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Side-by-side financial comparison of AerCap Holdings N.V. (AER) and Ally Financial Inc. (ALLY), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
AerCap Holdings N.V. is the larger business by last-quarter revenue ($1.9B vs $301.0M, roughly 6.3× Ally Financial Inc.). Ally Financial Inc. runs the higher net margin — 66.7% vs 108.6%, a 41.9% gap on every dollar of revenue. On growth, Ally Financial Inc. posted the faster year-over-year revenue change (-3.2% vs -3.6%).
AerCap Holdings N.V.是爱尔兰与美国合资的航空租赁企业，总部位于爱尔兰都柏林，在全球各地设有办事处。公司于纽交所上市，股票代码为AER，2014年收购ILFC、2021年斥资超300亿美元从通用电气收购GECAS后，成为全球规模最大的航空租赁公司。
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
AER vs ALLY — Head-to-Head
Income Statement — Q2 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $1.9B | $301.0M |
| Net Profit | $1.3B | $327.0M |
| Gross Margin | — | — |
| Operating Margin | 73.1% | — |
| Net Margin | 66.7% | 108.6% |
| Revenue YoY | -3.6% | -3.2% |
| Net Profit YoY | 181.0% | 333.6% |
| EPS (diluted) | $7.09 | $0.97 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q4 25 | — | $301.0M | ||
| Q3 25 | — | $308.0M | ||
| Q2 25 | $1.9B | $312.0M | ||
| Q1 25 | — | $323.0M | ||
| Q4 24 | — | $311.0M | ||
| Q3 24 | — | $319.0M | ||
| Q2 24 | $2.0B | $324.0M | ||
| Q1 24 | — | $244.0M |
| Q4 25 | — | $327.0M | ||
| Q3 25 | — | $398.0M | ||
| Q2 25 | $1.3B | $352.0M | ||
| Q1 25 | — | $-225.0M | ||
| Q4 24 | — | $-140.0M | ||
| Q3 24 | — | $357.0M | ||
| Q2 24 | $448.2M | $294.0M | ||
| Q1 24 | — | $157.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 73.1% | — | ||
| Q1 25 | — | -87.9% | ||
| Q4 24 | — | 56.3% | ||
| Q3 24 | — | 73.0% | ||
| Q2 24 | 25.1% | 79.3% | ||
| Q1 24 | — | 70.1% |
| Q4 25 | — | 108.6% | ||
| Q3 25 | — | 129.2% | ||
| Q2 25 | 66.7% | 112.8% | ||
| Q1 25 | — | -69.7% | ||
| Q4 24 | — | -45.0% | ||
| Q3 24 | — | 111.9% | ||
| Q2 24 | 22.9% | 90.7% | ||
| Q1 24 | — | 64.3% |
| Q4 25 | — | $0.97 | ||
| Q3 25 | — | $1.18 | ||
| Q2 25 | $7.09 | $1.04 | ||
| Q1 25 | — | $-0.82 | ||
| Q4 24 | — | $-0.54 | ||
| Q3 24 | — | $1.06 | ||
| Q2 24 | $2.28 | $0.86 | ||
| Q1 24 | — | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.7B | $10.0B |
| Total DebtLower is stronger | $46.1B | $17.1B |
| Stockholders' EquityBook value | $17.9B | $15.5B |
| Total Assets | $73.6B | $196.0B |
| Debt / EquityLower = less leverage | 2.57× | 1.10× |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q4 25 | — | $10.0B | ||
| Q3 25 | — | $10.2B | ||
| Q2 25 | $2.7B | $10.6B | ||
| Q1 25 | — | $10.4B | ||
| Q4 24 | — | $10.3B | ||
| Q3 24 | — | $8.6B | ||
| Q2 24 | $1.4B | $7.4B | ||
| Q1 24 | — | $8.2B |
| Q4 25 | — | $17.1B | ||
| Q3 25 | — | $16.7B | ||
| Q2 25 | $46.1B | $15.9B | ||
| Q1 25 | — | $16.5B | ||
| Q4 24 | — | $17.5B | ||
| Q3 24 | — | $16.8B | ||
| Q2 24 | $45.7B | $16.0B | ||
| Q1 24 | — | $17.0B |
| Q4 25 | — | $15.5B | ||
| Q3 25 | — | $15.1B | ||
| Q2 25 | $17.9B | $14.5B | ||
| Q1 25 | — | $14.2B | ||
| Q4 24 | — | $13.9B | ||
| Q3 24 | — | $14.7B | ||
| Q2 24 | $17.0B | $13.9B | ||
| Q1 24 | — | $13.7B |
| Q4 25 | — | $196.0B | ||
| Q3 25 | — | $191.7B | ||
| Q2 25 | $73.6B | $189.5B | ||
| Q1 25 | — | $193.3B | ||
| Q4 24 | — | $191.8B | ||
| Q3 24 | — | $193.0B | ||
| Q2 24 | $71.1B | $192.5B | ||
| Q1 24 | — | $192.9B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 1.11× | ||
| Q2 25 | 2.57× | 1.09× | ||
| Q1 25 | — | 1.16× | ||
| Q4 24 | — | 1.26× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | 2.69× | 1.15× | ||
| Q1 24 | — | 1.25× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $640.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue; lower = less reinvestment burden | — | — |
| Cash ConversionOCF / Net Profit; >1× = earnings back up with cash | — | 1.96× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q4 25 | — | $640.0M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $947.0M | ||
| Q1 25 | — | $940.0M | ||
| Q4 24 | — | $620.0M | ||
| Q3 24 | — | $992.0M | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | — | $1.3B |
| Q4 25 | — | 1.96× | ||
| Q3 25 | — | 3.02× | ||
| Q2 25 | — | 2.69× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.78× | ||
| Q2 24 | — | 5.36× | ||
| Q1 24 | — | 8.54× |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
Revenue Breakdown by Segment
AER
Segment breakdown not available.
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
