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Aflac（AFL）与ALT5 Sigma Corp（ALTS）财务数据对比。点击上方公司名可切换其他公司
Aflac的季度营收约是ALT5 Sigma Corp的905.6倍（$4.9B vs $5.4M），Aflac净利率更高（28.3% vs -7100.2%，领先7128.5%），ALT5 Sigma Corp同比增速更快（12.5% vs -10.0%）
Aflac是美国知名保险企业，也是美国最大的补充保险提供商，成立于1955年，总部位于佐治亚州哥伦布市。公司在美国推出多类保险产品，其中薪资抵扣型保险服务知名度较高，参保人遭遇保障范围内的意外或疾病时可获现金赔付，目前已为全球超5000万用户提供财务保障。
ALT5 Sigma Corp是一家专注于数字资产基础设施及交易解决方案的金融科技企业，面向全球零售和机构客户提供受监管的数字资产现货及衍生品交易、安全托管及高效结算服务，核心市场覆盖北美、欧洲及亚太多个国家和地区。
AFL vs ALTS — 直观对比
营收规模更大
AFL
是对方的905.6倍
$5.4M
营收增速更快
ALTS
高出22.4%
-10.0%
净利率更高
AFL
高出7128.5%
-7100.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $5.4M |
| 净利润 | $1.4B | $-381.5M |
| 毛利率 | — | 40.9% |
| 营业利润率 | 32.3% | -38.1% |
| 净利率 | 28.3% | -7100.2% |
| 营收同比 | -10.0% | 12.5% |
| 净利润同比 | -27.5% | -7249.1% |
| 每股收益（稀释后） | $2.58 | $-5.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFLALTS
| Q4 25 | $4.9B | $5.4M | ||
| Q3 25 | $4.7B | $7.6M | ||
| Q2 25 | $4.2B | $6.4M | ||
| Q1 25 | $3.4B | $5.5M | ||
| Q4 24 | $5.4B | $4.8M | ||
| Q3 24 | $2.9B | $4.9M | ||
| Q2 24 | $5.1B | $2.2M | ||
| Q1 24 | $5.4B | $0 |
净利润AFLALTS
| Q4 25 | $1.4B | $-381.5M | ||
| Q3 25 | $1.6B | $49.0M | ||
| Q2 25 | $599.0M | $-9.1M | ||
| Q1 25 | $29.0M | $-2.9M | ||
| Q4 24 | $1.9B | $-5.2M | ||
| Q3 24 | $-93.0M | $-822.0K | ||
| Q2 24 | $1.8B | $589.0K | ||
| Q1 24 | $1.9B | $-2.1M |
毛利率AFLALTS
| Q4 25 | — | 40.9% | ||
| Q3 25 | — | 34.6% | ||
| Q2 25 | — | 43.5% | ||
| Q1 25 | — | 47.0% | ||
| Q4 24 | — | 45.8% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 50.6% | ||
| Q1 24 | — | — |
营业利润率AFLALTS
| Q4 25 | 32.3% | -38.1% | ||
| Q3 25 | 42.1% | -218.3% | ||
| Q2 25 | 19.8% | -32.8% | ||
| Q1 25 | 4.3% | -39.4% | ||
| Q4 24 | 39.5% | -40.8% | ||
| Q3 24 | 3.1% | -14.8% | ||
| Q2 24 | 39.3% | -112.2% | ||
| Q1 24 | 39.9% | — |
净利率AFLALTS
| Q4 25 | 28.3% | -7100.2% | ||
| Q3 25 | 34.6% | 646.4% | ||
| Q2 25 | 14.4% | -142.9% | ||
| Q1 25 | 0.9% | -51.9% | ||
| Q4 24 | 35.2% | -108.7% | ||
| Q3 24 | -3.2% | -16.6% | ||
| Q2 24 | 34.2% | 27.2% | ||
| Q1 24 | 34.6% | — |
每股收益（稀释后）AFLALTS
| Q4 25 | $2.58 | $-5.53 | ||
| Q3 25 | $3.08 | $0.29 | ||
| Q2 25 | $1.11 | $-0.49 | ||
| Q1 25 | $0.05 | $-0.18 | ||
| Q4 24 | $3.45 | $-0.35 | ||
| Q3 24 | $-0.17 | $-0.06 | ||
| Q2 24 | $3.10 | $0.07 | ||
| Q1 24 | $3.25 | $-0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.2B | $6.2M |
| 总债务越低越好 | — | $563.0K |
| 股东权益账面价值 | $29.5B | $1.2B |
| 总资产 | $116.5B | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资AFLALTS
| Q4 25 | $6.2B | $6.2M | ||
| Q3 25 | $6.8B | $7.3M | ||
| Q2 25 | $7.0B | $9.6M | ||
| Q1 25 | $5.2B | $10.8M | ||
| Q4 24 | $6.2B | $7.2M | ||
| Q3 24 | $5.6B | $8.7M | ||
| Q2 24 | $6.1B | $5.8M | ||
| Q1 24 | $5.1B | $61.0K |
总债务AFLALTS
| Q4 25 | — | $563.0K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $563.0K | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AFLALTS
| Q4 25 | $29.5B | $1.2B | ||
| Q3 25 | $28.7B | $1.6B | ||
| Q2 25 | $27.2B | $26.1M | ||
| Q1 25 | $26.3B | $21.8M | ||
| Q4 24 | $26.1B | $12.4M | ||
| Q3 24 | $24.8B | $20.2M | ||
| Q2 24 | $26.0B | $22.9M | ||
| Q1 24 | $23.5B | $3.8M |
总资产AFLALTS
| Q4 25 | $116.5B | $1.2B | ||
| Q3 25 | $122.3B | $1.6B | ||
| Q2 25 | $124.7B | $94.7M | ||
| Q1 25 | $120.3B | $78.0M | ||
| Q4 24 | $117.6B | $75.7M | ||
| Q3 24 | $128.4B | $74.9M | ||
| Q2 24 | $120.2B | $75.4M | ||
| Q1 24 | $124.7B | $18.6M |
负债/权益比AFLALTS
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $315.0M | $8.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.23× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFLALTS
| Q4 25 | $315.0M | $8.3M | ||
| Q3 25 | $1.3B | $-8.7M | ||
| Q2 25 | $399.0M | $-5.2M | ||
| Q1 25 | $589.0M | $-1.5M | ||
| Q4 24 | $333.0M | $-2.0M | ||
| Q3 24 | $1.3B | $4.2M | ||
| Q2 24 | $255.0M | $80.0K | ||
| Q1 24 | $849.0M | $-544.0K |
现金转化率AFLALTS
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.76× | -0.18× | ||
| Q2 25 | 0.67× | — | ||
| Q1 25 | 20.31× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.15× | 0.14× | ||
| Q1 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFL
| Aflac Japan | $2.3B | 47% |
| Aflac US | $1.7B | 35% |
| Other | $862.0M | 18% |
ALTS
暂无分部数据
