1M | ||
| Q2 24 | — | $-15.3M | ||
| Q1 24 | — | $-22.7M |
自由现金流率ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | -4.3% | ||
| Q1 24 | — | -6.5% |
资本支出强度ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 11.1% | ||
| Q3 24 | — | 6.3% | ||
| Q2 24 | — | 6.8% | ||
| Q1 24 | — | 3.9% |
现金转化率ACTUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 23.67× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.45× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
