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Enact Holdings, Inc.（ACT）与沃夫斯沛（WOLF）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是沃夫斯沛的1.9倍（$312.1M vs $168.5M），Enact Holdings, Inc.净利率更高（53.8% vs -89.4%，领先143.2%），Enact Holdings, Inc.同比增速更快（1.7% vs -6.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -8.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Wolfspeed, Inc.（原Cree, Inc.）是一家美国宽禁带半导体研发制造商，核心业务聚焦碳化硅材料与功率器件，产品主要应用于交通、电源、功率逆变器以及无线系统等领域，是碳化硅功率半导体领域的领先企业。
ACT vs WOLF — 直观对比
营收规模更大
ACT
是对方的1.9倍
$168.5M
营收增速更快
ACT
高出8.4%
-6.6%
净利率更高
ACT
高出143.2%
-89.4%
两年增速更快
ACT
近两年复合增速
-8.4%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $168.5M |
| 净利润 | $168.0M | $-150.6M |
| 毛利率 | — | -46.5% |
| 营业利润率 | — | -94.0% |
| 净利率 | 53.8% | -89.4% |
| 营收同比 | 1.7% | -6.6% |
| 净利润同比 | 1.2% | 59.5% |
| 每股收益（稀释后） | $1.18 | $-5.78 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTWOLF
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $168.5M | ||
| Q3 25 | $311.5M | $196.8M | ||
| Q2 25 | $304.9M | $197.0M | ||
| Q1 25 | $306.8M | $185.4M | ||
| Q4 24 | $301.8M | $180.5M | ||
| Q3 24 | $309.6M | $194.7M | ||
| Q2 24 | $298.8M | $200.7M |
净利润ACTWOLF
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $-150.6M | ||
| Q3 25 | — | $-643.6M | ||
| Q2 25 | — | $-669.3M | ||
| Q1 25 | — | $-285.5M | ||
| Q4 24 | — | $-372.2M | ||
| Q3 24 | — | $-282.2M | ||
| Q2 24 | — | $-174.9M |
毛利率ACTWOLF
| Q1 26 | — | — | ||
| Q4 25 | — | -46.5% | ||
| Q3 25 | — | -39.2% | ||
| Q2 25 | — | -13.0% | ||
| Q1 25 | — | -12.1% | ||
| Q4 24 | — | -20.6% | ||
| Q3 24 | — | -18.6% | ||
| Q2 24 | — | 1.2% |
营业利润率ACTWOLF
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | -94.0% | ||
| Q3 25 | 67.4% | -82.0% | ||
| Q2 25 | 70.4% | -295.2% | ||
| Q1 25 | 68.9% | -104.9% | ||
| Q4 24 | 68.9% | -178.9% | ||
| Q3 24 | 74.1% | -118.2% | ||
| Q2 24 | 78.6% | -72.7% |
净利率ACTWOLF
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | -89.4% | ||
| Q3 25 | — | -327.0% | ||
| Q2 25 | — | -339.7% | ||
| Q1 25 | — | -154.0% | ||
| Q4 24 | — | -206.2% | ||
| Q3 24 | — | -144.9% | ||
| Q2 24 | — | -87.1% |
每股收益（稀释后）ACTWOLF
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $-5.78 | ||
| Q3 25 | $1.10 | $-4.12 | ||
| Q2 25 | $1.11 | $-4.42 | ||
| Q1 25 | $1.08 | $-1.86 | ||
| Q4 24 | $1.05 | $-2.88 | ||
| Q3 24 | $1.15 | $-2.23 | ||
| Q2 24 | $1.16 | $-1.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $1.3B |
| 总债务越低越好 | $744.9M | $2.0B |
| 股东权益账面价值 | $5.3B | $627.4M |
| 总资产 | $7.0B | $3.4B |
| 负债/权益比越低杠杆越低 | 0.14× | 3.13× |
8季度趋势，按日历期对齐
现金及短期投资ACTWOLF
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $1.3B | ||
| Q3 25 | $545.6M | $926.0M | ||
| Q2 25 | $616.0M | $955.4M | ||
| Q1 25 | $639.0M | $1.3B | ||
| Q4 24 | $602.8M | $1.4B | ||
| Q3 24 | $674.9M | $1.7B | ||
| Q2 24 | $711.3M | $2.2B |
总债务ACTWOLF
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $2.0B | ||
| Q3 25 | $744.1M | $0 | ||
| Q2 25 | $743.8M | $6.5B | ||
| Q1 25 | $743.4M | $6.5B | ||
| Q4 24 | $743.0M | $6.4B | ||
| Q3 24 | $742.7M | $6.2B | ||
| Q2 24 | $742.4M | $6.2B |
股东权益ACTWOLF
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $627.4M | ||
| Q3 25 | $5.3B | $-1.1B | ||
| Q2 25 | $5.2B | $-447.1M | ||
| Q1 25 | $5.1B | $212.7M | ||
| Q4 24 | $5.0B | $372.6M | ||
| Q3 24 | $5.0B | $628.9M | ||
| Q2 24 | $4.8B | $882.1M |
总资产ACTWOLF
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $3.4B | ||
| Q3 25 | $6.9B | $6.6B | ||
| Q2 25 | $6.8B | $6.9B | ||
| Q1 25 | $6.7B | $7.6B | ||
| Q4 24 | $6.5B | $7.7B | ||
| Q3 24 | $6.6B | $7.9B | ||
| Q2 24 | $6.3B | $8.0B |
负债/权益比ACTWOLF
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 3.13× | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | 30.61× | ||
| Q4 24 | 0.15× | 17.24× | ||
| Q3 24 | 0.15× | 9.81× | ||
| Q2 24 | 0.15× | 6.98× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-42.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-72.6M |
| 自由现金流率自由现金流/营收 | — | -43.1% |
| 资本支出强度资本支出/营收 | — | 17.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-988.1M |
8季度趋势，按日历期对齐
经营现金流ACTWOLF
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $-42.6M | ||
| Q3 25 | $192.0M | $5.7M | ||
| Q2 25 | $119.5M | $-242.5M | ||
| Q1 25 | $226.7M | $-142.1M | ||
| Q4 24 | $686.3M | $-195.1M | ||
| Q3 24 | $188.1M | $-132.0M | ||
| Q2 24 | $144.7M | $-239.5M |
自由现金流ACTWOLF
| Q1 26 | — | — | ||
| Q4 25 | — | $-72.6M | ||
| Q3 25 | — | $-98.3M | ||
| Q2 25 | — | $-454.4M | ||
| Q1 25 | — | $-362.8M | ||
| Q4 24 | — | $-596.9M | ||
| Q3 24 | — | $-569.0M | ||
| Q2 24 | — | $-883.8M |
自由现金流率ACTWOLF
| Q1 26 | — | — | ||
| Q4 25 | — | -43.1% | ||
| Q3 25 | — | -49.9% | ||
| Q2 25 | — | -230.7% | ||
| Q1 25 | — | -195.7% | ||
| Q4 24 | — | -330.7% | ||
| Q3 24 | — | -292.2% | ||
| Q2 24 | — | -440.4% |
资本支出强度ACTWOLF
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 52.8% | ||
| Q2 25 | — | 107.6% | ||
| Q1 25 | — | 119.0% | ||
| Q4 24 | — | 222.6% | ||
| Q3 24 | — | 224.4% | ||
| Q2 24 | — | 321.0% |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
WOLF
| Power Products | $118.3M | 70% |
| Materials Products | $50.2M | 30% |
