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西联汇款（AFG）与波尔公司（BALL）财务数据对比。点击上方公司名可切换其他公司
波尔公司的季度营收约是西联汇款的1.6倍（$3.3B vs $2.1B），西联汇款净利率更高（14.5% vs 6.0%，领先8.5%），波尔公司同比增速更快（16.2% vs -4.0%），过去两年波尔公司的营收复合增速更高（7.9% vs 4.0%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
波尔公司是全球领先的可持续铝制包装解决方案供应商，为饮料、个护、家居产品领域的品牌提供创新包装产品，同时旗下航空航天板块为政府及商业客户提供先进技术、系统与相关服务，全业务线高度重视环保责任与产品可靠性。
AFG vs BALL — 直观对比
营收规模更大
BALL
是对方的1.6倍
$2.1B
营收增速更快
BALL
高出20.2%
-4.0%
净利率更高
AFG
高出8.5%
6.0%
两年增速更快
BALL
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $3.3B |
| 净利润 | $299.0M | $200.0M |
| 毛利率 | — | — |
| 营业利润率 | 18.4% | 7.2% |
| 净利率 | 14.5% | 6.0% |
| 营收同比 | -4.0% | 16.2% |
| 净利润同比 | 17.3% | 766.7% |
| 每股收益（稀释后） | $3.59 | $0.73 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGBALL
| Q4 25 | $2.1B | $3.3B | ||
| Q3 25 | $2.3B | $3.4B | ||
| Q2 25 | $1.9B | $3.3B | ||
| Q1 25 | $1.9B | $3.1B | ||
| Q4 24 | $2.1B | $2.9B | ||
| Q3 24 | $2.4B | $3.1B | ||
| Q2 24 | $1.9B | $3.0B | ||
| Q1 24 | $1.9B | $2.9B |
净利润AFGBALL
| Q4 25 | $299.0M | $200.0M | ||
| Q3 25 | $215.0M | $321.0M | ||
| Q2 25 | $174.0M | $215.0M | ||
| Q1 25 | $154.0M | $179.0M | ||
| Q4 24 | $255.0M | $-30.0M | ||
| Q3 24 | $181.0M | $199.0M | ||
| Q2 24 | $209.0M | $159.0M | ||
| Q1 24 | $242.0M | $3.7B |
毛利率AFGBALL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.7% | ||
| Q2 24 | — | 16.5% | ||
| Q1 24 | — | 16.6% |
营业利润率AFGBALL
| Q4 25 | 18.4% | 7.2% | ||
| Q3 25 | 11.5% | 11.6% | ||
| Q2 25 | 11.9% | 8.0% | ||
| Q1 25 | 10.6% | 7.4% | ||
| Q4 24 | 14.9% | 0.2% | ||
| Q3 24 | 9.7% | 7.4% | ||
| Q2 24 | 14.3% | 6.8% | ||
| Q1 24 | 15.9% | 6.8% |
净利率AFGBALL
| Q4 25 | 14.5% | 6.0% | ||
| Q3 25 | 9.2% | 9.5% | ||
| Q2 25 | 9.0% | 6.4% | ||
| Q1 25 | 8.3% | 5.8% | ||
| Q4 24 | 11.9% | -1.0% | ||
| Q3 24 | 7.6% | 6.5% | ||
| Q2 24 | 11.0% | 5.4% | ||
| Q1 24 | 12.7% | 128.3% |
每股收益（稀释后）AFGBALL
| Q4 25 | $3.59 | $0.73 | ||
| Q3 25 | $2.58 | $1.18 | ||
| Q2 25 | $2.07 | $0.76 | ||
| Q1 25 | $1.84 | $0.63 | ||
| Q4 24 | $3.03 | $0.23 | ||
| Q3 24 | $2.16 | $0.65 | ||
| Q2 24 | $2.49 | $0.51 | ||
| Q1 24 | $2.89 | $11.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $1.2B |
| 总债务越低越好 | $1.8B | $7.0B |
| 股东权益账面价值 | $4.8B | $5.4B |
| 总资产 | $32.6B | $19.5B |
| 负债/权益比越低杠杆越低 | 0.38× | 1.29× |
8季度趋势，按日历期对齐
现金及短期投资AFGBALL
| Q4 25 | $1.7B | $1.2B | ||
| Q3 25 | $1.8B | $568.0M | ||
| Q2 25 | $1.3B | $296.0M | ||
| Q1 25 | $1.3B | $449.0M | ||
| Q4 24 | $1.4B | $885.0M | ||
| Q3 24 | $1.3B | $1.4B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.1B | $1.7B |
总债务AFGBALL
| Q4 25 | $1.8B | $7.0B | ||
| Q3 25 | $1.8B | $6.9B | ||
| Q2 25 | $1.5B | $6.5B | ||
| Q1 25 | $1.5B | $6.1B | ||
| Q4 24 | $1.5B | $5.3B | ||
| Q3 24 | $1.5B | $5.4B | ||
| Q2 24 | $1.5B | $5.5B | ||
| Q1 24 | $1.5B | $5.5B |
股东权益AFGBALL
| Q4 25 | $4.8B | $5.4B | ||
| Q3 25 | $4.7B | $5.4B | ||
| Q2 25 | $4.5B | $5.2B | ||
| Q1 25 | $4.4B | $5.5B | ||
| Q4 24 | $4.5B | $5.9B | ||
| Q3 24 | $4.7B | $6.7B | ||
| Q2 24 | $4.4B | $6.9B | ||
| Q1 24 | $4.2B | $7.3B |
总资产AFGBALL
| Q4 25 | $32.6B | $19.5B | ||
| Q3 25 | $33.8B | $18.7B | ||
| Q2 25 | $30.7B | $18.6B | ||
| Q1 25 | $30.3B | $18.0B | ||
| Q4 24 | $30.8B | $17.6B | ||
| Q3 24 | $32.6B | $18.8B | ||
| Q2 24 | $29.9B | $19.0B | ||
| Q1 24 | $30.0B | $19.9B |
负债/权益比AFGBALL
| Q4 25 | 0.38× | 1.29× | ||
| Q3 25 | 0.38× | 1.26× | ||
| Q2 25 | 0.33× | 1.24× | ||
| Q1 25 | 0.34× | 1.12× | ||
| Q4 24 | 0.33× | 0.91× | ||
| Q3 24 | 0.31× | 0.80× | ||
| Q2 24 | 0.34× | 0.80× | ||
| Q1 24 | 0.35× | 0.76× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $1.2B |
| 自由现金流经营现金流 - 资本支出 | — | $1.0B |
| 自由现金流率自由现金流/营收 | — | 31.1% |
| 资本支出强度资本支出/营收 | — | 5.1% |
| 现金转化率经营现金流/净利润 | 2.62× | 6.05× |
| 过去12个月自由现金流最近4个季度 | — | $788.0M |
8季度趋势，按日历期对齐
经营现金流AFGBALL
| Q4 25 | $784.0M | $1.2B | ||
| Q3 25 | $216.0M | $384.0M | ||
| Q2 25 | $191.0M | $332.0M | ||
| Q1 25 | $342.0M | $-665.0M | ||
| Q4 24 | $674.0M | $500.0M | ||
| Q3 24 | $459.0M | $610.0M | ||
| Q2 24 | $-88.0M | $252.0M | ||
| Q1 24 | $107.0M | $-1.2B |
自由现金流AFGBALL
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $257.0M | ||
| Q2 25 | — | $236.0M | ||
| Q1 25 | — | $-746.0M | ||
| Q4 24 | — | $393.0M | ||
| Q3 24 | — | $493.0M | ||
| Q2 24 | — | $146.0M | ||
| Q1 24 | — | $-1.4B |
自由现金流率AFGBALL
| Q4 25 | — | 31.1% | ||
| Q3 25 | — | 7.6% | ||
| Q2 25 | — | 7.1% | ||
| Q1 25 | — | -24.1% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 16.0% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | -48.7% |
资本支出强度AFGBALL
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 3.6% | ||
| Q1 24 | — | 5.4% |
现金转化率AFGBALL
| Q4 25 | 2.62× | 6.05× | ||
| Q3 25 | 1.00× | 1.20× | ||
| Q2 25 | 1.10× | 1.54× | ||
| Q1 25 | 2.22× | -3.72× | ||
| Q4 24 | 2.64× | — | ||
| Q3 24 | 2.54× | 3.07× | ||
| Q2 24 | -0.42× | 1.58× | ||
| Q1 24 | 0.44× | -0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
BALL
| Transferred Over Time | $2.7B | 82% |
| Transferred At Point In Time | $602.0M | 18% |
