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Enact Holdings, Inc.（ACT）与沃茨水工业（WTS）财务数据对比。点击上方公司名可切换其他公司
沃茨水工业的季度营收约是Enact Holdings, Inc.的2.0倍（$625.1M vs $312.7M），沃茨水工业同比增速更快（15.7% vs 3.6%），过去两年沃茨水工业的营收复合增速更高（4.6% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
沃茨水工业旗下AERCO是暖通管道领域的商用冷凝锅炉、高效热水设备及能量回收系统供应商，服务覆盖教育、住宿、政府、办公楼、医疗、工业、多户型住宅等多元市场，1949年推出行业首款半即热式无罐蒸汽热水器，1988年推出首款冷凝全调制设备。
ACT vs WTS — 直观对比
营收规模更大
WTS
是对方的2.0倍
$312.7M
营收增速更快
WTS
高出12.1%
3.6%
两年增速更快
WTS
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $625.1M |
| 净利润 | — | $83.7M |
| 毛利率 | — | 49.5% |
| 营业利润率 | 71.3% | 18.2% |
| 净利率 | — | 13.4% |
| 营收同比 | 3.6% | 15.7% |
| 净利润同比 | — | 24.0% |
| 每股收益（稀释后） | $1.23 | $2.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTWTS
| Q4 25 | $312.7M | $625.1M | ||
| Q3 25 | $311.5M | $611.7M | ||
| Q2 25 | $304.9M | $643.7M | ||
| Q1 25 | $306.8M | $558.0M | ||
| Q4 24 | $301.8M | $540.4M | ||
| Q3 24 | $309.6M | $543.6M | ||
| Q2 24 | $298.8M | $597.3M | ||
| Q1 24 | $291.6M | $570.9M |
净利润ACTWTS
| Q4 25 | — | $83.7M | ||
| Q3 25 | — | $82.2M | ||
| Q2 25 | — | $100.9M | ||
| Q1 25 | — | $74.0M | ||
| Q4 24 | — | $67.5M | ||
| Q3 24 | — | $69.1M | ||
| Q2 24 | — | $82.0M | ||
| Q1 24 | — | $72.6M |
毛利率ACTWTS
| Q4 25 | — | 49.5% | ||
| Q3 25 | — | 48.8% | ||
| Q2 25 | — | 50.6% | ||
| Q1 25 | — | 48.8% | ||
| Q4 24 | — | 46.7% | ||
| Q3 24 | — | 47.3% | ||
| Q2 24 | — | 47.7% | ||
| Q1 24 | — | 46.9% |
营业利润率ACTWTS
| Q4 25 | 71.3% | 18.2% | ||
| Q3 25 | 67.4% | 18.2% | ||
| Q2 25 | 70.4% | 21.0% | ||
| Q1 25 | 68.9% | 15.7% | ||
| Q4 24 | 68.9% | 16.5% | ||
| Q3 24 | 74.1% | 17.1% | ||
| Q2 24 | 78.6% | 18.7% | ||
| Q1 24 | 70.6% | 16.9% |
净利率ACTWTS
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 13.4% | ||
| Q2 25 | — | 15.7% | ||
| Q1 25 | — | 13.3% | ||
| Q4 24 | — | 12.5% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 13.7% | ||
| Q1 24 | — | 12.7% |
每股收益（稀释后）ACTWTS
| Q4 25 | $1.23 | $2.50 | ||
| Q3 25 | $1.10 | $2.45 | ||
| Q2 25 | $1.11 | $3.01 | ||
| Q1 25 | $1.08 | $2.21 | ||
| Q4 24 | $1.05 | $2.02 | ||
| Q3 24 | $1.15 | $2.06 | ||
| Q2 24 | $1.16 | $2.44 | ||
| Q1 24 | $1.01 | $2.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $405.5M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $2.0B |
| 总资产 | $6.9B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTWTS
| Q4 25 | $582.5M | $405.5M | ||
| Q3 25 | $545.6M | $457.7M | ||
| Q2 25 | $616.0M | $369.3M | ||
| Q1 25 | $639.0M | $336.8M | ||
| Q4 24 | $602.8M | $386.9M | ||
| Q3 24 | $674.9M | $303.9M | ||
| Q2 24 | $711.3M | $279.4M | ||
| Q1 24 | $624.3M | $237.1M |
总债务ACTWTS
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTWTS
| Q4 25 | $5.4B | $2.0B | ||
| Q3 25 | $5.3B | $2.0B | ||
| Q2 25 | $5.2B | $1.9B | ||
| Q1 25 | $5.1B | $1.8B | ||
| Q4 24 | $5.0B | $1.7B | ||
| Q3 24 | $5.0B | $1.7B | ||
| Q2 24 | $4.8B | $1.6B | ||
| Q1 24 | $4.7B | $1.6B |
总资产ACTWTS
| Q4 25 | $6.9B | $2.9B | ||
| Q3 25 | $6.9B | $2.7B | ||
| Q2 25 | $6.8B | $2.6B | ||
| Q1 25 | $6.7B | $2.5B | ||
| Q4 24 | $6.5B | $2.4B | ||
| Q3 24 | $6.6B | $2.4B | ||
| Q2 24 | $6.3B | $2.4B | ||
| Q1 24 | $6.3B | $2.3B |
负债/权益比ACTWTS
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $154.7M |
| 自由现金流经营现金流 - 资本支出 | — | $140.3M |
| 自由现金流率自由现金流/营收 | — | 22.4% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | — | 1.85× |
| 过去12个月自由现金流最近4个季度 | — | $356.3M |
8季度趋势，按日历期对齐
经营现金流ACTWTS
| Q4 25 | $724.5M | $154.7M | ||
| Q3 25 | $192.0M | $122.4M | ||
| Q2 25 | $119.5M | $69.7M | ||
| Q1 25 | $226.7M | $55.2M | ||
| Q4 24 | $686.3M | $139.5M | ||
| Q3 24 | $188.1M | $90.7M | ||
| Q2 24 | $144.7M | $85.3M | ||
| Q1 24 | $187.3M | $45.6M |
自由现金流ACTWTS
| Q4 25 | — | $140.3M | ||
| Q3 25 | — | $110.9M | ||
| Q2 25 | — | $59.5M | ||
| Q1 25 | — | $45.6M | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | $84.3M | ||
| Q2 24 | — | $78.5M | ||
| Q1 24 | — | $35.5M |
自由现金流率ACTWTS
| Q4 25 | — | 22.4% | ||
| Q3 25 | — | 18.1% | ||
| Q2 25 | — | 9.2% | ||
| Q1 25 | — | 8.2% | ||
| Q4 24 | — | 23.6% | ||
| Q3 24 | — | 15.5% | ||
| Q2 24 | — | 13.1% | ||
| Q1 24 | — | 6.2% |
资本支出强度ACTWTS
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.8% |
现金转化率ACTWTS
| Q4 25 | — | 1.85× | ||
| Q3 25 | — | 1.49× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.75× | ||
| Q4 24 | — | 2.07× | ||
| Q3 24 | — | 1.31× | ||
| Q2 24 | — | 1.04× | ||
| Q1 24 | — | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
