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Side-by-side financial comparison of 西联汇款 (AFG) and AIR LEASE CORP (AL), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

西联汇款 is the larger business by last-quarter revenue ($2.1B vs $140.8M, roughly 14.6× AIR LEASE CORP). AIR LEASE CORP runs the higher net margin — 14.5% vs 128.5%, a 114.0% gap on every dollar of revenue. On growth, AIR LEASE CORP posted the faster year-over-year revenue change (90.4% vs -4.0%). Over the past eight quarters, AIR LEASE CORP's revenue compounded faster (69.6% CAGR vs 4.0%).

西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业,为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案,在全球绝大多数国家和地区拥有覆盖广泛的服务网络。

航空租赁公司(ALC)是2010年成立的美国飞机租赁企业,由史蒂文·F·乌德瓦-哈齐执掌运营。公司直接向波音、空客、巴航工业、ATR采购全新商用飞机,为全球各地航空公司客户提供专业的飞机租赁及融资服务。

AFG vs AL — Head-to-Head

Bigger by revenue
AFG
AFG
14.6× larger
AFG
$2.1B
$140.8M
AL
Growing faster (revenue YoY)
AL
AL
+94.4% gap
AL
90.4%
-4.0%
AFG
Higher net margin
AL
AL
114.0% more per $
AL
128.5%
14.5%
AFG
Faster 2-yr revenue CAGR
AL
AL
Annualised
AL
69.6%
4.0%
AFG

Income Statement — Q4 2025 vs Q4 2025

Metric
AFG
AFG
AL
AL
Revenue
$2.1B
$140.8M
Net Profit
$299.0M
$180.9M
Gross Margin
Operating Margin
18.4%
Net Margin
14.5%
128.5%
Revenue YoY
-4.0%
90.4%
Net Profit YoY
17.3%
60.2%
EPS (diluted)
$3.59
$1.49

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
AFG
AFG
AL
AL
Q4 25
$2.1B
$140.8M
Q3 25
$2.3B
$44.5M
Q2 25
$1.9B
$53.0M
Q1 25
$1.9B
$92.9M
Q4 24
$2.1B
$74.0M
Q3 24
$2.4B
$65.0M
Q2 24
$1.9B
$57.8M
Q1 24
$1.9B
$49.0M
Net Profit
AFG
AFG
AL
AL
Q4 25
$299.0M
$180.9M
Q3 25
$215.0M
$146.5M
Q2 25
$174.0M
$385.2M
Q1 25
$154.0M
$375.8M
Q4 24
$255.0M
$112.9M
Q3 24
$181.0M
$104.0M
Q2 24
$209.0M
$102.9M
Q1 24
$242.0M
$107.9M
Operating Margin
AFG
AFG
AL
AL
Q4 25
18.4%
Q3 25
11.5%
Q2 25
11.9%
Q1 25
10.6%
Q4 24
14.9%
Q3 24
9.7%
Q2 24
14.3%
Q1 24
15.9%
Net Margin
AFG
AFG
AL
AL
Q4 25
14.5%
128.5%
Q3 25
9.2%
329.2%
Q2 25
9.0%
726.9%
Q1 25
8.3%
404.5%
Q4 24
11.9%
152.7%
Q3 24
7.6%
160.0%
Q2 24
11.0%
178.2%
Q1 24
12.7%
220.2%
EPS (diluted)
AFG
AFG
AL
AL
Q4 25
$3.59
$1.49
Q3 25
$2.58
$1.21
Q2 25
$2.07
$3.33
Q1 25
$1.84
$3.26
Q4 24
$3.03
$0.83
Q3 24
$2.16
$0.82
Q2 24
$2.49
$0.81
Q1 24
$2.89
$0.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
AFG
AFG
AL
AL
Cash + ST InvestmentsLiquidity on hand
$1.7B
$466.4M
Total DebtLower is stronger
$1.8B
$19.7B
Stockholders' EquityBook value
$4.8B
$8.5B
Total Assets
$32.6B
$32.9B
Debt / EquityLower = less leverage
0.38×
2.33×

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
AFG
AFG
AL
AL
Q4 25
$1.7B
$466.4M
Q3 25
$1.8B
$452.2M
Q2 25
$1.3B
$454.8M
Q1 25
$1.3B
$456.6M
Q4 24
$1.4B
$472.6M
Q3 24
$1.3B
$460.8M
Q2 24
$1.1B
$454.1M
Q1 24
$1.1B
$554.4M
Total Debt
AFG
AFG
AL
AL
Q4 25
$1.8B
$19.7B
Q3 25
$1.8B
$20.2B
Q2 25
$1.5B
$20.3B
Q1 25
$1.5B
$19.9B
Q4 24
$1.5B
$20.2B
Q3 24
$1.5B
$20.2B
Q2 24
$1.5B
$19.7B
Q1 24
$1.5B
$19.5B
Stockholders' Equity
AFG
AFG
AL
AL
Q4 25
$4.8B
$8.5B
Q3 25
$4.7B
$8.3B
Q2 25
$4.5B
$8.2B
Q1 25
$4.4B
$7.9B
Q4 24
$4.5B
$7.5B
Q3 24
$4.7B
$7.7B
Q2 24
$4.4B
$7.3B
Q1 24
$4.2B
$7.2B
Total Assets
AFG
AFG
AL
AL
Q4 25
$32.6B
$32.9B
Q3 25
$33.8B
$33.4B
Q2 25
$30.7B
$33.3B
Q1 25
$30.3B
$32.4B
Q4 24
$30.8B
$32.3B
Q3 24
$32.6B
$32.2B
Q2 24
$29.9B
$31.0B
Q1 24
$30.0B
$30.9B
Debt / Equity
AFG
AFG
AL
AL
Q4 25
0.38×
2.33×
Q3 25
0.38×
2.42×
Q2 25
0.33×
2.47×
Q1 25
0.34×
2.53×
Q4 24
0.33×
2.68×
Q3 24
0.31×
2.63×
Q2 24
0.34×
2.69×
Q1 24
0.35×
2.69×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
AFG
AFG
AL
AL
Operating Cash FlowLast quarter
$784.0M
$414.1M
Free Cash FlowOCF − Capex
$342.1M
FCF MarginFCF / Revenue
242.9%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
51.1%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
2.62×
2.29×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
AFG
AFG
AL
AL
Q4 25
$784.0M
$414.1M
Q3 25
$216.0M
$458.6M
Q2 25
$191.0M
$473.6M
Q1 25
$342.0M
$388.3M
Q4 24
$674.0M
$430.0M
Q3 24
$459.0M
$461.9M
Q2 24
$-88.0M
$413.8M
Q1 24
$107.0M
$371.3M
Free Cash Flow
AFG
AFG
AL
AL
Q4 25
$342.1M
Q3 25
$412.3M
Q2 25
$427.1M
Q1 25
$315.5M
Q4 24
$326.8M
Q3 24
$369.8M
Q2 24
$346.4M
Q1 24
$246.8M
FCF Margin
AFG
AFG
AL
AL
Q4 25
242.9%
Q3 25
926.6%
Q2 25
806.0%
Q1 25
339.5%
Q4 24
441.8%
Q3 24
569.1%
Q2 24
599.5%
Q1 24
503.8%
Capex Intensity
AFG
AFG
AL
AL
Q4 25
51.1%
Q3 25
104.1%
Q2 25
87.8%
Q1 25
78.4%
Q4 24
139.6%
Q3 24
141.7%
Q2 24
116.7%
Q1 24
254.3%
Cash Conversion
AFG
AFG
AL
AL
Q4 25
2.62×
2.29×
Q3 25
1.00×
3.13×
Q2 25
1.10×
1.23×
Q1 25
2.22×
1.03×
Q4 24
2.64×
3.81×
Q3 24
2.54×
4.44×
Q2 24
-0.42×
4.02×
Q1 24
0.44×
3.44×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

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