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美国国际集团（AIG）与INVESTORS TITLE CO（ITIC）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是INVESTORS TITLE CO的644.1倍（$6.5B vs $10.2M）。美国国际集团同比增速更快（380.9% vs 11.3%）。过去两年INVESTORS TITLE CO的营收复合增速更高（12.6% vs -27.8%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
该公司是全球首家产权保险公司，前身为费城房地产产权保险公司，目前专注于为房地产交易提供产权保险相关服务，保障房地产交易中产权方的合法权益，在产权保险领域拥有悠久的发展历史与行业积累。
AIG vs ITIC — 直观对比
营收规模更大
AIG
是对方的644.1倍
$10.2M
营收增速更快
AIG
高出369.6%
11.3%
两年增速更快
ITIC
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $10.2M |
| 净利润 | $735.0M | — |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | 94.5% |
| 净利率 | 11.2% | — |
| 营收同比 | 380.9% | 11.3% |
| 净利润同比 | -18.2% | — |
| 每股收益（稀释后） | $1.36 | $3.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGITIC
| Q4 25 | $6.5B | $10.2M | ||
| Q3 25 | $6.4B | $11.1M | ||
| Q2 25 | $7.1B | $11.2M | ||
| Q1 25 | $6.8B | $8.5M | ||
| Q4 24 | $1.4B | $9.1M | ||
| Q3 24 | $6.8B | $8.9M | ||
| Q2 24 | $6.6B | $9.1M | ||
| Q1 24 | $12.6B | $8.0M |
净利润AIGITIC
| Q4 25 | $735.0M | — | ||
| Q3 25 | $519.0M | $12.2M | ||
| Q2 25 | $1.1B | $12.3M | ||
| Q1 25 | $698.0M | $3.2M | ||
| Q4 24 | $898.0M | — | ||
| Q3 24 | $459.0M | $9.3M | ||
| Q2 24 | $-4.0B | $8.9M | ||
| Q1 24 | $1.2B | $4.5M |
营业利润率AIGITIC
| Q4 25 | 10.1% | 94.5% | ||
| Q3 25 | 11.2% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 14.2% | 47.7% | ||
| Q4 24 | 40.6% | — | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 16.3% | 72.2% |
净利率AIGITIC
| Q4 25 | 11.2% | — | ||
| Q3 25 | 8.2% | 110.3% | ||
| Q2 25 | 16.1% | 109.9% | ||
| Q1 25 | 10.3% | 37.3% | ||
| Q4 24 | 65.9% | — | ||
| Q3 24 | 6.8% | 104.9% | ||
| Q2 24 | -60.6% | 97.4% | ||
| Q1 24 | 9.7% | 56.4% |
每股收益（稀释后）AIGITIC
| Q4 25 | $1.36 | $3.97 | ||
| Q3 25 | $0.93 | $6.45 | ||
| Q2 25 | $1.98 | $6.48 | ||
| Q1 25 | $1.16 | $1.67 | ||
| Q4 24 | $1.34 | $4.41 | ||
| Q3 24 | $0.71 | $4.92 | ||
| Q2 24 | $-5.96 | $4.70 | ||
| Q1 24 | $1.74 | $2.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.6M |
| 总债务越低越好 | $9.2B | — |
| 股东权益账面价值 | $41.1B | $268.3M |
| 总资产 | $161.3B | $363.1M |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资AIGITIC
| Q4 25 | — | $89.6M | ||
| Q3 25 | — | $110.8M | ||
| Q2 25 | — | $90.1M | ||
| Q1 25 | — | $81.7M | ||
| Q4 24 | — | $83.8M | ||
| Q3 24 | — | $112.9M | ||
| Q2 24 | — | $111.2M | ||
| Q1 24 | — | $135.0M |
总债务AIGITIC
| Q4 25 | $9.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIGITIC
| Q4 25 | $41.1B | $268.3M | ||
| Q3 25 | $41.1B | $278.0M | ||
| Q2 25 | $41.5B | $266.2M | ||
| Q1 25 | $41.4B | $254.4M | ||
| Q4 24 | $42.5B | $251.8M | ||
| Q3 24 | $45.0B | $271.3M | ||
| Q2 24 | $44.4B | $261.8M | ||
| Q1 24 | $43.4B | $254.0M |
总资产AIGITIC
| Q4 25 | $161.3B | $363.1M | ||
| Q3 25 | $163.4B | $363.3M | ||
| Q2 25 | $166.0B | $345.8M | ||
| Q1 25 | $161.9B | $333.8M | ||
| Q4 24 | $161.3B | $333.6M | ||
| Q3 24 | $169.4B | $352.0M | ||
| Q2 24 | $167.9B | $340.3M | ||
| Q1 24 | $544.1B | $329.5M |
负债/权益比AIGITIC
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $5.0M |
| 自由现金流经营现金流 - 资本支出 | — | $3.7M |
| 自由现金流率自由现金流/营收 | — | 36.1% |
| 资本支出强度资本支出/营收 | — | 13.0% |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | $25.4M |
8季度趋势，按日历期对齐
经营现金流AIGITIC
| Q4 25 | $636.0M | $5.0M | ||
| Q3 25 | $1.3B | $17.2M | ||
| Q2 25 | $1.4B | $8.9M | ||
| Q1 25 | $-56.0M | $-75.0K | ||
| Q4 24 | $125.0M | $12.1M | ||
| Q3 24 | $1.7B | $7.8M | ||
| Q2 24 | $930.0M | $8.4M | ||
| Q1 24 | $519.0M | $1.4M |
自由现金流AIGITIC
| Q4 25 | — | $3.7M | ||
| Q3 25 | — | $15.8M | ||
| Q2 25 | — | $7.3M | ||
| Q1 25 | — | $-1.4M | ||
| Q4 24 | — | $10.8M | ||
| Q3 24 | — | $6.1M | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $-793.0K |
自由现金流率AIGITIC
| Q4 25 | — | 36.1% | ||
| Q3 25 | — | 142.8% | ||
| Q2 25 | — | 65.4% | ||
| Q1 25 | — | -16.5% | ||
| Q4 24 | — | 118.2% | ||
| Q3 24 | — | 68.6% | ||
| Q2 24 | — | 69.4% | ||
| Q1 24 | — | -9.9% |
资本支出强度AIGITIC
| Q4 25 | — | 13.0% | ||
| Q3 25 | — | 12.2% | ||
| Q2 25 | — | 13.9% | ||
| Q1 25 | — | 15.7% | ||
| Q4 24 | — | 14.8% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 23.2% | ||
| Q1 24 | — | 27.8% |
现金转化率AIGITIC
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | 1.40× | ||
| Q2 25 | 1.22× | 0.72× | ||
| Q1 25 | -0.08× | -0.02× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | 0.84× | ||
| Q2 24 | — | 0.95× | ||
| Q1 24 | 0.43× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIG
暂无分部数据
ITIC
| Escrow Title Related And Other Fees | $4.9M | 48% |
| Investment Related Revenue | $3.8M | 37% |
| Other | $1.5M | 15% |
