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美国国际集团（AIG）与MESABI TRUST（MSB）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是MESABI TRUST的1824.3倍（$6.5B vs $3.6M）。MESABI TRUST净利率更高（77.1% vs 11.2%，领先65.9%）。美国国际集团同比增速更快（380.9% vs -95.5%）。过去两年MESABI TRUST的营收复合增速更高（-24.1% vs -27.8%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
梅萨比信托是一家总部位于美国的特许权信托机构，持有明尼苏达州梅萨比山脉铁矿开采资产的特许权权益，主要通过与铁矿石生产销售挂钩的特许权使用费获得收益，服务于全球钢铁制造市场。
AIG vs MSB — 直观对比
营收规模更大
AIG
是对方的1824.3倍
$3.6M
营收增速更快
AIG
高出476.4%
-95.5%
净利率更高
MSB
高出65.9%
11.2%
两年增速更快
MSB
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q3 2026
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $3.6M |
| 净利润 | $735.0M | $2.8M |
| 毛利率 | — | 77.1% |
| 营业利润率 | 10.1% | — |
| 净利率 | 11.2% | 77.1% |
| 营收同比 | 380.9% | -95.5% |
| 净利润同比 | -18.2% | -96.5% |
| 每股收益（稀释后） | $1.36 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGMSB
| Q4 25 | $6.5B | $3.6M | ||
| Q3 25 | $6.4B | $5.6M | ||
| Q2 25 | $7.1B | $4.7M | ||
| Q1 25 | $6.8B | $6.9M | ||
| Q4 24 | $1.4B | $79.0M | ||
| Q3 24 | $6.8B | $6.5M | ||
| Q2 24 | $6.6B | $6.3M | ||
| Q1 24 | $12.6B | $6.2M |
净利润AIGMSB
| Q4 25 | $735.0M | $2.8M | ||
| Q3 25 | $519.0M | $4.7M | ||
| Q2 25 | $1.1B | $3.6M | ||
| Q1 25 | $698.0M | $6.1M | ||
| Q4 24 | $898.0M | $78.3M | ||
| Q3 24 | $459.0M | $5.4M | ||
| Q2 24 | $-4.0B | $3.5M | ||
| Q1 24 | $1.2B | $4.7M |
毛利率AIGMSB
| Q4 25 | — | 77.1% | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | 76.7% | ||
| Q1 25 | — | 88.5% | ||
| Q4 24 | — | 99.1% | ||
| Q3 24 | — | 83.2% | ||
| Q2 24 | — | 55.7% | ||
| Q1 24 | — | 75.3% |
营业利润率AIGMSB
| Q4 25 | 10.1% | — | ||
| Q3 25 | 11.2% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 14.2% | — | ||
| Q4 24 | 40.6% | — | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 16.3% | — |
净利率AIGMSB
| Q4 25 | 11.2% | 77.1% | ||
| Q3 25 | 8.2% | 84.6% | ||
| Q2 25 | 16.1% | 76.7% | ||
| Q1 25 | 10.3% | 88.5% | ||
| Q4 24 | 65.9% | 99.1% | ||
| Q3 24 | 6.8% | 83.2% | ||
| Q2 24 | -60.6% | 55.7% | ||
| Q1 24 | 9.7% | 75.3% |
每股收益（稀释后）AIGMSB
| Q4 25 | $1.36 | — | ||
| Q3 25 | $0.93 | — | ||
| Q2 25 | $1.98 | — | ||
| Q1 25 | $1.16 | — | ||
| Q4 24 | $1.34 | — | ||
| Q3 24 | $0.71 | — | ||
| Q2 24 | $-5.96 | — | ||
| Q1 24 | $1.74 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $9.2B | — |
| 股东权益账面价值 | $41.1B | $21.1M |
| 总资产 | $161.3B | $26.0M |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
总债务AIGMSB
| Q4 25 | $9.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIGMSB
| Q4 25 | $41.1B | $21.1M | ||
| Q3 25 | $41.1B | $22.8M | ||
| Q2 25 | $41.5B | $19.6M | ||
| Q1 25 | $41.4B | $23.3M | ||
| Q4 24 | $42.5B | $95.3M | ||
| Q3 24 | $45.0B | $22.1M | ||
| Q2 24 | $44.4B | $20.7M | ||
| Q1 24 | $43.4B | $21.0M |
总资产AIGMSB
| Q4 25 | $161.3B | $26.0M | ||
| Q3 25 | $163.4B | $24.8M | ||
| Q2 25 | $166.0B | $27.4M | ||
| Q1 25 | $161.9B | $101.7M | ||
| Q4 24 | $161.3B | $100.7M | ||
| Q3 24 | $169.4B | $26.2M | ||
| Q2 24 | $167.9B | $25.1M | ||
| Q1 24 | $544.1B | $26.7M |
负债/权益比AIGMSB
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $3.5M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.87× | 1.27× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIGMSB
| Q4 25 | $636.0M | $3.5M | ||
| Q3 25 | $1.3B | $4.4M | ||
| Q2 25 | $1.4B | $2.1M | ||
| Q1 25 | $-56.0M | $9.4M | ||
| Q4 24 | $125.0M | $78.2M | ||
| Q3 24 | $1.7B | $3.8M | ||
| Q2 24 | $930.0M | $2.5M | ||
| Q1 24 | $519.0M | $5.7M |
现金转化率AIGMSB
| Q4 25 | 0.87× | 1.27× | ||
| Q3 25 | 2.59× | 0.92× | ||
| Q2 25 | 1.22× | 0.57× | ||
| Q1 25 | -0.08× | 1.55× | ||
| Q4 24 | 0.14× | 1.00× | ||
| Q3 24 | 3.70× | 0.71× | ||
| Q2 24 | — | 0.72× | ||
| Q1 24 | 0.43× | 1.21× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
