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AIFU Inc.（AIFU）与Accelerant Holdings（ARX）财务数据对比。点击上方公司名可切换其他公司
Accelerant Holdings的季度营收约是AIFU Inc.的22.3倍（$267.4M vs $12.0M）。AIFU Inc.净利率更高（25.3% vs -511.9%，领先537.2%）
Accelerant Holdings是一家全球特种保险与再保险科技平台，依托先进数据分析和风险评估工具，为保险公司、总代理及承保合作伙伴提供定制化风险解决方案，优化承保流程，业务覆盖北美及欧洲的商业和特种保险领域。
AIFU vs ARX — 直观对比
营收规模更大
ARX
是对方的22.3倍
$12.0M
净利率更高
AIFU
高出537.2%
-511.9%
损益表 — Q3 2023 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $12.0M | $267.4M |
| 净利润 | $3.0M | $-1.4B |
| 毛利率 | — | — |
| 营业利润率 | 5.2% | -507.7% |
| 净利率 | 25.3% | -511.9% |
| 营收同比 | — | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | — | $-6.99 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIFUARX
| Q3 25 | — | $267.4M | ||
| Q2 25 | — | $219.1M | ||
| Q3 23 | $12.0M | — | ||
| Q2 23 | $21.6M | — | ||
| Q1 23 | $16.6M | — | ||
| Q3 22 | $12.1M | — | ||
| Q2 22 | $14.5M | — | ||
| Q1 22 | $14.9M | — |
净利润AIFUARX
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $8.8M | ||
| Q3 23 | $3.0M | — | ||
| Q2 23 | — | — | ||
| Q1 23 | — | — | ||
| Q3 22 | $644.0K | — | ||
| Q2 22 | $591.3K | — | ||
| Q1 22 | $-907.5K | — |
营业利润率AIFUARX
| Q3 25 | — | -507.7% | ||
| Q2 25 | — | 10.2% | ||
| Q3 23 | 5.2% | — | ||
| Q2 23 | 7.6% | — | ||
| Q1 23 | 7.3% | — | ||
| Q3 22 | 5.1% | — | ||
| Q2 22 | 4.4% | — | ||
| Q1 22 | 3.0% | — |
净利率AIFUARX
| Q3 25 | — | -511.9% | ||
| Q2 25 | — | 4.0% | ||
| Q3 23 | 25.3% | — | ||
| Q2 23 | — | — | ||
| Q1 23 | — | — | ||
| Q3 22 | 5.3% | — | ||
| Q2 22 | 4.1% | — | ||
| Q1 22 | -6.1% | — |
每股收益（稀释后）AIFUARX
| Q3 25 | — | $-6.99 | ||
| Q2 25 | — | $0.04 | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — | ||
| Q1 23 | — | — | ||
| Q3 22 | — | — | ||
| Q2 22 | — | — | ||
| Q1 22 | — | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.3M | $1.6B |
| 总债务越低越好 | — | $121.9M |
| 股东权益账面价值 | $40.5M | $676.1M |
| 总资产 | $75.8M | $7.9B |
| 负债/权益比越低杠杆越低 | — | 0.18× |
8季度趋势，按日历期对齐
现金及短期投资AIFUARX
| Q3 25 | — | $1.6B | ||
| Q2 25 | — | $1.4B | ||
| Q3 23 | $28.3M | — | ||
| Q2 23 | $30.7M | — | ||
| Q1 23 | $25.5M | — | ||
| Q3 22 | $17.8M | — | ||
| Q2 22 | $22.5M | — | ||
| Q1 22 | $27.9M | — |
总债务AIFUARX
| Q3 25 | — | $121.9M | ||
| Q2 25 | — | $126.7M | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — | ||
| Q1 23 | — | — | ||
| Q3 22 | — | — | ||
| Q2 22 | — | — | ||
| Q1 22 | — | — |
股东权益AIFUARX
| Q3 25 | — | $676.1M | ||
| Q2 25 | — | $346.2M | ||
| Q3 23 | $40.5M | — | ||
| Q2 23 | $37.5M | — | ||
| Q1 23 | $38.1M | — | ||
| Q3 22 | $30.3M | — | ||
| Q2 22 | $31.3M | — | ||
| Q1 22 | $38.0M | — |
总资产AIFUARX
| Q3 25 | — | $7.9B | ||
| Q2 25 | — | $7.5B | ||
| Q3 23 | $75.8M | — | ||
| Q2 23 | $79.1M | — | ||
| Q1 23 | $78.4M | — | ||
| Q3 22 | $55.4M | — | ||
| Q2 22 | $57.9M | — | ||
| Q1 22 | $67.2M | — |
负债/权益比AIFUARX
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | 0.37× | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — | ||
| Q1 23 | — | — | ||
| Q3 22 | — | — | ||
| Q2 22 | — | — | ||
| Q1 22 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $242.5K | $73.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.08× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIFUARX
| Q3 25 | — | $73.9M | ||
| Q2 25 | — | $309.3M | ||
| Q3 23 | $242.5K | — | ||
| Q2 23 | $997.1K | — | ||
| Q1 23 | $-376.5K | — | ||
| Q3 22 | $383.8K | — | ||
| Q2 22 | $1.0M | — | ||
| Q1 22 | $-1.9M | — |
现金转化率AIFUARX
| Q3 25 | — | — | ||
| Q2 25 | — | 35.15× | ||
| Q3 23 | 0.08× | — | ||
| Q2 23 | — | — | ||
| Q1 23 | — | — | ||
| Q3 22 | 0.60× | — | ||
| Q2 22 | 1.75× | — | ||
| Q1 22 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIFU
暂无分部数据
ARX
| Underwriting Segment | $117.6M | 44% |
| Exchange Services Segment | $85.0M | 32% |
| Other | $64.8M | 24% |
