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美国国际集团（AIG）与丽思卡尔顿酒店集团（INN）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是丽思卡尔顿酒店集团的37.4倍（$6.5B vs $175.0M）。美国国际集团净利率更高（11.2% vs -1.5%，领先12.7%）。美国国际集团同比增速更快（380.9% vs 1.2%）。过去两年丽思卡尔顿酒店集团的营收复合增速更高（-3.6% vs -27.8%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
丽思卡尔顿酒店集团是源自美国的跨国豪华连锁酒店品牌，主打高端奢华住宿体验，目前在全球30个国家和地区运营着108家豪华酒店及度假村，共计拥有超过2.9万间客房，另有46家合计近9千间客房的项目正在筹备规划中。
AIG vs INN — 直观对比
营收规模更大
AIG
是对方的37.4倍
$175.0M
营收增速更快
AIG
高出379.7%
1.2%
净利率更高
AIG
高出12.7%
-1.5%
两年增速更快
INN
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $175.0M |
| 净利润 | $735.0M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | 8.3% |
| 净利率 | 11.2% | -1.5% |
| 营收同比 | 380.9% | 1.2% |
| 净利润同比 | -18.2% | -381.3% |
| 每股收益（稀释后） | $1.36 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGINN
| Q4 25 | $6.5B | $175.0M | ||
| Q3 25 | $6.4B | $177.1M | ||
| Q2 25 | $7.1B | $192.9M | ||
| Q1 25 | $6.8B | $184.5M | ||
| Q4 24 | $1.4B | $172.9M | ||
| Q3 24 | $6.8B | $176.8M | ||
| Q2 24 | $6.6B | $193.9M | ||
| Q1 24 | $12.6B | $188.1M |
净利润AIGINN
| Q4 25 | $735.0M | $-2.6M | ||
| Q3 25 | $519.0M | $-11.8M | ||
| Q2 25 | $1.1B | $2.0M | ||
| Q1 25 | $698.0M | $623.0K | ||
| Q4 24 | $898.0M | $916.0K | ||
| Q3 24 | $459.0M | $-3.6M | ||
| Q2 24 | $-4.0B | $38.7M | ||
| Q1 24 | $1.2B | $2.8M |
营业利润率AIGINN
| Q4 25 | 10.1% | 8.3% | ||
| Q3 25 | 11.2% | 4.8% | ||
| Q2 25 | 21.8% | 11.8% | ||
| Q1 25 | 14.2% | 10.7% | ||
| Q4 24 | 40.6% | 4.6% | ||
| Q3 24 | 9.6% | 8.9% | ||
| Q2 24 | 9.4% | 29.0% | ||
| Q1 24 | 16.3% | 12.5% |
净利率AIGINN
| Q4 25 | 11.2% | -1.5% | ||
| Q3 25 | 8.2% | -6.6% | ||
| Q2 25 | 16.1% | 1.1% | ||
| Q1 25 | 10.3% | 0.3% | ||
| Q4 24 | 65.9% | 0.5% | ||
| Q3 24 | 6.8% | -2.0% | ||
| Q2 24 | -60.6% | 20.0% | ||
| Q1 24 | 9.7% | 1.5% |
每股收益（稀释后）AIGINN
| Q4 25 | $1.36 | $-0.05 | ||
| Q3 25 | $0.93 | $-0.11 | ||
| Q2 25 | $1.98 | $-0.02 | ||
| Q1 25 | $1.16 | $-0.04 | ||
| Q4 24 | $1.34 | $0.05 | ||
| Q3 24 | $0.71 | $-0.04 | ||
| Q2 24 | $-5.96 | $0.23 | ||
| Q1 24 | $1.74 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $36.1M |
| 总债务越低越好 | $9.2B | $1.4B |
| 股东权益账面价值 | $41.1B | $862.2M |
| 总资产 | $161.3B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.22× | 1.62× |
8季度趋势，按日历期对齐
现金及短期投资AIGINN
| Q4 25 | — | $36.1M | ||
| Q3 25 | — | $41.1M | ||
| Q2 25 | — | $39.5M | ||
| Q1 25 | — | $48.2M | ||
| Q4 24 | — | $40.6M | ||
| Q3 24 | — | $51.7M | ||
| Q2 24 | — | $45.9M | ||
| Q1 24 | — | $63.4M |
总债务AIGINN
| Q4 25 | $9.2B | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | $8.9B | $1.4B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.5B |
股东权益AIGINN
| Q4 25 | $41.1B | $862.2M | ||
| Q3 25 | $41.1B | $875.8M | ||
| Q2 25 | $41.5B | $895.1M | ||
| Q1 25 | $41.4B | $920.4M | ||
| Q4 24 | $42.5B | $909.5M | ||
| Q3 24 | $45.0B | $911.4M | ||
| Q2 24 | $44.4B | $931.9M | ||
| Q1 24 | $43.4B | $907.8M |
总资产AIGINN
| Q4 25 | $161.3B | $2.8B | ||
| Q3 25 | $163.4B | $2.8B | ||
| Q2 25 | $166.0B | $2.9B | ||
| Q1 25 | $161.9B | $2.9B | ||
| Q4 24 | $161.3B | $2.9B | ||
| Q3 24 | $169.4B | $2.8B | ||
| Q2 24 | $167.9B | $2.9B | ||
| Q1 24 | $544.1B | $3.0B |
负债/权益比AIGINN
| Q4 25 | 0.22× | 1.62× | ||
| Q3 25 | — | 1.62× | ||
| Q2 25 | — | 1.59× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | 0.21× | 1.54× | ||
| Q3 24 | — | 1.47× | ||
| Q2 24 | — | 1.44× | ||
| Q1 24 | — | 1.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $28.5M |
| 自由现金流经营现金流 - 资本支出 | — | $9.5M |
| 自由现金流率自由现金流/营收 | — | 5.4% |
| 资本支出强度资本支出/营收 | — | 10.9% |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | $73.6M |
8季度趋势，按日历期对齐
经营现金流AIGINN
| Q4 25 | $636.0M | $28.5M | ||
| Q3 25 | $1.3B | $45.8M | ||
| Q2 25 | $1.4B | $48.8M | ||
| Q1 25 | $-56.0M | $25.9M | ||
| Q4 24 | $125.0M | $32.2M | ||
| Q3 24 | $1.7B | $55.7M | ||
| Q2 24 | $930.0M | $50.3M | ||
| Q1 24 | $519.0M | $28.1M |
自由现金流AIGINN
| Q4 25 | — | $9.5M | ||
| Q3 25 | — | $24.0M | ||
| Q2 25 | — | $30.0M | ||
| Q1 25 | — | $10.1M | ||
| Q4 24 | — | $4.4M | ||
| Q3 24 | — | $33.1M | ||
| Q2 24 | — | $29.4M | ||
| Q1 24 | — | $10.0M |
自由现金流率AIGINN
| Q4 25 | — | 5.4% | ||
| Q3 25 | — | 13.5% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 18.7% | ||
| Q2 24 | — | 15.2% | ||
| Q1 24 | — | 5.3% |
资本支出强度AIGINN
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | 12.3% | ||
| Q2 25 | — | 9.8% | ||
| Q1 25 | — | 8.5% | ||
| Q4 24 | — | 16.1% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 10.8% | ||
| Q1 24 | — | 9.6% |
现金转化率AIGINN
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | — | ||
| Q2 25 | 1.22× | 23.97× | ||
| Q1 25 | -0.08× | 41.49× | ||
| Q4 24 | 0.14× | 35.14× | ||
| Q3 24 | 3.70× | — | ||
| Q2 24 | — | 1.30× | ||
| Q1 24 | 0.43× | 9.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIG
暂无分部数据
INN
| Occupancy | $153.1M | 88% |
| Food And Beverage | $11.0M | 6% |
| Other | $10.8M | 6% |
