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C3.ai, Inc.（AI）与ALKAMI TECHNOLOGY, INC.（ALKT）财务数据对比。点击上方公司名可切换其他公司
ALKAMI TECHNOLOGY, INC.的季度营收约是C3.ai, Inc.的1.6倍（$120.8M vs $75.1M）。ALKAMI TECHNOLOGY, INC.同比增速更快（34.7% vs -20.3%）。ALKAMI TECHNOLOGY, INC.自由现金流更多（$16.2M vs $-46.9M）。过去两年ALKAMI TECHNOLOGY, INC.的营收复合增速更高（26.0% vs -2.1%）
C3.ai是全球领先的企业级人工智能软件供应商，主要开发销售可扩展的AI应用、平台工具及垂直行业定制解决方案，服务覆盖制造、能源、金融、医疗、公共部门等领域，助力客户优化运营、降本增效、管控风险，实现数据驱动的业务决策。
Alkami科技是一家面向美国市场的云原生数字银行解决方案提供商，主要为社区银行、信用合作社等金融机构提供在线及移动银行系统、支付处理工具、数据分析模块与客户互动功能，助力合作机构优化终端用户的数字银行使用体验。
AI vs ALKT — 直观对比
营收规模更大
ALKT
是对方的1.6倍
$75.1M
营收增速更快
ALKT
高出55.1%
-20.3%
自由现金流更多
ALKT
多$63.1M
$-46.9M
两年增速更快
ALKT
近两年复合增速
-2.1%
损益表 — Q2 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $75.1M | $120.8M |
| 净利润 | $-104.7M | — |
| 毛利率 | 40.4% | 57.2% |
| 营业利润率 | -149.2% | -7.9% |
| 净利率 | -139.3% | — |
| 营收同比 | -20.3% | 34.7% |
| 净利润同比 | -58.7% | — |
| 每股收益（稀释后） | $-0.75 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIALKT
| Q4 25 | $75.1M | $120.8M | ||
| Q3 25 | $70.3M | $113.0M | ||
| Q2 25 | $108.7M | $112.1M | ||
| Q1 25 | $98.8M | $97.8M | ||
| Q4 24 | $94.3M | $89.7M | ||
| Q3 24 | $87.2M | $85.9M | ||
| Q2 24 | $86.6M | $82.2M | ||
| Q1 24 | $78.4M | $76.1M |
净利润AIALKT
| Q4 25 | $-104.7M | — | ||
| Q3 25 | $-116.8M | $-14.8M | ||
| Q2 25 | $-79.7M | $-13.6M | ||
| Q1 25 | $-80.2M | — | ||
| Q4 24 | $-66.0M | — | ||
| Q3 24 | $-62.8M | $-9.4M | ||
| Q2 24 | $-72.9M | $-12.3M | ||
| Q1 24 | $-72.6M | — |
毛利率AIALKT
| Q4 25 | 40.4% | 57.2% | ||
| Q3 25 | 37.6% | 56.8% | ||
| Q2 25 | 62.1% | 58.6% | ||
| Q1 25 | 59.1% | 59.0% | ||
| Q4 24 | 61.3% | 59.3% | ||
| Q3 24 | 59.8% | 58.9% | ||
| Q2 24 | 59.6% | 59.4% | ||
| Q1 24 | 57.8% | 57.8% |
营业利润率AIALKT
| Q4 25 | -149.2% | -7.9% | ||
| Q3 25 | -177.7% | -11.4% | ||
| Q2 25 | -81.8% | -14.2% | ||
| Q1 25 | -88.7% | -15.7% | ||
| Q4 24 | -79.8% | -9.6% | ||
| Q3 24 | -83.2% | -12.1% | ||
| Q2 24 | -95.1% | -16.1% | ||
| Q1 24 | -105.3% | -16.2% |
净利率AIALKT
| Q4 25 | -139.3% | — | ||
| Q3 25 | -166.2% | -13.1% | ||
| Q2 25 | -73.3% | -12.1% | ||
| Q1 25 | -81.2% | — | ||
| Q4 24 | -69.9% | — | ||
| Q3 24 | -72.0% | -11.0% | ||
| Q2 24 | -84.2% | -15.0% | ||
| Q1 24 | -92.6% | — |
每股收益（稀释后）AIALKT
| Q4 25 | $-0.75 | $-0.11 | ||
| Q3 25 | $-0.86 | $-0.14 | ||
| Q2 25 | $-0.60 | $-0.13 | ||
| Q1 25 | $-0.62 | $-0.08 | ||
| Q4 24 | $-0.52 | $-0.07 | ||
| Q3 24 | $-0.50 | $-0.09 | ||
| Q2 24 | $-0.59 | $-0.13 | ||
| Q1 24 | $-0.60 | $-0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $675.0M | $63.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $771.9M | $362.0M |
| 总资产 | $961.3M | $847.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AIALKT
| Q4 25 | $675.0M | $63.5M | ||
| Q3 25 | $711.9M | $57.3M | ||
| Q2 25 | $742.7M | $52.4M | ||
| Q1 25 | $724.3M | $61.7M | ||
| Q4 24 | $730.4M | $94.4M | ||
| Q3 24 | $762.5M | $81.0M | ||
| Q2 24 | $750.4M | $61.4M | ||
| Q1 24 | $723.3M | $44.2M |
股东权益AIALKT
| Q4 25 | $771.9M | $362.0M | ||
| Q3 25 | $798.8M | $350.1M | ||
| Q2 25 | $838.3M | $344.0M | ||
| Q1 25 | $860.2M | $334.0M | ||
| Q4 24 | $859.0M | $357.0M | ||
| Q3 24 | $874.9M | $338.5M | ||
| Q2 24 | $873.4M | $327.2M | ||
| Q1 24 | $898.0M | $322.9M |
总资产AIALKT
| Q4 25 | $961.3M | $847.2M | ||
| Q3 25 | $968.7M | $835.2M | ||
| Q2 25 | $1.0B | $840.4M | ||
| Q1 25 | $1.1B | $837.2M | ||
| Q4 24 | $1.0B | $437.3M | ||
| Q3 24 | $1.1B | $422.2M | ||
| Q2 24 | $1.0B | $403.9M | ||
| Q1 24 | $1.1B | $397.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-46.5M | $16.6M |
| 自由现金流经营现金流 - 资本支出 | $-46.9M | $16.2M |
| 自由现金流率自由现金流/营收 | -62.4% | 13.4% |
| 资本支出强度资本支出/营收 | 0.5% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-93.2M | $41.4M |
8季度趋势，按日历期对齐
经营现金流AIALKT
| Q4 25 | $-46.5M | $16.6M | ||
| Q3 25 | $-33.5M | $30.8M | ||
| Q2 25 | $11.3M | $1.2M | ||
| Q1 25 | $-22.0M | $-5.7M | ||
| Q4 24 | $-38.7M | $6.1M | ||
| Q3 24 | $8.0M | $11.0M | ||
| Q2 24 | $21.3M | $548.0K | ||
| Q1 24 | $-39.1M | $951.0K |
自由现金流AIALKT
| Q4 25 | $-46.9M | $16.2M | ||
| Q3 25 | $-34.3M | $30.5M | ||
| Q2 25 | $10.3M | $760.0K | ||
| Q1 25 | $-22.4M | $-6.1M | ||
| Q4 24 | $-39.5M | $6.0M | ||
| Q3 24 | $7.1M | $10.7M | ||
| Q2 24 | $18.8M | $123.0K | ||
| Q1 24 | $-45.1M | $645.0K |
自由现金流率AIALKT
| Q4 25 | -62.4% | 13.4% | ||
| Q3 25 | -48.8% | 27.0% | ||
| Q2 25 | 9.5% | 0.7% | ||
| Q1 25 | -22.7% | -6.3% | ||
| Q4 24 | -41.9% | 6.6% | ||
| Q3 24 | 8.2% | 12.4% | ||
| Q2 24 | 21.7% | 0.1% | ||
| Q1 24 | -57.6% | 0.8% |
资本支出强度AIALKT
| Q4 25 | 0.5% | 0.3% | ||
| Q3 25 | 1.1% | 0.2% | ||
| Q2 25 | 0.9% | 0.4% | ||
| Q1 25 | 0.4% | 0.5% | ||
| Q4 24 | 0.9% | 0.2% | ||
| Q3 24 | 1.1% | 0.4% | ||
| Q2 24 | 2.9% | 0.5% | ||
| Q1 24 | 7.8% | 0.4% |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
ALKT
| Saa S Subscription Services | $115.1M | 95% |
| Implementation Services | $3.6M | 3% |
| Service Other | $2.1M | 2% |
