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美国国际集团（AIG）与Investcorp Credit Management BDC, Inc.（ICMB）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Investcorp Credit Management BDC, Inc.的1897.0倍（$6.5B vs $3.5M）。美国国际集团净利率更高（11.2% vs -271.1%，领先282.3%）。过去两年Investcorp Credit Management BDC, Inc.的营收复合增速更高（-18.2% vs -27.8%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
Investcorp Credit Management BDC是一家上市商业开发公司，主要为美国中型企业提供优先担保贷款、定制债务融资等信贷解决方案，聚焦私人信贷市场中服务不足的细分领域，为投资者创造稳定的经风险调整的回报。
AIG vs ICMB — 直观对比
营收规模更大
AIG
是对方的1897.0倍
$3.5M
净利率更高
AIG
高出282.3%
-271.1%
两年增速更快
ICMB
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $3.5M |
| 净利润 | $735.0M | $-9.4M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | — |
| 净利率 | 11.2% | -271.1% |
| 营收同比 | 380.9% | — |
| 净利润同比 | -18.2% | — |
| 每股收益（稀释后） | $1.36 | $-0.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGICMB
| Q4 25 | $6.5B | $3.5M | ||
| Q3 25 | $6.4B | $3.9M | ||
| Q2 25 | $7.1B | $3.8M | ||
| Q1 25 | $6.8B | $3.5M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $6.8B | $4.7M | ||
| Q2 24 | $6.6B | $4.1M | ||
| Q1 24 | $12.6B | $5.6M |
净利润AIGICMB
| Q4 25 | $735.0M | $-9.4M | ||
| Q3 25 | $519.0M | $-1.3M | ||
| Q2 25 | $1.1B | $-434.3K | ||
| Q1 25 | $698.0M | $2.2M | ||
| Q4 24 | $898.0M | — | ||
| Q3 24 | $459.0M | $6.6M | ||
| Q2 24 | $-4.0B | $-2.0M | ||
| Q1 24 | $1.2B | $2.4M |
营业利润率AIGICMB
| Q4 25 | 10.1% | — | ||
| Q3 25 | 11.2% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 14.2% | — | ||
| Q4 24 | 40.6% | — | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 16.3% | — |
净利率AIGICMB
| Q4 25 | 11.2% | -271.1% | ||
| Q3 25 | 8.2% | -32.4% | ||
| Q2 25 | 16.1% | -11.5% | ||
| Q1 25 | 10.3% | 63.0% | ||
| Q4 24 | 65.9% | — | ||
| Q3 24 | 6.8% | 141.3% | ||
| Q2 24 | -60.6% | -47.9% | ||
| Q1 24 | 9.7% | 43.1% |
每股收益（稀释后）AIGICMB
| Q4 25 | $1.36 | $-0.64 | ||
| Q3 25 | $0.93 | $-0.09 | ||
| Q2 25 | $1.98 | $-0.03 | ||
| Q1 25 | $1.16 | $0.15 | ||
| Q4 24 | $1.34 | — | ||
| Q3 24 | $0.71 | $0.46 | ||
| Q2 24 | $-5.96 | $-0.13 | ||
| Q1 24 | $1.74 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.6M |
| 总债务越低越好 | $9.2B | $123.9M |
| 股东权益账面价值 | $41.1B | $61.3M |
| 总资产 | $161.3B | $188.8M |
| 负债/权益比越低杠杆越低 | 0.22× | 2.02× |
8季度趋势，按日历期对齐
现金及短期投资AIGICMB
| Q4 25 | — | $4.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $158.8K | ||
| Q1 24 | — | — |
总债务AIGICMB
| Q4 25 | $9.2B | $123.9M | ||
| Q3 25 | — | $128.5M | ||
| Q2 25 | — | $135.5M | ||
| Q1 25 | — | $121.0M | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | $112.5M | ||
| Q2 24 | — | $108.0M | ||
| Q1 24 | — | $122.5M |
股东权益AIGICMB
| Q4 25 | $41.1B | $61.3M | ||
| Q3 25 | $41.1B | $72.7M | ||
| Q2 25 | $41.5B | $76.0M | ||
| Q1 25 | $41.4B | $78.1M | ||
| Q4 24 | $42.5B | — | ||
| Q3 24 | $45.0B | $79.9M | ||
| Q2 24 | $44.4B | $75.0M | ||
| Q1 24 | $43.4B | $79.1M |
总资产AIGICMB
| Q4 25 | $161.3B | $188.8M | ||
| Q3 25 | $163.4B | $210.6M | ||
| Q2 25 | $166.0B | $224.1M | ||
| Q1 25 | $161.9B | $207.6M | ||
| Q4 24 | $161.3B | — | ||
| Q3 24 | $169.4B | $203.0M | ||
| Q2 24 | $167.9B | $192.2M | ||
| Q1 24 | $544.1B | $210.0M |
负债/权益比AIGICMB
| Q4 25 | 0.22× | 2.02× | ||
| Q3 25 | — | 1.77× | ||
| Q2 25 | — | 1.78× | ||
| Q1 25 | — | 1.55× | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | 1.41× | ||
| Q2 24 | — | 1.44× | ||
| Q1 24 | — | 1.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $12.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIGICMB
| Q4 25 | $636.0M | $12.0M | ||
| Q3 25 | $1.3B | $1.3M | ||
| Q2 25 | $1.4B | $-6.7M | ||
| Q1 25 | $-56.0M | $5.1M | ||
| Q4 24 | $125.0M | — | ||
| Q3 24 | $1.7B | $481.7K | ||
| Q2 24 | $930.0M | $11.0M | ||
| Q1 24 | $519.0M | $13.9M |
现金转化率AIGICMB
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | — | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | -0.08× | 2.31× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | 0.07× | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.43× | 5.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
