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AIFU Inc.（AIFU）与美国国际集团（AIG）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是AIFU Inc.的545.7倍（$6.5B vs $12.0M）。AIFU Inc.净利率更高（25.3% vs 11.2%，领先14.1%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
AIFU vs AIG — 直观对比
营收规模更大
AIG
是对方的545.7倍
$12.0M
净利率更高
AIFU
高出14.1%
11.2%
损益表 — Q3 2023 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $12.0M | $6.5B |
| 净利润 | $3.0M | $735.0M |
| 毛利率 | — | — |
| 营业利润率 | 5.2% | 10.1% |
| 净利率 | 25.3% | 11.2% |
| 营收同比 | — | 380.9% |
| 净利润同比 | — | -18.2% |
| 每股收益（稀释后） | — | $1.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIFUAIG
| Q4 25 | — | $6.5B | ||
| Q3 25 | — | $6.4B | ||
| Q2 25 | — | $7.1B | ||
| Q1 25 | — | $6.8B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $6.8B | ||
| Q2 24 | — | $6.6B | ||
| Q1 24 | — | $12.6B |
净利润AIFUAIG
| Q4 25 | — | $735.0M | ||
| Q3 25 | — | $519.0M | ||
| Q2 25 | — | $1.1B | ||
| Q1 25 | — | $698.0M | ||
| Q4 24 | — | $898.0M | ||
| Q3 24 | — | $459.0M | ||
| Q2 24 | — | $-4.0B | ||
| Q1 24 | — | $1.2B |
营业利润率AIFUAIG
| Q4 25 | — | 10.1% | ||
| Q3 25 | — | 11.2% | ||
| Q2 25 | — | 21.8% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 40.6% | ||
| Q3 24 | — | 9.6% | ||
| Q2 24 | — | 9.4% | ||
| Q1 24 | — | 16.3% |
净利率AIFUAIG
| Q4 25 | — | 11.2% | ||
| Q3 25 | — | 8.2% | ||
| Q2 25 | — | 16.1% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | -60.6% | ||
| Q1 24 | — | 9.7% |
每股收益（稀释后）AIFUAIG
| Q4 25 | — | $1.36 | ||
| Q3 25 | — | $0.93 | ||
| Q2 25 | — | $1.98 | ||
| Q1 25 | — | $1.16 | ||
| Q4 24 | — | $1.34 | ||
| Q3 24 | — | $0.71 | ||
| Q2 24 | — | $-5.96 | ||
| Q1 24 | — | $1.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.3M | — |
| 总债务越低越好 | — | $9.2B |
| 股东权益账面价值 | $40.5M | $41.1B |
| 总资产 | $75.8M | $161.3B |
| 负债/权益比越低杠杆越低 | — | 0.22× |
8季度趋势，按日历期对齐
总债务AIFUAIG
| Q4 25 | — | $9.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $8.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIFUAIG
| Q4 25 | — | $41.1B | ||
| Q3 25 | — | $41.1B | ||
| Q2 25 | — | $41.5B | ||
| Q1 25 | — | $41.4B | ||
| Q4 24 | — | $42.5B | ||
| Q3 24 | — | $45.0B | ||
| Q2 24 | — | $44.4B | ||
| Q1 24 | — | $43.4B |
总资产AIFUAIG
| Q4 25 | — | $161.3B | ||
| Q3 25 | — | $163.4B | ||
| Q2 25 | — | $166.0B | ||
| Q1 25 | — | $161.9B | ||
| Q4 24 | — | $161.3B | ||
| Q3 24 | — | $169.4B | ||
| Q2 24 | — | $167.9B | ||
| Q1 24 | — | $544.1B |
负债/权益比AIFUAIG
| Q4 25 | — | 0.22× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $242.5K | $636.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.08× | 0.87× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIFUAIG
| Q4 25 | — | $636.0M | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | — | $-56.0M | ||
| Q4 24 | — | $125.0M | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $930.0M | ||
| Q1 24 | — | $519.0M |
现金转化率AIFUAIG
| Q4 25 | — | 0.87× | ||
| Q3 25 | — | 2.59× | ||
| Q2 25 | — | 1.22× | ||
| Q1 25 | — | -0.08× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 3.70× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
