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赛博思资本（AFCG）与美国运通（AXP）财务数据对比。点击上方公司名可切换其他公司
美国运通的季度营收约是赛博思资本的3.6倍（$18.9M vs $5.2M）。赛博思资本净利率更高（17.6% vs 15.7%，领先1.9%）。美国运通同比增速更快（11.4% vs -32.1%）。过去两年赛博思资本的营收复合增速更高（-36.2% vs -95.6%）
赛布斯资本管理是一家美国另类投资机构，业务遍及全球，投资领域涵盖信贷、私募股权与房地产，总部设立于纽约。该机构由史蒂夫·范伯格与威廉·里克特于1992年联合创立，目前在美国、欧洲及亚洲均设有分支与咨询办事处。
美国运通是全球知名的支付服务提供商，主营签账卡、信用卡产品及旅行相关服务，下设全球消费者服务、全球商业服务、全球商户与网络服务三大业务板块，还提供支付融资、网络服务、应付账款费用管理、旅行生活服务等多元解决方案。
AFCG vs AXP — 直观对比
营收规模更大
AXP
是对方的3.6倍
$5.2M
营收增速更快
AXP
高出43.5%
-32.1%
净利率更高
AFCG
高出1.9%
15.7%
两年增速更快
AFCG
近两年复合增速
-95.6%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $5.2M | $18.9M |
| 净利润 | $914.0K | $3.0M |
| 毛利率 | — | — |
| 营业利润率 | 23.2% | — |
| 净利率 | 17.6% | 15.7% |
| 营收同比 | -32.1% | 11.4% |
| 净利润同比 | 192.2% | 15.0% |
| 每股收益（稀释后） | $0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFCGAXP
| Q1 26 | — | $18.9M | ||
| Q4 25 | $5.2M | $10.9B | ||
| Q3 25 | $6.5M | $10.4B | ||
| Q2 25 | $6.2M | $10.3B | ||
| Q1 25 | $6.6M | $9.6B | ||
| Q4 24 | $7.6M | $10.0B | ||
| Q3 24 | $8.9M | $9.7B | ||
| Q2 24 | $16.4M | $9.8B |
净利润AFCGAXP
| Q1 26 | — | $3.0M | ||
| Q4 25 | $914.0K | $2.5B | ||
| Q3 25 | $-12.5M | $2.9B | ||
| Q2 25 | $-13.2M | $2.9B | ||
| Q1 25 | $4.1M | $2.6B | ||
| Q4 24 | $-991.5K | $2.2B | ||
| Q3 24 | $1.4M | $2.5B | ||
| Q2 24 | $16.4M | $3.0B |
营业利润率AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | 23.2% | 28.2% | ||
| Q3 25 | -204.6% | 36.7% | ||
| Q2 25 | -214.4% | 34.4% | ||
| Q1 25 | 62.9% | 34.6% | ||
| Q4 24 | -18.0% | 27.7% | ||
| Q3 24 | 18.1% | 33.0% | ||
| Q2 24 | 94.4% | 38.6% |
净利率AFCGAXP
| Q1 26 | — | 15.7% | ||
| Q4 25 | 17.6% | 22.5% | ||
| Q3 25 | -191.3% | 27.9% | ||
| Q2 25 | -212.2% | 28.0% | ||
| Q1 25 | 61.2% | 26.8% | ||
| Q4 24 | -13.0% | 21.8% | ||
| Q3 24 | 15.6% | 25.8% | ||
| Q2 24 | 100.3% | 30.7% |
每股收益（稀释后）AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | $0.04 | $3.52 | ||
| Q3 25 | $-0.57 | $4.14 | ||
| Q2 25 | $-0.60 | $4.08 | ||
| Q1 25 | $0.18 | $3.64 | ||
| Q4 24 | $-0.07 | $3.04 | ||
| Q3 24 | $0.06 | $3.49 | ||
| Q2 24 | $0.80 | $4.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $38.6M | — |
| 总债务越低越好 | — | $60.4M |
| 股东权益账面价值 | $175.6M | $34.0M |
| 总资产 | $275.6M | $308.9M |
| 负债/权益比越低杠杆越低 | — | 1.78× |
8季度趋势，按日历期对齐
现金及短期投资AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $742.0M | ||
| Q3 25 | $45.1M | $1.3B | ||
| Q2 25 | $3.4M | $197.0M | ||
| Q1 25 | $3.3M | $261.0M | ||
| Q4 24 | $103.6M | $221.0M | ||
| Q3 24 | $122.2M | $120.0M | ||
| Q2 24 | $170.3M | $188.0M |
总债务AFCGAXP
| Q1 26 | — | $60.4M | ||
| Q4 25 | — | $56.4B | ||
| Q3 25 | — | $57.8B | ||
| Q2 25 | — | $58.2B | ||
| Q1 25 | — | $51.2B | ||
| Q4 24 | — | $49.7B | ||
| Q3 24 | — | $53.5B | ||
| Q2 24 | — | $51.5B |
股东权益AFCGAXP
| Q1 26 | — | $34.0M | ||
| Q4 25 | $175.6M | $33.5B | ||
| Q3 25 | $169.3M | $32.4B | ||
| Q2 25 | $184.7M | $32.3B | ||
| Q1 25 | $200.8M | $31.2B | ||
| Q4 24 | $201.4M | $30.3B | ||
| Q3 24 | $206.1M | $29.7B | ||
| Q2 24 | $314.3M | $29.5B |
总资产AFCGAXP
| Q1 26 | — | $308.9M | ||
| Q4 25 | $275.6M | $300.1B | ||
| Q3 25 | $288.7M | $297.6B | ||
| Q2 25 | $290.6M | $295.6B | ||
| Q1 25 | $321.7M | $282.2B | ||
| Q4 24 | $402.1M | $271.5B | ||
| Q3 24 | $366.6M | $271.0B | ||
| Q2 24 | $458.0M | $272.2B |
负债/权益比AFCGAXP
| Q1 26 | — | 1.78× | ||
| Q4 25 | — | 1.68× | ||
| Q3 25 | — | 1.78× | ||
| Q2 25 | — | 1.80× | ||
| Q1 25 | — | 1.64× | ||
| Q4 24 | — | 1.64× | ||
| Q3 24 | — | 1.80× | ||
| Q2 24 | — | 1.74× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-560.9K | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.61× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | $-560.9K | $3.1B | ||
| Q3 25 | $6.1M | $6.2B | ||
| Q2 25 | $1.8M | $4.4B | ||
| Q1 25 | $3.9M | $4.8B | ||
| Q4 24 | $2.2M | $5.8B | ||
| Q3 24 | $2.6M | $-1.8B | ||
| Q2 24 | $10.3M | $4.5B |
自由现金流AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $5.6B | ||
| Q2 25 | — | $3.7B | ||
| Q1 25 | — | $4.3B | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | $-2.3B | ||
| Q2 24 | — | $4.0B |
自由现金流率AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | — | 21.4% | ||
| Q3 25 | — | 53.6% | ||
| Q2 25 | — | 36.3% | ||
| Q1 25 | — | 45.0% | ||
| Q4 24 | — | 53.1% | ||
| Q3 24 | — | -23.3% | ||
| Q2 24 | — | 40.4% |
资本支出强度AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 6.0% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 5.8% |
现金转化率AFCGAXP
| Q1 26 | — | — | ||
| Q4 25 | -0.61× | 1.25× | ||
| Q3 25 | — | 2.15× | ||
| Q2 25 | — | 1.51× | ||
| Q1 25 | 0.96× | 1.84× | ||
| Q4 24 | — | 2.66× | ||
| Q3 24 | 1.91× | -0.72× | ||
| Q2 24 | 0.63× | 1.50× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFCG
暂无分部数据
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
