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ASSURED GUARANTY LTD（AGO）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
ASSURED GUARANTY LTD的季度营收约是LiveRamp Holdings, Inc.的1.3倍（$277.0M vs $212.2M），ASSURED GUARANTY LTD净利率更高（43.0% vs 18.8%，领先24.2%），ASSURED GUARANTY LTD同比增速更快（77.6% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 6.3%）
Assured Guaranty旗下的Assured Investment Management（AIM）是一家主打信贷策略的机构资产管理公司，2023年7月停止运营时管理资产规模约152亿美元，曾被二级投资者评为全球最知名的对冲基金之一。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
AGO vs RAMP — 直观对比
营收规模更大
AGO
是对方的1.3倍
$212.2M
营收增速更快
AGO
高出69.0%
8.6%
净利率更高
AGO
高出24.2%
18.8%
两年增速更快
RAMP
近两年复合增速
6.3%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $277.0M | $212.2M |
| 净利润 | $119.0M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 59.6% | 18.6% |
| 净利率 | 43.0% | 18.8% |
| 营收同比 | 77.6% | 8.6% |
| 净利润同比 | 561.1% | 255.7% |
| 每股收益（稀释后） | $2.56 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AGORAMP
| Q4 25 | $277.0M | $212.2M | ||
| Q3 25 | $207.0M | $199.8M | ||
| Q2 25 | $281.0M | $194.8M | ||
| Q1 25 | $345.0M | $188.7M | ||
| Q4 24 | $156.0M | $195.4M | ||
| Q3 24 | $269.0M | $185.5M | ||
| Q2 24 | $202.0M | $176.0M | ||
| Q1 24 | $245.0M | $171.9M |
净利润AGORAMP
| Q4 25 | $119.0M | $39.9M | ||
| Q3 25 | $105.0M | $27.4M | ||
| Q2 25 | $103.0M | $7.7M | ||
| Q1 25 | $176.0M | $-6.3M | ||
| Q4 24 | $18.0M | $11.2M | ||
| Q3 24 | $171.0M | $1.7M | ||
| Q2 24 | $78.0M | $-7.5M | ||
| Q1 24 | $109.0M | $-5.4M |
毛利率AGORAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率AGORAMP
| Q4 25 | 59.6% | 18.6% | ||
| Q3 25 | 65.2% | 10.7% | ||
| Q2 25 | 47.3% | 3.7% | ||
| Q1 25 | 66.4% | -6.1% | ||
| Q4 24 | 19.2% | 7.5% | ||
| Q3 24 | 81.8% | 4.0% | ||
| Q2 24 | 46.5% | -3.0% | ||
| Q1 24 | 58.8% | -8.3% |
净利率AGORAMP
| Q4 25 | 43.0% | 18.8% | ||
| Q3 25 | 50.7% | 13.7% | ||
| Q2 25 | 36.7% | 4.0% | ||
| Q1 25 | 51.0% | -3.3% | ||
| Q4 24 | 11.5% | 5.7% | ||
| Q3 24 | 63.6% | 0.9% | ||
| Q2 24 | 38.6% | -4.3% | ||
| Q1 24 | 44.5% | -3.1% |
每股收益（稀释后）AGORAMP
| Q4 25 | $2.56 | $0.62 | ||
| Q3 25 | $2.18 | $0.42 | ||
| Q2 25 | $2.08 | $0.12 | ||
| Q1 25 | $3.44 | $-0.10 | ||
| Q4 24 | $0.40 | $0.17 | ||
| Q3 24 | $3.17 | $0.03 | ||
| Q2 24 | $1.41 | $-0.11 | ||
| Q1 24 | $1.89 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $903.0M | $403.4M |
| 总债务越低越好 | $1.7B | — |
| 股东权益账面价值 | $5.7B | $962.3M |
| 总资产 | $12.2B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.30× | — |
8季度趋势，按日历期对齐
现金及短期投资AGORAMP
| Q4 25 | $903.0M | $403.4M | ||
| Q3 25 | $1.3B | $376.9M | ||
| Q2 25 | $939.0M | $371.1M | ||
| Q1 25 | $1.2B | $420.8M | ||
| Q4 24 | $1.2B | $384.3M | ||
| Q3 24 | $1.5B | $348.4M | ||
| Q2 24 | $1.7B | $342.7M | ||
| Q1 24 | $1.6B | $368.9M |
总债务AGORAMP
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.7B | — |
股东权益AGORAMP
| Q4 25 | $5.7B | $962.3M | ||
| Q3 25 | $5.7B | $943.8M | ||
| Q2 25 | $5.6B | $947.8M | ||
| Q1 25 | $5.6B | $948.9M | ||
| Q4 24 | $5.5B | $957.7M | ||
| Q3 24 | $5.7B | $932.1M | ||
| Q2 24 | $5.5B | $951.9M | ||
| Q1 24 | $5.6B | $949.1M |
总资产AGORAMP
| Q4 25 | $12.2B | $1.3B | ||
| Q3 25 | $12.1B | $1.2B | ||
| Q2 25 | $12.1B | $1.2B | ||
| Q1 25 | $11.9B | $1.3B | ||
| Q4 24 | $11.9B | $1.3B | ||
| Q3 24 | $12.3B | $1.2B | ||
| Q2 24 | $12.1B | $1.2B | ||
| Q1 24 | $12.2B | $1.2B |
负债/权益比AGORAMP
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.30× | — | ||
| Q2 25 | 0.30× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.31× | — | ||
| Q1 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $259.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 2.18× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AGORAMP
| Q4 25 | $259.0M | — | ||
| Q3 25 | $55.0M | $57.4M | ||
| Q2 25 | $78.0M | $-15.8M | ||
| Q1 25 | $87.0M | — | ||
| Q4 24 | $47.0M | $45.1M | ||
| Q3 24 | $17.0M | $55.6M | ||
| Q2 24 | $58.0M | $-9.3M | ||
| Q1 24 | $-74.0M | — |
自由现金流AGORAMP
| Q4 25 | — | — | ||
| Q3 25 | — | $56.8M | ||
| Q2 25 | — | $-16.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $44.8M | ||
| Q3 24 | — | $55.4M | ||
| Q2 24 | — | $-9.6M | ||
| Q1 24 | — | — |
自由现金流率AGORAMP
| Q4 25 | — | — | ||
| Q3 25 | — | 28.4% | ||
| Q2 25 | — | -8.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 22.9% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | -5.4% | ||
| Q1 24 | — | — |
资本支出强度AGORAMP
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 1.0% |
现金转化率AGORAMP
| Q4 25 | 2.18× | — | ||
| Q3 25 | 0.52× | 2.09× | ||
| Q2 25 | 0.76× | -2.04× | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 2.61× | 4.02× | ||
| Q3 24 | 0.10× | 32.10× | ||
| Q2 24 | 0.74× | — | ||
| Q1 24 | -0.68× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AGO
| Insurance Segment | $226.0M | 82% |
| Other | $37.0M | 13% |
| Gain Loss On Investments Member1 | $8.0M | 3% |
| Non Credit Impairment Related Unrealized Fair Value Gains Losses On Credit Derivatives | $6.0M | 2% |
RAMP
暂无分部数据
