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ASSURED GUARANTY LTD（AGO）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
ASSURED GUARANTY LTD的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.2倍（$277.0M vs $225.0M），ASSURED GUARANTY LTD同比增速更快（77.6% vs 24.9%），过去两年ASSURED GUARANTY LTD的营收复合增速更高（6.3% vs -12.3%）
Assured Guaranty旗下的Assured Investment Management（AIM）是一家主打信贷策略的机构资产管理公司，2023年7月停止运营时管理资产规模约152亿美元，曾被二级投资者评为全球最知名的对冲基金之一。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
AGO vs ROCK — 直观对比
营收规模更大
AGO
是对方的1.2倍
$225.0M
营收增速更快
AGO
高出52.6%
24.9%
两年增速更快
AGO
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $277.0M | $225.0M |
| 净利润 | $119.0M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 59.6% | 7.9% |
| 净利率 | 43.0% | — |
| 营收同比 | 77.6% | 24.9% |
| 净利润同比 | 561.1% | — |
| 每股收益（稀释后） | $2.56 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AGOROCK
| Q4 25 | $277.0M | $225.0M | ||
| Q3 25 | $207.0M | $310.9M | ||
| Q2 25 | $281.0M | $309.5M | ||
| Q1 25 | $345.0M | $290.0M | ||
| Q4 24 | $156.0M | $180.1M | ||
| Q3 24 | $269.0M | $277.1M | ||
| Q2 24 | $202.0M | $273.6M | ||
| Q1 24 | $245.0M | $292.5M |
净利润AGOROCK
| Q4 25 | $119.0M | — | ||
| Q3 25 | $105.0M | $-89.1M | ||
| Q2 25 | $103.0M | $26.0M | ||
| Q1 25 | $176.0M | $21.1M | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $171.0M | $34.0M | ||
| Q2 24 | $78.0M | $32.2M | ||
| Q1 24 | $109.0M | $24.9M |
毛利率AGOROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率AGOROCK
| Q4 25 | 59.6% | 7.9% | ||
| Q3 25 | 65.2% | 12.8% | ||
| Q2 25 | 47.3% | 12.8% | ||
| Q1 25 | 66.4% | 8.8% | ||
| Q4 24 | 19.2% | 13.3% | ||
| Q3 24 | 81.8% | 15.6% | ||
| Q2 24 | 46.5% | 14.9% | ||
| Q1 24 | 58.8% | 10.8% |
净利率AGOROCK
| Q4 25 | 43.0% | — | ||
| Q3 25 | 50.7% | -28.6% | ||
| Q2 25 | 36.7% | 8.4% | ||
| Q1 25 | 51.0% | 7.3% | ||
| Q4 24 | 11.5% | — | ||
| Q3 24 | 63.6% | 12.3% | ||
| Q2 24 | 38.6% | 11.8% | ||
| Q1 24 | 44.5% | 8.5% |
每股收益（稀释后）AGOROCK
| Q4 25 | $2.56 | — | ||
| Q3 25 | $2.18 | $-2.98 | ||
| Q2 25 | $2.08 | $0.87 | ||
| Q1 25 | $3.44 | — | ||
| Q4 24 | $0.40 | — | ||
| Q3 24 | $3.17 | $1.11 | ||
| Q2 24 | $1.41 | $1.05 | ||
| Q1 24 | $1.89 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $903.0M | $115.7M |
| 总债务越低越好 | $1.7B | $0 |
| 股东权益账面价值 | $5.7B | $950.4M |
| 总资产 | $12.2B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.30× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资AGOROCK
| Q4 25 | $903.0M | $115.7M | ||
| Q3 25 | $1.3B | $89.4M | ||
| Q2 25 | $939.0M | $43.3M | ||
| Q1 25 | $1.2B | $25.1M | ||
| Q4 24 | $1.2B | $269.5M | ||
| Q3 24 | $1.5B | $228.9M | ||
| Q2 24 | $1.7B | $179.1M | ||
| Q1 24 | $1.6B | $146.7M |
总债务AGOROCK
| Q4 25 | $1.7B | $0 | ||
| Q3 25 | $1.7B | $0 | ||
| Q2 25 | $1.7B | $0 | ||
| Q1 25 | $1.7B | $0 | ||
| Q4 24 | $1.7B | $0 | ||
| Q3 24 | $1.7B | $0 | ||
| Q2 24 | $1.7B | $0 | ||
| Q1 24 | $1.7B | $0 |
股东权益AGOROCK
| Q4 25 | $5.7B | $950.4M | ||
| Q3 25 | $5.7B | $951.8M | ||
| Q2 25 | $5.6B | $1.0B | ||
| Q1 25 | $5.6B | $1.0B | ||
| Q4 24 | $5.5B | $1.0B | ||
| Q3 24 | $5.7B | $1.0B | ||
| Q2 24 | $5.5B | $975.7M | ||
| Q1 24 | $5.6B | $940.2M |
总资产AGOROCK
| Q4 25 | $12.2B | $1.4B | ||
| Q3 25 | $12.1B | $1.4B | ||
| Q2 25 | $12.1B | $1.5B | ||
| Q1 25 | $11.9B | $1.4B | ||
| Q4 24 | $11.9B | $1.4B | ||
| Q3 24 | $12.3B | $1.4B | ||
| Q2 24 | $12.1B | $1.4B | ||
| Q1 24 | $12.2B | $1.3B |
负债/权益比AGOROCK
| Q4 25 | 0.30× | 0.00× | ||
| Q3 25 | 0.30× | 0.00× | ||
| Q2 25 | 0.30× | 0.00× | ||
| Q1 25 | 0.30× | 0.00× | ||
| Q4 24 | 0.31× | 0.00× | ||
| Q3 24 | 0.30× | 0.00× | ||
| Q2 24 | 0.31× | 0.00× | ||
| Q1 24 | 0.30× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $259.0M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | 2.18× | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流AGOROCK
| Q4 25 | $259.0M | $35.5M | ||
| Q3 25 | $55.0M | $73.0M | ||
| Q2 25 | $78.0M | $44.9M | ||
| Q1 25 | $87.0M | $13.7M | ||
| Q4 24 | $47.0M | $19.9M | ||
| Q3 24 | $17.0M | $64.7M | ||
| Q2 24 | $58.0M | $36.5M | ||
| Q1 24 | $-74.0M | $53.2M |
自由现金流AGOROCK
| Q4 25 | — | $26.2M | ||
| Q3 25 | — | $64.8M | ||
| Q2 25 | — | $27.3M | ||
| Q1 25 | — | $2.3M | ||
| Q4 24 | — | $14.1M | ||
| Q3 24 | — | $60.5M | ||
| Q2 24 | — | $33.5M | ||
| Q1 24 | — | $48.8M |
自由现金流率AGOROCK
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 20.8% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 7.8% | ||
| Q3 24 | — | 21.8% | ||
| Q2 24 | — | 12.2% | ||
| Q1 24 | — | 16.7% |
资本支出强度AGOROCK
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 5.7% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.5% |
现金转化率AGOROCK
| Q4 25 | 2.18× | — | ||
| Q3 25 | 0.52× | — | ||
| Q2 25 | 0.76× | 1.73× | ||
| Q1 25 | 0.49× | 0.65× | ||
| Q4 24 | 2.61× | — | ||
| Q3 24 | 0.10× | 1.90× | ||
| Q2 24 | 0.74× | 1.13× | ||
| Q1 24 | -0.68× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AGO
| Insurance Segment | $226.0M | 82% |
| Other | $37.0M | 13% |
| Gain Loss On Investments Member1 | $8.0M | 3% |
| Non Credit Impairment Related Unrealized Fair Value Gains Losses On Credit Derivatives | $6.0M | 2% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
