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西联汇款（AFG）与Burlington Stores, Inc.（BURL）财务数据对比。点击上方公司名可切换其他公司
Burlington Stores, Inc.的季度营收约是西联汇款的1.3倍（$2.7B vs $2.1B），西联汇款净利率更高（14.5% vs 3.9%，领先10.6%），Burlington Stores, Inc.同比增速更快（7.1% vs -4.0%），过去两年西联汇款的营收复合增速更高（4.0% vs -6.9%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
伯灵顿百货（前身为伯灵顿大衣厂）是美国知名全国性折扣零售商，在全美46个州及波多黎各拥有超过1138家门店，总部位于新泽西州伯灵顿镇。2007年公司被贝恩资本收购，2008年汤姆·金斯伯里出任总裁兼首席执行官，2013年重新上市，现为美国第三大折扣零售企业。
AFG vs BURL — 直观对比
营收规模更大
BURL
是对方的1.3倍
$2.1B
营收增速更快
BURL
高出11.1%
-4.0%
净利率更高
AFG
高出10.6%
3.9%
两年增速更快
AFG
近两年复合增速
-6.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $2.7B |
| 净利润 | $299.0M | $104.8M |
| 毛利率 | — | 44.2% |
| 营业利润率 | 18.4% | 5.1% |
| 净利率 | 14.5% | 3.9% |
| 营收同比 | -4.0% | 7.1% |
| 净利润同比 | 17.3% | 15.6% |
| 每股收益（稀释后） | $3.59 | $1.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGBURL
| Q4 25 | $2.1B | $2.7B | ||
| Q3 25 | $2.3B | $2.7B | ||
| Q2 25 | $1.9B | $2.5B | ||
| Q1 25 | $1.9B | $3.3B | ||
| Q4 24 | $2.1B | $2.5B | ||
| Q3 24 | $2.4B | $2.5B | ||
| Q2 24 | $1.9B | $2.4B | ||
| Q1 24 | $1.9B | $3.1B |
净利润AFGBURL
| Q4 25 | $299.0M | $104.8M | ||
| Q3 25 | $215.0M | $94.2M | ||
| Q2 25 | $174.0M | $100.8M | ||
| Q1 25 | $154.0M | $260.8M | ||
| Q4 24 | $255.0M | $90.6M | ||
| Q3 24 | $181.0M | $73.8M | ||
| Q2 24 | $209.0M | $78.5M | ||
| Q1 24 | $242.0M | $227.5M |
毛利率AFGBURL
| Q4 25 | — | 44.2% | ||
| Q3 25 | — | 43.7% | ||
| Q2 25 | — | 43.8% | ||
| Q1 25 | — | 42.9% | ||
| Q4 24 | — | 43.9% | ||
| Q3 24 | — | 42.8% | ||
| Q2 24 | — | 43.5% | ||
| Q1 24 | — | 42.7% |
营业利润率AFGBURL
| Q4 25 | 18.4% | 5.1% | ||
| Q3 25 | 11.5% | 4.7% | ||
| Q2 25 | 11.9% | 5.3% | ||
| Q1 25 | 10.6% | 10.6% | ||
| Q4 24 | 14.9% | 4.7% | ||
| Q3 24 | 9.7% | 4.0% | ||
| Q2 24 | 14.3% | 4.7% | ||
| Q1 24 | 15.9% | 10.0% |
净利率AFGBURL
| Q4 25 | 14.5% | 3.9% | ||
| Q3 25 | 9.2% | 3.5% | ||
| Q2 25 | 9.0% | 4.0% | ||
| Q1 25 | 8.3% | 8.0% | ||
| Q4 24 | 11.9% | 3.6% | ||
| Q3 24 | 7.6% | 3.0% | ||
| Q2 24 | 11.0% | 3.3% | ||
| Q1 24 | 12.7% | 7.3% |
每股收益（稀释后）AFGBURL
| Q4 25 | $3.59 | $1.63 | ||
| Q3 25 | $2.58 | $1.47 | ||
| Q2 25 | $2.07 | $1.58 | ||
| Q1 25 | $1.84 | $4.03 | ||
| Q4 24 | $3.03 | $1.40 | ||
| Q3 24 | $2.16 | $1.15 | ||
| Q2 24 | $2.49 | $1.22 | ||
| Q1 24 | $2.89 | $3.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $584.1M |
| 总债务越低越好 | $1.8B | $2.0B |
| 股东权益账面价值 | $4.8B | $1.5B |
| 总资产 | $32.6B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.38× | 1.32× |
8季度趋势，按日历期对齐
现金及短期投资AFGBURL
| Q4 25 | $1.7B | $584.1M | ||
| Q3 25 | $1.8B | $747.6M | ||
| Q2 25 | $1.3B | $371.1M | ||
| Q1 25 | $1.3B | $994.7M | ||
| Q4 24 | $1.4B | $857.8M | ||
| Q3 24 | $1.3B | $659.9M | ||
| Q2 24 | $1.1B | $742.3M | ||
| Q1 24 | $1.1B | $925.4M |
总债务AFGBURL
| Q4 25 | $1.8B | $2.0B | ||
| Q3 25 | $1.8B | $2.0B | ||
| Q2 25 | $1.5B | $1.6B | ||
| Q1 25 | $1.5B | $1.5B | ||
| Q4 24 | $1.5B | $1.5B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.4B |
股东权益AFGBURL
| Q4 25 | $4.8B | $1.5B | ||
| Q3 25 | $4.7B | $1.4B | ||
| Q2 25 | $4.5B | $1.4B | ||
| Q1 25 | $4.4B | $1.4B | ||
| Q4 24 | $4.5B | $1.1B | ||
| Q3 24 | $4.7B | $1.1B | ||
| Q2 24 | $4.4B | $1.0B | ||
| Q1 24 | $4.2B | $996.9M |
总资产AFGBURL
| Q4 25 | $32.6B | $9.6B | ||
| Q3 25 | $33.8B | $9.3B | ||
| Q2 25 | $30.7B | $8.5B | ||
| Q1 25 | $30.3B | $8.8B | ||
| Q4 24 | $30.8B | $8.4B | ||
| Q3 24 | $32.6B | $7.8B | ||
| Q2 24 | $29.9B | $7.7B | ||
| Q1 24 | $30.0B | $7.7B |
负债/权益比AFGBURL
| Q4 25 | 0.38× | 1.32× | ||
| Q3 25 | 0.38× | 1.40× | ||
| Q2 25 | 0.33× | 1.21× | ||
| Q1 25 | 0.34× | 1.12× | ||
| Q4 24 | 0.33× | 1.35× | ||
| Q3 24 | 0.31× | 1.15× | ||
| Q2 24 | 0.34× | 1.20× | ||
| Q1 24 | 0.35× | 1.40× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $143.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-109.6M |
| 自由现金流率自由现金流/营收 | — | -4.1% |
| 资本支出强度资本支出/营收 | — | 9.3% |
| 现金转化率经营现金流/净利润 | 2.62× | 1.37× |
| 过去12个月自由现金流最近4个季度 | — | $-358.5M |
8季度趋势，按日历期对齐
经营现金流AFGBURL
| Q4 25 | $784.0M | $143.3M | ||
| Q3 25 | $216.0M | $179.4M | ||
| Q2 25 | $191.0M | $-28.9M | ||
| Q1 25 | $342.0M | $543.2M | ||
| Q4 24 | $674.0M | $110.4M | ||
| Q3 24 | $459.0M | $160.4M | ||
| Q2 24 | $-88.0M | $49.4M | ||
| Q1 24 | $107.0M | $598.5M |
自由现金流AFGBURL
| Q4 25 | — | $-109.6M | ||
| Q3 25 | — | $-101.0K | ||
| Q2 25 | — | $-438.6M | ||
| Q1 25 | — | $189.8M | ||
| Q4 24 | — | $-56.2M | ||
| Q3 24 | — | $-35.2M | ||
| Q2 24 | — | $-115.5M | ||
| Q1 24 | — | $410.3M |
自由现金流率AFGBURL
| Q4 25 | — | -4.1% | ||
| Q3 25 | — | -0.0% | ||
| Q2 25 | — | -17.5% | ||
| Q1 25 | — | 5.8% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | — | -1.4% | ||
| Q2 24 | — | -4.9% | ||
| Q1 24 | — | 13.1% |
资本支出强度AFGBURL
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 6.6% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | 7.0% | ||
| Q1 24 | — | 6.0% |
现金转化率AFGBURL
| Q4 25 | 2.62× | 1.37× | ||
| Q3 25 | 1.00× | 1.91× | ||
| Q2 25 | 1.10× | -0.29× | ||
| Q1 25 | 2.22× | 2.08× | ||
| Q4 24 | 2.64× | 1.22× | ||
| Q3 24 | 2.54× | 2.18× | ||
| Q2 24 | -0.42× | 0.63× | ||
| Q1 24 | 0.44× | 2.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
BURL
暂无分部数据
