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Advantage Solutions Inc.（ADV）与FISERV INC（FISV）财务数据对比。点击上方公司名可切换其他公司
FISERV INC的季度营收约是Advantage Solutions Inc.的5.7倍（$5.3B vs $932.1M）。FISERV INC净利率更高（15.3% vs -17.4%，领先32.7%）。Advantage Solutions Inc.同比增速更快（4.5% vs 0.6%）。FISERV INC自由现金流更多（$1.5B vs $23.4M）。过去两年FISERV INC的营收复合增速更高（4.0% vs 4.0%）
该公司是一家全球数据与分析企业，为众多行业提供数据技术服务、分析工具、预测洞察与欺诈防范方案，总部位于佐治亚州阿尔法利塔，在美国全境以及澳大利亚、巴西、中国、法国、中国香港、印度、爱尔兰、以色列、菲律宾、英国均设有办公地点。
Fiserv是总部位于美国威斯康星州密尔沃基的跨国金融科技企业，面向银行机构提供借记卡、信用卡交易处理、忠诚度计划管理、贷款服务、电子账单支付、电汇及ACH转账、支票存款、ATM交易处理等解决方案，同时生产借记卡、信用卡及POS终端设备。
ADV vs FISV — 直观对比
营收规模更大
FISV
是对方的5.7倍
$932.1M
营收增速更快
ADV
高出3.8%
0.6%
净利率更高
FISV
高出32.7%
-17.4%
自由现金流更多
FISV
多$1.5B
$23.4M
两年增速更快
FISV
近两年复合增速
4.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $932.1M | $5.3B |
| 净利润 | $-161.7M | $811.0M |
| 毛利率 | — | — |
| 营业利润率 | -17.4% | 24.4% |
| 净利率 | -17.4% | 15.3% |
| 营收同比 | 4.5% | 0.6% |
| 净利润同比 | 9.2% | -13.5% |
| 每股收益（稀释后） | — | $1.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ADVFISV
| Q4 25 | $932.1M | $5.3B | ||
| Q3 25 | $915.0M | $5.3B | ||
| Q2 25 | $873.7M | $5.5B | ||
| Q1 25 | $821.8M | $5.1B | ||
| Q4 24 | $892.3M | $5.3B | ||
| Q3 24 | $939.3M | $5.2B | ||
| Q2 24 | $873.4M | $5.1B | ||
| Q1 24 | $861.4M | $4.9B |
净利润ADVFISV
| Q4 25 | $-161.7M | $811.0M | ||
| Q3 25 | $20.6M | $792.0M | ||
| Q2 25 | $-30.4M | $1.0B | ||
| Q1 25 | $-56.1M | $851.0M | ||
| Q4 24 | $-178.0M | $938.0M | ||
| Q3 24 | $-42.8M | $564.0M | ||
| Q2 24 | $-100.8M | $894.0M | ||
| Q1 24 | $-5.3M | $735.0M |
营业利润率ADVFISV
| Q4 25 | -17.4% | 24.4% | ||
| Q3 25 | 4.4% | 27.3% | ||
| Q2 25 | 1.1% | 30.7% | ||
| Q1 25 | -1.8% | 27.2% | ||
| Q4 24 | -19.1% | 31.8% | ||
| Q3 24 | -0.3% | 30.7% | ||
| Q2 24 | -10.4% | 28.0% | ||
| Q1 24 | -3.5% | 24.2% |
净利率ADVFISV
| Q4 25 | -17.4% | 15.3% | ||
| Q3 25 | 2.2% | 15.0% | ||
| Q2 25 | -3.5% | 18.6% | ||
| Q1 25 | -6.8% | 16.6% | ||
| Q4 24 | -20.0% | 17.9% | ||
| Q3 24 | -4.6% | 10.8% | ||
| Q2 24 | -11.5% | 17.5% | ||
| Q1 24 | -0.6% | 15.1% |
每股收益（稀释后）ADVFISV
| Q4 25 | — | $1.51 | ||
| Q3 25 | — | $1.46 | ||
| Q2 25 | — | $1.86 | ||
| Q1 25 | — | $1.51 | ||
| Q4 24 | — | $1.63 | ||
| Q3 24 | $-0.13 | $0.98 | ||
| Q2 24 | $-0.31 | $1.53 | ||
| Q1 24 | $-0.02 | $1.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $240.8M | $798.0M |
| 总债务越低越好 | $1.7B | $27.8B |
| 股东权益账面价值 | $554.0M | $25.8B |
| 总资产 | $2.8B | $80.1B |
| 负债/权益比越低杠杆越低 | 3.05× | 1.08× |
8季度趋势，按日历期对齐
现金及短期投资ADVFISV
| Q4 25 | $240.8M | $798.0M | ||
| Q3 25 | $201.1M | $1.1B | ||
| Q2 25 | $102.9M | $999.0M | ||
| Q1 25 | $121.1M | $1.2B | ||
| Q4 24 | $205.2M | $1.2B | ||
| Q3 24 | $196.1M | $1.2B | ||
| Q2 24 | $154.0M | $1.2B | ||
| Q1 24 | $112.3M | $1.2B |
总债务ADVFISV
| Q4 25 | $1.7B | $27.8B | ||
| Q3 25 | — | $28.9B | ||
| Q2 25 | — | $28.1B | ||
| Q1 25 | — | $27.0B | ||
| Q4 24 | $1.7B | $23.7B | ||
| Q3 24 | — | $24.1B | ||
| Q2 24 | — | $24.4B | ||
| Q1 24 | — | $23.8B |
股东权益ADVFISV
| Q4 25 | $554.0M | $25.8B | ||
| Q3 25 | $708.5M | $25.1B | ||
| Q2 25 | $683.6M | $25.2B | ||
| Q1 25 | $695.6M | $25.9B | ||
| Q4 24 | $748.7M | $27.1B | ||
| Q3 24 | $932.5M | $27.8B | ||
| Q2 24 | $973.7M | $28.2B | ||
| Q1 24 | $1.1B | $28.8B |
总资产ADVFISV
| Q4 25 | $2.8B | $80.1B | ||
| Q3 25 | $3.0B | $79.4B | ||
| Q2 25 | $3.0B | $81.5B | ||
| Q1 25 | $3.0B | $80.4B | ||
| Q4 24 | $3.1B | $77.2B | ||
| Q3 24 | $3.4B | $79.8B | ||
| Q2 24 | $3.5B | $93.4B | ||
| Q1 24 | $3.6B | $92.7B |
负债/权益比ADVFISV
| Q4 25 | 3.05× | 1.08× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | — | 1.04× | ||
| Q4 24 | 2.30× | 0.88× | ||
| Q3 24 | — | 0.87× | ||
| Q2 24 | — | 0.87× | ||
| Q1 24 | — | 0.82× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.6M | $1.9B |
| 自由现金流经营现金流 - 资本支出 | $23.4M | $1.5B |
| 自由现金流率自由现金流/营收 | 2.5% | 28.4% |
| 资本支出强度资本支出/营收 | 2.4% | 8.4% |
| 现金转化率经营现金流/净利润 | — | 2.40× |
| 过去12个月自由现金流最近4个季度 | $10.7M | $4.3B |
8季度趋势，按日历期对齐
经营现金流ADVFISV
| Q4 25 | $45.6M | $1.9B | ||
| Q3 25 | $63.6M | $1.8B | ||
| Q2 25 | $-8.1M | $1.7B | ||
| Q1 25 | $-39.6M | $648.0M | ||
| Q4 24 | $15.1M | $2.2B | ||
| Q3 24 | $34.0M | $2.2B | ||
| Q2 24 | $53.4M | $1.3B | ||
| Q1 24 | $-9.4M | $831.0M |
自由现金流ADVFISV
| Q4 25 | $23.4M | $1.5B | ||
| Q3 25 | $52.2M | $1.3B | ||
| Q2 25 | $-10.2M | $1.2B | ||
| Q1 25 | $-54.7M | $313.0M | ||
| Q4 24 | $-27.4M | $1.8B | ||
| Q3 24 | $8.6M | $1.8B | ||
| Q2 24 | $43.8M | $993.0M | ||
| Q1 24 | $-24.8M | $411.0M |
自由现金流率ADVFISV
| Q4 25 | 2.5% | 28.4% | ||
| Q3 25 | 5.7% | 24.7% | ||
| Q2 25 | -1.2% | 21.5% | ||
| Q1 25 | -6.7% | 6.1% | ||
| Q4 24 | -3.1% | 34.7% | ||
| Q3 24 | 0.9% | 35.2% | ||
| Q2 24 | 5.0% | 19.4% | ||
| Q1 24 | -2.9% | 8.4% |
资本支出强度ADVFISV
| Q4 25 | 2.4% | 8.4% | ||
| Q3 25 | 1.3% | 9.6% | ||
| Q2 25 | 0.2% | 8.7% | ||
| Q1 25 | 1.8% | 6.5% | ||
| Q4 24 | 4.8% | 7.6% | ||
| Q3 24 | 2.7% | 7.7% | ||
| Q2 24 | 1.1% | 6.8% | ||
| Q1 24 | 1.8% | 8.6% |
现金转化率ADVFISV
| Q4 25 | — | 2.40× | ||
| Q3 25 | 3.09× | 2.28× | ||
| Q2 25 | — | 1.62× | ||
| Q1 25 | — | 0.76× | ||
| Q4 24 | — | 2.37× | ||
| Q3 24 | — | 3.97× | ||
| Q2 24 | — | 1.50× | ||
| Q1 24 | — | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ADV
| Experiential Services | $395.9M | 42% |
| Branded Services | $289.8M | 31% |
| Retailer Services | $246.5M | 26% |
FISV
| Small Business | $1.7B | 32% |
| Products | $1.0B | 19% |
| Digital Payments | $960.0M | 18% |
| Issuing | $792.0M | 15% |
| Enterprise | $587.0M | 11% |
| Processing | $265.0M | 5% |
| Affiliated Entity | $18.0M | 0% |
