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C3.ai, Inc.（AI）与Ategrity Specialty Insurance Co Holdings（ASIC）财务数据对比。点击上方公司名可切换其他公司
Ategrity Specialty Insurance Co Holdings的季度营收约是C3.ai, Inc.的1.5倍（$116.1M vs $75.1M），Ategrity Specialty Insurance Co Holdings净利率更高（19.5% vs -139.3%，领先158.8%）
C3.ai是全球领先的企业级人工智能软件供应商，主要开发销售可扩展的AI应用、平台工具及垂直行业定制解决方案，服务覆盖制造、能源、金融、医疗、公共部门等领域，助力客户优化运营、降本增效、管控风险，实现数据驱动的业务决策。
Ategrity Specialty Insurance Co Holdings是一家特种保险控股企业，提供商业财产及意外伤害保险解决方案，主营超额与盈余线保险业务，服务美国本土建筑、医疗、小型企业等细分领域，为标准保险公司通常不承接的特殊风险提供定制化保单。
AI vs ASIC — 直观对比
营收规模更大
ASIC
是对方的1.5倍
$75.1M
净利率更高
ASIC
高出158.8%
-139.3%
损益表 — Q2 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $75.1M | $116.1M |
| 净利润 | $-104.7M | $22.7M |
| 毛利率 | 40.4% | — |
| 营业利润率 | -149.2% | 25.6% |
| 净利率 | -139.3% | 19.5% |
| 营收同比 | -20.3% | — |
| 净利润同比 | -58.7% | — |
| 每股收益（稀释后） | $-0.75 | $0.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIASIC
| Q4 25 | $75.1M | — | ||
| Q3 25 | $70.3M | $116.1M | ||
| Q2 25 | $108.7M | $101.8M | ||
| Q1 25 | $98.8M | — | ||
| Q4 24 | $94.3M | — | ||
| Q3 24 | $87.2M | — | ||
| Q2 24 | $86.6M | — | ||
| Q1 24 | $78.4M | — |
净利润AIASIC
| Q4 25 | $-104.7M | — | ||
| Q3 25 | $-116.8M | $22.7M | ||
| Q2 25 | $-79.7M | $17.6M | ||
| Q1 25 | $-80.2M | — | ||
| Q4 24 | $-66.0M | — | ||
| Q3 24 | $-62.8M | — | ||
| Q2 24 | $-72.9M | — | ||
| Q1 24 | $-72.6M | — |
毛利率AIASIC
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — | ||
| Q1 24 | 57.8% | — |
营业利润率AIASIC
| Q4 25 | -149.2% | — | ||
| Q3 25 | -177.7% | 25.6% | ||
| Q2 25 | -81.8% | 21.9% | ||
| Q1 25 | -88.7% | — | ||
| Q4 24 | -79.8% | — | ||
| Q3 24 | -83.2% | — | ||
| Q2 24 | -95.1% | — | ||
| Q1 24 | -105.3% | — |
净利率AIASIC
| Q4 25 | -139.3% | — | ||
| Q3 25 | -166.2% | 19.5% | ||
| Q2 25 | -73.3% | 17.3% | ||
| Q1 25 | -81.2% | — | ||
| Q4 24 | -69.9% | — | ||
| Q3 24 | -72.0% | — | ||
| Q2 24 | -84.2% | — | ||
| Q1 24 | -92.6% | — |
每股收益（稀释后）AIASIC
| Q4 25 | $-0.75 | — | ||
| Q3 25 | $-0.86 | $0.45 | ||
| Q2 25 | $-0.60 | $0.39 | ||
| Q1 25 | $-0.62 | — | ||
| Q4 24 | $-0.52 | — | ||
| Q3 24 | $-0.50 | — | ||
| Q2 24 | $-0.59 | — | ||
| Q1 24 | $-0.60 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $675.0M | $34.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $771.9M | $588.6M |
| 总资产 | $961.3M | $1.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AIASIC
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | $34.3M | ||
| Q2 25 | $742.7M | $23.5M | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — | ||
| Q1 24 | $723.3M | — |
股东权益AIASIC
| Q4 25 | $771.9M | — | ||
| Q3 25 | $798.8M | $588.6M | ||
| Q2 25 | $838.3M | $559.7M | ||
| Q1 25 | $860.2M | — | ||
| Q4 24 | $859.0M | — | ||
| Q3 24 | $874.9M | — | ||
| Q2 24 | $873.4M | — | ||
| Q1 24 | $898.0M | — |
总资产AIASIC
| Q4 25 | $961.3M | — | ||
| Q3 25 | $968.7M | $1.4B | ||
| Q2 25 | $1.0B | $1.4B | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.1B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-46.5M | $41.1M |
| 自由现金流经营现金流 - 资本支出 | $-46.9M | — |
| 自由现金流率自由现金流/营收 | -62.4% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | $-93.2M | — |
8季度趋势，按日历期对齐
经营现金流AIASIC
| Q4 25 | $-46.5M | — | ||
| Q3 25 | $-33.5M | $41.1M | ||
| Q2 25 | $11.3M | $50.8M | ||
| Q1 25 | $-22.0M | — | ||
| Q4 24 | $-38.7M | — | ||
| Q3 24 | $8.0M | — | ||
| Q2 24 | $21.3M | — | ||
| Q1 24 | $-39.1M | — |
自由现金流AIASIC
| Q4 25 | $-46.9M | — | ||
| Q3 25 | $-34.3M | — | ||
| Q2 25 | $10.3M | — | ||
| Q1 25 | $-22.4M | — | ||
| Q4 24 | $-39.5M | — | ||
| Q3 24 | $7.1M | — | ||
| Q2 24 | $18.8M | — | ||
| Q1 24 | $-45.1M | — |
自由现金流率AIASIC
| Q4 25 | -62.4% | — | ||
| Q3 25 | -48.8% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | -22.7% | — | ||
| Q4 24 | -41.9% | — | ||
| Q3 24 | 8.2% | — | ||
| Q2 24 | 21.7% | — | ||
| Q1 24 | -57.6% | — |
资本支出强度AIASIC
| Q4 25 | 0.5% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 2.9% | — | ||
| Q1 24 | 7.8% | — |
现金转化率AIASIC
| Q4 25 | — | — | ||
| Q3 25 | — | 1.81× | ||
| Q2 25 | — | 2.88× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
ASIC
暂无分部数据
