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美国国际集团（AII）与ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是ALTISOURCE PORTFOLIO SOLUTIONS S.A.的1.6倍（$68.1M vs $42.3M），美国国际集团净利率更高（30.7% vs -16.8%，领先47.5%），美国国际集团自由现金流更多（$133.2M vs $-525.0K）
美国国际集团（AIG）是一家美国跨国金融保险集团，业务遍及全球80多个国家和地区，截至2023年共有雇员25200人。集团核心业务分为三大板块：一般保险、人寿与退休服务，另设有一家独立的科技赋能子公司。
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
AII vs ASPS — 直观对比
营收规模更大
AII
是对方的1.6倍
$42.3M
净利率更高
AII
高出47.5%
-16.8%
自由现金流更多
AII
多$133.7M
$-525.0K
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $68.1M | $42.3M |
| 净利润 | $20.9M | $-7.1M |
| 毛利率 | — | 26.5% |
| 营业利润率 | 43.0% | -15.5% |
| 净利率 | 30.7% | -16.8% |
| 营收同比 | — | 3.2% |
| 净利润同比 | — | 18.2% |
| 每股收益（稀释后） | $0.58 | $-1.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIIASPS
| Q4 25 | $68.1M | $42.3M | ||
| Q3 25 | $62.0M | $41.9M | ||
| Q2 25 | $74.5M | $43.3M | ||
| Q1 25 | $71.9M | $43.4M | ||
| Q4 24 | — | $41.0M | ||
| Q3 24 | — | $40.5M | ||
| Q2 24 | — | $39.1M | ||
| Q1 24 | — | $39.5M |
净利润AIIASPS
| Q4 25 | $20.9M | $-7.1M | ||
| Q3 25 | $13.2M | $-2.3M | ||
| Q2 25 | $27.5M | $16.7M | ||
| Q1 25 | $38.1M | $-5.3M | ||
| Q4 24 | — | $-8.7M | ||
| Q3 24 | — | $-9.3M | ||
| Q2 24 | — | $-8.3M | ||
| Q1 24 | — | $-9.2M |
毛利率AIIASPS
| Q4 25 | — | 26.5% | ||
| Q3 25 | — | 27.1% | ||
| Q2 25 | — | 30.1% | ||
| Q1 25 | — | 30.7% | ||
| Q4 24 | — | 30.3% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | 32.5% | ||
| Q1 24 | — | 31.2% |
营业利润率AIIASPS
| Q4 25 | 43.0% | -15.5% | ||
| Q3 25 | 30.3% | 1.2% | ||
| Q2 25 | 32.3% | 7.5% | ||
| Q1 25 | 59.7% | 7.5% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 5.3% | ||
| Q1 24 | — | -1.4% |
净利率AIIASPS
| Q4 25 | 30.7% | -16.8% | ||
| Q3 25 | 21.2% | -5.5% | ||
| Q2 25 | 36.9% | 38.5% | ||
| Q1 25 | 53.0% | -12.1% | ||
| Q4 24 | — | -21.3% | ||
| Q3 24 | — | -23.0% | ||
| Q2 24 | — | -21.1% | ||
| Q1 24 | — | -23.2% |
每股收益（稀释后）AIIASPS
| Q4 25 | $0.58 | $-1.02 | ||
| Q3 25 | $0.67 | $-0.22 | ||
| Q2 25 | $1.62 | $1.48 | ||
| Q1 25 | $2.78 | $-0.09 | ||
| Q4 24 | — | $-4.72 | ||
| Q3 24 | — | $-2.61 | ||
| Q2 24 | — | $-2.33 | ||
| Q1 24 | — | $-0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.0M | $26.6M |
| 总债务越低越好 | $618.0K | $191.1M |
| 股东权益账面价值 | $337.0M | $-110.2M |
| 总资产 | $1.2B | $139.8M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资AIIASPS
| Q4 25 | $222.0M | $26.6M | ||
| Q3 25 | $171.9M | $28.6M | ||
| Q2 25 | $259.6M | $30.0M | ||
| Q1 25 | $236.4M | $30.8M | ||
| Q4 24 | — | $29.8M | ||
| Q3 24 | — | $28.3M | ||
| Q2 24 | — | $29.7M | ||
| Q1 24 | — | $29.6M |
总债务AIIASPS
| Q4 25 | $618.0K | $191.1M | ||
| Q3 25 | $721.0K | $192.5M | ||
| Q2 25 | $824.0K | $193.9M | ||
| Q1 25 | $926.0K | $195.0M | ||
| Q4 24 | — | $230.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIIASPS
| Q4 25 | $337.0M | $-110.2M | ||
| Q3 25 | $315.9M | $-104.2M | ||
| Q2 25 | $301.9M | $-102.7M | ||
| Q1 25 | $186.1M | $-119.8M | ||
| Q4 24 | — | $-157.4M | ||
| Q3 24 | — | $-149.4M | ||
| Q2 24 | — | $-140.8M | ||
| Q1 24 | — | $-133.3M |
总资产AIIASPS
| Q4 25 | $1.2B | $139.8M | ||
| Q3 25 | $1.4B | $139.9M | ||
| Q2 25 | $1.6B | $142.9M | ||
| Q1 25 | $1.1B | $145.7M | ||
| Q4 24 | — | $143.6M | ||
| Q3 24 | — | $144.5M | ||
| Q2 24 | — | $146.6M | ||
| Q1 24 | — | $148.9M |
负债/权益比AIIASPS
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $138.2M | $-505.0K |
| 自由现金流经营现金流 - 资本支出 | $133.2M | $-525.0K |
| 自由现金流率自由现金流/营收 | 195.6% | -1.2% |
| 资本支出强度资本支出/营收 | 7.4% | 0.0% |
| 现金转化率经营现金流/净利润 | 6.62× | — |
| 过去12个月自由现金流最近4个季度 | $216.1M | $-5.1M |
8季度趋势，按日历期对齐
经营现金流AIIASPS
| Q4 25 | $138.2M | $-505.0K | ||
| Q3 25 | $-7.5M | $718.0K | ||
| Q2 25 | $27.4M | $-306.0K | ||
| Q1 25 | $68.1M | $-5.0M | ||
| Q4 24 | — | $-1.4M | ||
| Q3 24 | — | $-1.6M | ||
| Q2 24 | — | $180.0K | ||
| Q1 24 | — | $-2.2M |
自由现金流AIIASPS
| Q4 25 | $133.2M | $-525.0K | ||
| Q3 25 | $-11.9M | $697.0K | ||
| Q2 25 | $26.9M | $-309.0K | ||
| Q1 25 | $68.0M | $-5.0M | ||
| Q4 24 | — | $-1.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率AIIASPS
| Q4 25 | 195.6% | -1.2% | ||
| Q3 25 | -19.2% | 1.7% | ||
| Q2 25 | 36.1% | -0.7% | ||
| Q1 25 | 94.6% | -11.5% | ||
| Q4 24 | — | -3.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度AIIASPS
| Q4 25 | 7.4% | 0.0% | ||
| Q3 25 | 7.2% | 0.1% | ||
| Q2 25 | 0.6% | 0.0% | ||
| Q1 25 | 0.2% | 0.1% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.0% |
现金转化率AIIASPS
| Q4 25 | 6.62× | — | ||
| Q3 25 | -0.57× | — | ||
| Q2 25 | 1.00× | -0.02× | ||
| Q1 25 | 1.79× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AII
暂无分部数据
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
