vs
ASSURED GUARANTY LTD（AGO）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
ASSURED GUARANTY LTD的季度营收约是STURM RUGER & CO INC的1.8倍（$277.0M vs $151.1M），ASSURED GUARANTY LTD同比增速更快（77.6% vs 3.6%），过去两年ASSURED GUARANTY LTD的营收复合增速更高（6.3% vs 5.1%）
Assured Guaranty旗下的Assured Investment Management（AIM）是一家主打信贷策略的机构资产管理公司，2023年7月停止运营时管理资产规模约152亿美元，曾被二级投资者评为全球最知名的对冲基金之一。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
AGO vs RGR — 直观对比
营收规模更大
AGO
是对方的1.8倍
$151.1M
营收增速更快
AGO
高出73.9%
3.6%
两年增速更快
AGO
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $277.0M | $151.1M |
| 净利润 | $119.0M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 59.6% | 2.3% |
| 净利率 | 43.0% | — |
| 营收同比 | 77.6% | 3.6% |
| 净利润同比 | 561.1% | — |
| 每股收益（稀释后） | $2.56 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AGORGR
| Q4 25 | $277.0M | $151.1M | ||
| Q3 25 | $207.0M | $126.8M | ||
| Q2 25 | $281.0M | $132.5M | ||
| Q1 25 | $345.0M | $135.7M | ||
| Q4 24 | $156.0M | $145.8M | ||
| Q3 24 | $269.0M | $122.3M | ||
| Q2 24 | $202.0M | $130.8M | ||
| Q1 24 | $245.0M | $136.8M |
净利润AGORGR
| Q4 25 | $119.0M | — | ||
| Q3 25 | $105.0M | $1.6M | ||
| Q2 25 | $103.0M | $-17.2M | ||
| Q1 25 | $176.0M | $7.8M | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $171.0M | $4.7M | ||
| Q2 24 | $78.0M | $8.3M | ||
| Q1 24 | $109.0M | $7.1M |
毛利率AGORGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率AGORGR
| Q4 25 | 59.6% | 2.3% | ||
| Q3 25 | 65.2% | -2.7% | ||
| Q2 25 | 47.3% | -15.6% | ||
| Q1 25 | 66.4% | 6.2% | ||
| Q4 24 | 19.2% | 7.8% | ||
| Q3 24 | 81.8% | 3.1% | ||
| Q2 24 | 46.5% | 6.9% | ||
| Q1 24 | 58.8% | 5.5% |
净利率AGORGR
| Q4 25 | 43.0% | — | ||
| Q3 25 | 50.7% | 1.2% | ||
| Q2 25 | 36.7% | -13.0% | ||
| Q1 25 | 51.0% | 5.7% | ||
| Q4 24 | 11.5% | — | ||
| Q3 24 | 63.6% | 3.9% | ||
| Q2 24 | 38.6% | 6.3% | ||
| Q1 24 | 44.5% | 5.2% |
每股收益（稀释后）AGORGR
| Q4 25 | $2.56 | $0.22 | ||
| Q3 25 | $2.18 | $0.10 | ||
| Q2 25 | $2.08 | $-1.05 | ||
| Q1 25 | $3.44 | $0.46 | ||
| Q4 24 | $0.40 | $0.62 | ||
| Q3 24 | $3.17 | $0.28 | ||
| Q2 24 | $1.41 | $0.47 | ||
| Q1 24 | $1.89 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $903.0M | $92.5M |
| 总债务越低越好 | $1.7B | — |
| 股东权益账面价值 | $5.7B | $283.8M |
| 总资产 | $12.2B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.30× | — |
8季度趋势，按日历期对齐
现金及短期投资AGORGR
| Q4 25 | $903.0M | $92.5M | ||
| Q3 25 | $1.3B | $80.8M | ||
| Q2 25 | $939.0M | $101.4M | ||
| Q1 25 | $1.2B | $108.3M | ||
| Q4 24 | $1.2B | $105.5M | ||
| Q3 24 | $1.5B | $96.0M | ||
| Q2 24 | $1.7B | $105.6M | ||
| Q1 24 | $1.6B | $115.3M |
总债务AGORGR
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.7B | — |
股东权益AGORGR
| Q4 25 | $5.7B | $283.8M | ||
| Q3 25 | $5.7B | $279.6M | ||
| Q2 25 | $5.6B | $289.3M | ||
| Q1 25 | $5.6B | $321.5M | ||
| Q4 24 | $5.5B | $319.6M | ||
| Q3 24 | $5.7B | $314.9M | ||
| Q2 24 | $5.5B | $321.5M | ||
| Q1 24 | $5.6B | $332.0M |
总资产AGORGR
| Q4 25 | $12.2B | $342.0M | ||
| Q3 25 | $12.1B | $342.3M | ||
| Q2 25 | $12.1B | $349.5M | ||
| Q1 25 | $11.9B | $379.0M | ||
| Q4 24 | $11.9B | $384.0M | ||
| Q3 24 | $12.3B | $373.5M | ||
| Q2 24 | $12.1B | $376.7M | ||
| Q1 24 | $12.2B | $385.0M |
负债/权益比AGORGR
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.30× | — | ||
| Q2 25 | 0.30× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.31× | — | ||
| Q1 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $259.0M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | 2.18× | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流AGORGR
| Q4 25 | $259.0M | $15.5M | ||
| Q3 25 | $55.0M | $12.9M | ||
| Q2 25 | $78.0M | $14.7M | ||
| Q1 25 | $87.0M | $11.1M | ||
| Q4 24 | $47.0M | $20.0M | ||
| Q3 24 | $17.0M | $9.4M | ||
| Q2 24 | $58.0M | $18.7M | ||
| Q1 24 | $-74.0M | $7.3M |
自由现金流AGORGR
| Q4 25 | — | $12.3M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $10.0M | ||
| Q4 24 | — | $16.4M | ||
| Q3 24 | — | $2.6M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.6M |
自由现金流率AGORGR
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 4.1% |
资本支出强度AGORGR
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | 1.3% |
现金转化率AGORGR
| Q4 25 | 2.18× | — | ||
| Q3 25 | 0.52× | 8.15× | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.49× | 1.43× | ||
| Q4 24 | 2.61× | — | ||
| Q3 24 | 0.10× | 1.98× | ||
| Q2 24 | 0.74× | 2.27× | ||
| Q1 24 | -0.68× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AGO
| Insurance Segment | $226.0M | 82% |
| Other | $37.0M | 13% |
| Gain Loss On Investments Member1 | $8.0M | 3% |
| Non Credit Impairment Related Unrealized Fair Value Gains Losses On Credit Derivatives | $6.0M | 2% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
