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美国国际集团（AIG）与PLUMAS BANCORP（PLBC）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是PLUMAS BANCORP的253.1倍（$6.5B vs $25.9M）。美国国际集团同比增速更快（380.9% vs 36.5%）。过去两年PLUMAS BANCORP的营收复合增速更高（501.6% vs -27.8%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
Plumas Bancorp是一家美国银行控股公司，通过旗下子公司Plumas Bank开展业务，为加利福尼亚州北部及内华达州的个人客户、中小企业和本地社区机构提供存款、各类贷款、财富管理等综合零售及商业银行服务。
AIG vs PLBC — 直观对比
营收规模更大
AIG
是对方的253.1倍
$25.9M
营收增速更快
AIG
高出344.4%
36.5%
两年增速更快
PLBC
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $25.9M |
| 净利润 | $735.0M | — |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | 54.0% |
| 净利率 | 11.2% | — |
| 营收同比 | 380.9% | 36.5% |
| 净利润同比 | -18.2% | — |
| 每股收益（稀释后） | $1.36 | $1.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGPLBC
| Q4 25 | $6.5B | $25.9M | ||
| Q3 25 | $6.4B | $816.0K | ||
| Q2 25 | $7.1B | $781.0K | ||
| Q1 25 | $6.8B | $705.0K | ||
| Q4 24 | $1.4B | $19.0M | ||
| Q3 24 | $6.8B | $766.0K | ||
| Q2 24 | $6.6B | $743.0K | ||
| Q1 24 | $12.6B | $715.0K |
净利润AIGPLBC
| Q4 25 | $735.0M | — | ||
| Q3 25 | $519.0M | $5.1M | ||
| Q2 25 | $1.1B | $6.3M | ||
| Q1 25 | $698.0M | $7.2M | ||
| Q4 24 | $898.0M | — | ||
| Q3 24 | $459.0M | $7.8M | ||
| Q2 24 | $-4.0B | $6.8M | ||
| Q1 24 | $1.2B | $6.3M |
营业利润率AIGPLBC
| Q4 25 | 10.1% | 54.0% | ||
| Q3 25 | 11.2% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 14.2% | — | ||
| Q4 24 | 40.6% | 56.2% | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 16.3% | — |
净利率AIGPLBC
| Q4 25 | 11.2% | — | ||
| Q3 25 | 8.2% | 630.6% | ||
| Q2 25 | 16.1% | 809.3% | ||
| Q1 25 | 10.3% | 1018.4% | ||
| Q4 24 | 65.9% | — | ||
| Q3 24 | 6.8% | 1022.2% | ||
| Q2 24 | -60.6% | 913.3% | ||
| Q1 24 | 9.7% | 874.7% |
每股收益（稀释后）AIGPLBC
| Q4 25 | $1.36 | $1.56 | ||
| Q3 25 | $0.93 | $0.73 | ||
| Q2 25 | $1.98 | $1.05 | ||
| Q1 25 | $1.16 | $1.20 | ||
| Q4 24 | $1.34 | $1.30 | ||
| Q3 24 | $0.71 | $1.31 | ||
| Q2 24 | $-5.96 | $1.14 | ||
| Q1 24 | $1.74 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $80.6M |
| 总债务越低越好 | $9.2B | — |
| 股东权益账面价值 | $41.1B | $261.1M |
| 总资产 | $161.3B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资AIGPLBC
| Q4 25 | — | $80.6M | ||
| Q3 25 | — | $87.3M | ||
| Q2 25 | — | $79.3M | ||
| Q1 25 | — | $87.3M | ||
| Q4 24 | — | $82.0M | ||
| Q3 24 | — | $118.0M | ||
| Q2 24 | — | $109.9M | ||
| Q1 24 | — | $128.2M |
总债务AIGPLBC
| Q4 25 | $9.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIGPLBC
| Q4 25 | $41.1B | $261.1M | ||
| Q3 25 | $41.1B | $245.9M | ||
| Q2 25 | $41.5B | $193.1M | ||
| Q1 25 | $41.4B | $187.6M | ||
| Q4 24 | $42.5B | $177.9M | ||
| Q3 24 | $45.0B | $181.9M | ||
| Q2 24 | $44.4B | $165.2M | ||
| Q1 24 | $43.4B | $161.5M |
总资产AIGPLBC
| Q4 25 | $161.3B | $2.2B | ||
| Q3 25 | $163.4B | $2.2B | ||
| Q2 25 | $166.0B | $1.6B | ||
| Q1 25 | $161.9B | $1.6B | ||
| Q4 24 | $161.3B | $1.6B | ||
| Q3 24 | $169.4B | $1.7B | ||
| Q2 24 | $167.9B | $1.6B | ||
| Q1 24 | $544.1B | $1.6B |
负债/权益比AIGPLBC
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $6.4M |
| 自由现金流经营现金流 - 资本支出 | — | $6.1M |
| 自由现金流率自由现金流/营收 | — | 23.6% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | $20.3M |
8季度趋势，按日历期对齐
经营现金流AIGPLBC
| Q4 25 | $636.0M | $6.4M | ||
| Q3 25 | $1.3B | $5.6M | ||
| Q2 25 | $1.4B | $2.1M | ||
| Q1 25 | $-56.0M | $7.5M | ||
| Q4 24 | $125.0M | $8.3M | ||
| Q3 24 | $1.7B | $8.0M | ||
| Q2 24 | $930.0M | $5.1M | ||
| Q1 24 | $519.0M | $9.2M |
自由现金流AIGPLBC
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $7.3M | ||
| Q4 24 | — | $8.2M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $4.8M | ||
| Q1 24 | — | $9.0M |
自由现金流率AIGPLBC
| Q4 25 | — | 23.6% | ||
| Q3 25 | — | 588.6% | ||
| Q2 25 | — | 260.4% | ||
| Q1 25 | — | 1039.7% | ||
| Q4 24 | — | 43.1% | ||
| Q3 24 | — | 1023.2% | ||
| Q2 24 | — | 652.2% | ||
| Q1 24 | — | 1254.7% |
资本支出强度AIGPLBC
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 98.2% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 31.0% | ||
| Q1 24 | — | 26.7% |
现金转化率AIGPLBC
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | 1.09× | ||
| Q2 25 | 1.22× | 0.33× | ||
| Q1 25 | -0.08× | 1.04× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | 1.02× | ||
| Q2 24 | — | 0.75× | ||
| Q1 24 | 0.43× | 1.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
