vs
美国国际集团（AIG）与波尔公司（BALL）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是波尔公司的2.0倍（$6.5B vs $3.3B），美国国际集团净利率更高（11.2% vs 6.0%，领先5.2%），美国国际集团同比增速更快（380.9% vs 16.2%），过去两年波尔公司的营收复合增速更高（7.9% vs -18.4%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
波尔公司是全球领先的可持续铝制包装解决方案供应商，为饮料、个护、家居产品领域的品牌提供创新包装产品，同时旗下航空航天板块为政府及商业客户提供先进技术、系统与相关服务，全业务线高度重视环保责任与产品可靠性。
AIG vs BALL — 直观对比
营收规模更大
AIG
是对方的2.0倍
$3.3B
营收增速更快
AIG
高出364.7%
16.2%
净利率更高
AIG
高出5.2%
6.0%
两年增速更快
BALL
近两年复合增速
-18.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $3.3B |
| 净利润 | $735.0M | $200.0M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | 7.2% |
| 净利率 | 11.2% | 6.0% |
| 营收同比 | 380.9% | 16.2% |
| 净利润同比 | -18.2% | 766.7% |
| 每股收益（稀释后） | $1.36 | $0.73 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGBALL
| Q4 25 | $6.5B | $3.3B | ||
| Q3 25 | $6.4B | $3.4B | ||
| Q2 25 | $7.1B | $3.3B | ||
| Q1 25 | $6.8B | $3.1B | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | $6.8B | $3.1B | ||
| Q2 24 | $6.6B | $3.0B | ||
| Q1 24 | $12.6B | $2.9B |
净利润AIGBALL
| Q4 25 | $735.0M | $200.0M | ||
| Q3 25 | $519.0M | $321.0M | ||
| Q2 25 | $1.1B | $215.0M | ||
| Q1 25 | $698.0M | $179.0M | ||
| Q4 24 | — | $-30.0M | ||
| Q3 24 | $459.0M | $199.0M | ||
| Q2 24 | $-4.0B | $159.0M | ||
| Q1 24 | $1.2B | $3.7B |
毛利率AIGBALL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.7% | ||
| Q2 24 | — | 16.5% | ||
| Q1 24 | — | 16.6% |
营业利润率AIGBALL
| Q4 25 | 10.1% | 7.2% | ||
| Q3 25 | 11.2% | 11.6% | ||
| Q2 25 | 21.8% | 8.0% | ||
| Q1 25 | 14.2% | 7.4% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | 9.6% | 7.4% | ||
| Q2 24 | 9.4% | 6.8% | ||
| Q1 24 | 16.3% | 6.8% |
净利率AIGBALL
| Q4 25 | 11.2% | 6.0% | ||
| Q3 25 | 8.2% | 9.5% | ||
| Q2 25 | 16.1% | 6.4% | ||
| Q1 25 | 10.3% | 5.8% | ||
| Q4 24 | — | -1.0% | ||
| Q3 24 | 6.8% | 6.5% | ||
| Q2 24 | -60.6% | 5.4% | ||
| Q1 24 | 9.7% | 128.3% |
每股收益（稀释后）AIGBALL
| Q4 25 | $1.36 | $0.73 | ||
| Q3 25 | $0.93 | $1.18 | ||
| Q2 25 | $1.98 | $0.76 | ||
| Q1 25 | $1.16 | $0.63 | ||
| Q4 24 | — | $0.23 | ||
| Q3 24 | $0.71 | $0.65 | ||
| Q2 24 | $-5.96 | $0.51 | ||
| Q1 24 | $1.74 | $11.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.2B |
| 总债务越低越好 | $9.2B | $7.0B |
| 股东权益账面价值 | $41.1B | $5.4B |
| 总资产 | $161.3B | $19.5B |
| 负债/权益比越低杠杆越低 | 0.22× | 1.29× |
8季度趋势，按日历期对齐
现金及短期投资AIGBALL
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $568.0M | ||
| Q2 25 | — | $296.0M | ||
| Q1 25 | — | $449.0M | ||
| Q4 24 | — | $885.0M | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.7B |
总债务AIGBALL
| Q4 25 | $9.2B | $7.0B | ||
| Q3 25 | — | $6.9B | ||
| Q2 25 | — | $6.5B | ||
| Q1 25 | — | $6.1B | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | $5.4B | ||
| Q2 24 | — | $5.5B | ||
| Q1 24 | — | $5.5B |
股东权益AIGBALL
| Q4 25 | $41.1B | $5.4B | ||
| Q3 25 | $41.1B | $5.4B | ||
| Q2 25 | $41.5B | $5.2B | ||
| Q1 25 | $41.4B | $5.5B | ||
| Q4 24 | — | $5.9B | ||
| Q3 24 | $45.0B | $6.7B | ||
| Q2 24 | $44.4B | $6.9B | ||
| Q1 24 | $43.4B | $7.3B |
总资产AIGBALL
| Q4 25 | $161.3B | $19.5B | ||
| Q3 25 | $163.4B | $18.7B | ||
| Q2 25 | $166.0B | $18.6B | ||
| Q1 25 | $161.9B | $18.0B | ||
| Q4 24 | — | $17.6B | ||
| Q3 24 | $169.4B | $18.8B | ||
| Q2 24 | $167.9B | $19.0B | ||
| Q1 24 | $544.1B | $19.9B |
负债/权益比AIGBALL
| Q4 25 | 0.22× | 1.29× | ||
| Q3 25 | — | 1.26× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | 1.12× | ||
| Q4 24 | — | 0.91× | ||
| Q3 24 | — | 0.80× | ||
| Q2 24 | — | 0.80× | ||
| Q1 24 | — | 0.76× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $1.2B |
| 自由现金流经营现金流 - 资本支出 | — | $1.0B |
| 自由现金流率自由现金流/营收 | — | 31.1% |
| 资本支出强度资本支出/营收 | — | 5.1% |
| 现金转化率经营现金流/净利润 | 0.87× | 6.05× |
| 过去12个月自由现金流最近4个季度 | — | $788.0M |
8季度趋势，按日历期对齐
经营现金流AIGBALL
| Q4 25 | $636.0M | $1.2B | ||
| Q3 25 | $1.3B | $384.0M | ||
| Q2 25 | $1.4B | $332.0M | ||
| Q1 25 | $-56.0M | $-665.0M | ||
| Q4 24 | — | $500.0M | ||
| Q3 24 | $1.7B | $610.0M | ||
| Q2 24 | $930.0M | $252.0M | ||
| Q1 24 | $519.0M | $-1.2B |
自由现金流AIGBALL
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $257.0M | ||
| Q2 25 | — | $236.0M | ||
| Q1 25 | — | $-746.0M | ||
| Q4 24 | — | $393.0M | ||
| Q3 24 | — | $493.0M | ||
| Q2 24 | — | $146.0M | ||
| Q1 24 | — | $-1.4B |
自由现金流率AIGBALL
| Q4 25 | — | 31.1% | ||
| Q3 25 | — | 7.6% | ||
| Q2 25 | — | 7.1% | ||
| Q1 25 | — | -24.1% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 16.0% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | -48.7% |
资本支出强度AIGBALL
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 3.7% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 3.6% | ||
| Q1 24 | — | 5.4% |
现金转化率AIGBALL
| Q4 25 | 0.87× | 6.05× | ||
| Q3 25 | 2.59× | 1.20× | ||
| Q2 25 | 1.22× | 1.54× | ||
| Q1 25 | -0.08× | -3.72× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.70× | 3.07× | ||
| Q2 24 | — | 1.58× | ||
| Q1 24 | 0.43× | -0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIG
暂无分部数据
BALL
| Transferred Over Time | $2.7B | 82% |
| Transferred At Point In Time | $602.0M | 18% |
