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西联汇款（AFG）与越洋钻探（RIG）财务数据对比。点击上方公司名可切换其他公司
西联汇款的季度营收约是越洋钻探的2.0倍（$2.1B vs $1.0B），西联汇款净利率更高（14.5% vs 2.4%，领先12.1%），越洋钻探同比增速更快（9.6% vs -4.0%），过去两年越洋钻探的营收复合增速更高（16.9% vs 4.0%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
越洋钻探（Transocean Ltd.）是按营收计全球规模最大的海上钻探承包商，总部位于瑞士施泰因豪森，起源于美国，目前在加拿大、美国、挪威、英国、印度、巴西、新加坡等20个国家设有办事机构，业务覆盖全球主要海上油气开采区域。
AFG vs RIG — 直观对比
营收规模更大
AFG
是对方的2.0倍
$1.0B
营收增速更快
RIG
高出13.6%
-4.0%
净利率更高
AFG
高出12.1%
2.4%
两年增速更快
RIG
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $1.0B |
| 净利润 | $299.0M | $25.0M |
| 毛利率 | — | 42.0% |
| 营业利润率 | 18.4% | 23.0% |
| 净利率 | 14.5% | 2.4% |
| 营收同比 | -4.0% | 9.6% |
| 净利润同比 | 17.3% | 257.1% |
| 每股收益（稀释后） | $3.59 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGRIG
| Q4 25 | $2.1B | $1.0B | ||
| Q3 25 | $2.3B | $1.0B | ||
| Q2 25 | $1.9B | $988.0M | ||
| Q1 25 | $1.9B | $906.0M | ||
| Q4 24 | $2.1B | $952.0M | ||
| Q3 24 | $2.4B | $948.0M | ||
| Q2 24 | $1.9B | $861.0M | ||
| Q1 24 | $1.9B | $763.0M |
净利润AFGRIG
| Q4 25 | $299.0M | $25.0M | ||
| Q3 25 | $215.0M | $-1.9B | ||
| Q2 25 | $174.0M | $-938.0M | ||
| Q1 25 | $154.0M | $-79.0M | ||
| Q4 24 | $255.0M | $7.0M | ||
| Q3 24 | $181.0M | $-494.0M | ||
| Q2 24 | $209.0M | $-123.0M | ||
| Q1 24 | $242.0M | $98.0M |
毛利率AFGRIG
| Q4 25 | — | 42.0% | ||
| Q3 25 | — | 43.2% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 31.8% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | — | 38.0% | ||
| Q1 24 | — | 31.5% |
营业利润率AFGRIG
| Q4 25 | 18.4% | 23.0% | ||
| Q3 25 | 11.5% | -163.1% | ||
| Q2 25 | 11.9% | -97.6% | ||
| Q1 25 | 10.6% | 7.1% | ||
| Q4 24 | 14.9% | 13.7% | ||
| Q3 24 | 9.7% | -51.2% | ||
| Q2 24 | 14.3% | -6.9% | ||
| Q1 24 | 15.9% | -0.4% |
净利率AFGRIG
| Q4 25 | 14.5% | 2.4% | ||
| Q3 25 | 9.2% | -187.1% | ||
| Q2 25 | 9.0% | -94.9% | ||
| Q1 25 | 8.3% | -8.7% | ||
| Q4 24 | 11.9% | 0.7% | ||
| Q3 24 | 7.6% | -52.1% | ||
| Q2 24 | 11.0% | -14.3% | ||
| Q1 24 | 12.7% | 12.8% |
每股收益（稀释后）AFGRIG
| Q4 25 | $3.59 | $0.13 | ||
| Q3 25 | $2.58 | $-2.00 | ||
| Q2 25 | $2.07 | $-1.06 | ||
| Q1 25 | $1.84 | $-0.11 | ||
| Q4 24 | $3.03 | $-0.14 | ||
| Q3 24 | $2.16 | $-0.58 | ||
| Q2 24 | $2.49 | $-0.15 | ||
| Q1 24 | $2.89 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $620.0M |
| 总债务越低越好 | $1.8B | $5.2B |
| 股东权益账面价值 | $4.8B | $8.1B |
| 总资产 | $32.6B | $15.6B |
| 负债/权益比越低杠杆越低 | 0.38× | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资AFGRIG
| Q4 25 | $1.7B | $620.0M | ||
| Q3 25 | $1.8B | $833.0M | ||
| Q2 25 | $1.3B | $377.0M | ||
| Q1 25 | $1.3B | $263.0M | ||
| Q4 24 | $1.4B | $560.0M | ||
| Q3 24 | $1.3B | $435.0M | ||
| Q2 24 | $1.1B | $475.0M | ||
| Q1 24 | $1.1B | $446.0M |
总债务AFGRIG
| Q4 25 | $1.8B | $5.2B | ||
| Q3 25 | $1.8B | $4.8B | ||
| Q2 25 | $1.5B | $5.9B | ||
| Q1 25 | $1.5B | $5.9B | ||
| Q4 24 | $1.5B | $6.2B | ||
| Q3 24 | $1.5B | $6.5B | ||
| Q2 24 | $1.5B | $6.8B | ||
| Q1 24 | $1.5B | $6.8B |
股东权益AFGRIG
| Q4 25 | $4.8B | $8.1B | ||
| Q3 25 | $4.7B | $8.1B | ||
| Q2 25 | $4.5B | $9.4B | ||
| Q1 25 | $4.4B | $10.2B | ||
| Q4 24 | $4.5B | $10.3B | ||
| Q3 24 | $4.7B | $10.2B | ||
| Q2 24 | $4.4B | $10.7B | ||
| Q1 24 | $4.2B | $10.5B |
总资产AFGRIG
| Q4 25 | $32.6B | $15.6B | ||
| Q3 25 | $33.8B | $16.2B | ||
| Q2 25 | $30.7B | $17.8B | ||
| Q1 25 | $30.3B | $19.0B | ||
| Q4 24 | $30.8B | $19.4B | ||
| Q3 24 | $32.6B | $19.5B | ||
| Q2 24 | $29.9B | $20.3B | ||
| Q1 24 | $30.0B | $19.9B |
负债/权益比AFGRIG
| Q4 25 | 0.38× | 0.64× | ||
| Q3 25 | 0.38× | 0.60× | ||
| Q2 25 | 0.33× | 0.63× | ||
| Q1 25 | 0.34× | 0.58× | ||
| Q4 24 | 0.33× | 0.60× | ||
| Q3 24 | 0.31× | 0.64× | ||
| Q2 24 | 0.34× | 0.63× | ||
| Q1 24 | 0.35× | 0.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $349.0M |
| 自由现金流经营现金流 - 资本支出 | — | $321.0M |
| 自由现金流率自由现金流/营收 | — | 30.8% |
| 资本支出强度资本支出/营收 | — | 2.7% |
| 现金转化率经营现金流/净利润 | 2.62× | 13.96× |
| 过去12个月自由现金流最近4个季度 | — | $626.0M |
8季度趋势，按日历期对齐
经营现金流AFGRIG
| Q4 25 | $784.0M | $349.0M | ||
| Q3 25 | $216.0M | $246.0M | ||
| Q2 25 | $191.0M | $128.0M | ||
| Q1 25 | $342.0M | $26.0M | ||
| Q4 24 | $674.0M | $206.0M | ||
| Q3 24 | $459.0M | $194.0M | ||
| Q2 24 | $-88.0M | $133.0M | ||
| Q1 24 | $107.0M | $-86.0M |
自由现金流AFGRIG
| Q4 25 | — | $321.0M | ||
| Q3 25 | — | $235.0M | ||
| Q2 25 | — | $104.0M | ||
| Q1 25 | — | $-34.0M | ||
| Q4 24 | — | $177.0M | ||
| Q3 24 | — | $136.0M | ||
| Q2 24 | — | $49.0M | ||
| Q1 24 | — | $-169.0M |
自由现金流率AFGRIG
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 22.9% | ||
| Q2 25 | — | 10.5% | ||
| Q1 25 | — | -3.8% | ||
| Q4 24 | — | 18.6% | ||
| Q3 24 | — | 14.3% | ||
| Q2 24 | — | 5.7% | ||
| Q1 24 | — | -22.1% |
资本支出强度AFGRIG
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 6.6% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 9.8% | ||
| Q1 24 | — | 10.9% |
现金转化率AFGRIG
| Q4 25 | 2.62× | 13.96× | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 2.22× | — | ||
| Q4 24 | 2.64× | 29.43× | ||
| Q3 24 | 2.54× | — | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | -0.88× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
RIG
| Ultra Deepwater Floaters | $433.0M | 42% |
| BR | $236.0M | 23% |
| Other Geographical | $211.0M | 20% |
| Harsh Environment Floaters | $163.0M | 16% |
