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西联汇款（AFG）与ROKU, INC（ROKU）财务数据对比。点击上方公司名可切换其他公司
西联汇款的季度营收约是ROKU, INC的1.5倍（$2.1B vs $1.4B），西联汇款净利率更高（14.5% vs 5.8%，领先8.7%），ROKU, INC同比增速更快（16.1% vs -4.0%），过去两年ROKU, INC的营收复合增速更高（25.8% vs 4.0%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
Roku是美国流媒体技术企业，2002年由安东尼·伍德创立，主营数字媒体播放器、电视硬件生产，流媒体内容分发及平台广告运营。截至2024年覆盖用户达1.45亿，是美国流媒体视频分发领域的市场领导者，业务覆盖澳、加、法、德、英及拉美多国。
AFG vs ROKU — 直观对比
营收规模更大
AFG
是对方的1.5倍
$1.4B
营收增速更快
ROKU
高出20.1%
-4.0%
净利率更高
AFG
高出8.7%
5.8%
两年增速更快
ROKU
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $1.4B |
| 净利润 | $299.0M | $80.5M |
| 毛利率 | — | 43.5% |
| 营业利润率 | 18.4% | 4.7% |
| 净利率 | 14.5% | 5.8% |
| 营收同比 | -4.0% | 16.1% |
| 净利润同比 | 17.3% | 326.4% |
| 每股收益（稀释后） | $3.59 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGROKU
| Q4 25 | $2.1B | $1.4B | ||
| Q3 25 | $2.3B | $1.2B | ||
| Q2 25 | $1.9B | $1.1B | ||
| Q1 25 | $1.9B | $1.0B | ||
| Q4 24 | $2.1B | $1.2B | ||
| Q3 24 | $2.4B | $1.1B | ||
| Q2 24 | $1.9B | $968.2M | ||
| Q1 24 | $1.9B | $881.5M |
净利润AFGROKU
| Q4 25 | $299.0M | $80.5M | ||
| Q3 25 | $215.0M | $24.8M | ||
| Q2 25 | $174.0M | $10.5M | ||
| Q1 25 | $154.0M | $-27.4M | ||
| Q4 24 | $255.0M | $-35.5M | ||
| Q3 24 | $181.0M | $-9.0M | ||
| Q2 24 | $209.0M | $-34.0M | ||
| Q1 24 | $242.0M | $-50.9M |
毛利率AFGROKU
| Q4 25 | — | 43.5% | ||
| Q3 25 | — | 43.4% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 43.6% | ||
| Q4 24 | — | 42.7% | ||
| Q3 24 | — | 45.2% | ||
| Q2 24 | — | 43.9% | ||
| Q1 24 | — | 44.1% |
营业利润率AFGROKU
| Q4 25 | 18.4% | 4.7% | ||
| Q3 25 | 11.5% | 0.8% | ||
| Q2 25 | 11.9% | -2.1% | ||
| Q1 25 | 10.6% | -5.7% | ||
| Q4 24 | 14.9% | -3.3% | ||
| Q3 24 | 9.7% | -3.4% | ||
| Q2 24 | 14.3% | -7.4% | ||
| Q1 24 | 15.9% | -8.2% |
净利率AFGROKU
| Q4 25 | 14.5% | 5.8% | ||
| Q3 25 | 9.2% | 2.0% | ||
| Q2 25 | 9.0% | 0.9% | ||
| Q1 25 | 8.3% | -2.7% | ||
| Q4 24 | 11.9% | -3.0% | ||
| Q3 24 | 7.6% | -0.9% | ||
| Q2 24 | 11.0% | -3.5% | ||
| Q1 24 | 12.7% | -5.8% |
每股收益（稀释后）AFGROKU
| Q4 25 | $3.59 | $0.55 | ||
| Q3 25 | $2.58 | $0.16 | ||
| Q2 25 | $2.07 | $0.07 | ||
| Q1 25 | $1.84 | $-0.19 | ||
| Q4 24 | $3.03 | $-0.24 | ||
| Q3 24 | $2.16 | $-0.06 | ||
| Q2 24 | $2.49 | $-0.24 | ||
| Q1 24 | $2.89 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $2.3B |
| 总债务越低越好 | $1.8B | — |
| 股东权益账面价值 | $4.8B | $2.7B |
| 总资产 | $32.6B | $4.4B |
| 负债/权益比越低杠杆越低 | 0.38× | — |
8季度趋势，按日历期对齐
现金及短期投资AFGROKU
| Q4 25 | $1.7B | $2.3B | ||
| Q3 25 | $1.8B | $2.3B | ||
| Q2 25 | $1.3B | $2.3B | ||
| Q1 25 | $1.3B | $2.3B | ||
| Q4 24 | $1.4B | $2.2B | ||
| Q3 24 | $1.3B | $2.1B | ||
| Q2 24 | $1.1B | $2.1B | ||
| Q1 24 | $1.1B | $2.1B |
总债务AFGROKU
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
股东权益AFGROKU
| Q4 25 | $4.8B | $2.7B | ||
| Q3 25 | $4.7B | $2.6B | ||
| Q2 25 | $4.5B | $2.6B | ||
| Q1 25 | $4.4B | $2.5B | ||
| Q4 24 | $4.5B | $2.5B | ||
| Q3 24 | $4.7B | $2.5B | ||
| Q2 24 | $4.4B | $2.4B | ||
| Q1 24 | $4.2B | $2.4B |
总资产AFGROKU
| Q4 25 | $32.6B | $4.4B | ||
| Q3 25 | $33.8B | $4.4B | ||
| Q2 25 | $30.7B | $4.3B | ||
| Q1 25 | $30.3B | $4.2B | ||
| Q4 24 | $30.8B | $4.3B | ||
| Q3 24 | $32.6B | $4.3B | ||
| Q2 24 | $29.9B | $4.1B | ||
| Q1 24 | $30.0B | $4.2B |
负债/权益比AFGROKU
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $107.7M |
| 自由现金流经营现金流 - 资本支出 | — | $106.6M |
| 自由现金流率自由现金流/营收 | — | 7.6% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 2.62× | 1.34× |
| 过去12个月自由现金流最近4个季度 | — | $478.4M |
8季度趋势，按日历期对齐
经营现金流AFGROKU
| Q4 25 | $784.0M | $107.7M | ||
| Q3 25 | $216.0M | $127.6M | ||
| Q2 25 | $191.0M | $109.7M | ||
| Q1 25 | $342.0M | $138.7M | ||
| Q4 24 | $674.0M | $79.3M | ||
| Q3 24 | $459.0M | $68.7M | ||
| Q2 24 | $-88.0M | $23.4M | ||
| Q1 24 | $107.0M | $46.7M |
自由现金流AFGROKU
| Q4 25 | — | $106.6M | ||
| Q3 25 | — | $126.5M | ||
| Q2 25 | — | $108.6M | ||
| Q1 25 | — | $136.8M | ||
| Q4 24 | — | $76.8M | ||
| Q3 24 | — | $67.6M | ||
| Q2 24 | — | $22.5M | ||
| Q1 24 | — | $46.0M |
自由现金流率AFGROKU
| Q4 25 | — | 7.6% | ||
| Q3 25 | — | 10.4% | ||
| Q2 25 | — | 9.8% | ||
| Q1 25 | — | 13.4% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 5.2% |
资本支出强度AFGROKU
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率AFGROKU
| Q4 25 | 2.62× | 1.34× | ||
| Q3 25 | 1.00× | 5.14× | ||
| Q2 25 | 1.10× | 10.45× | ||
| Q1 25 | 2.22× | — | ||
| Q4 24 | 2.64× | — | ||
| Q3 24 | 2.54× | — | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
ROKU
| Services | $1.2B | 88% |
| Products | $170.9M | 12% |
