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美国国际集团（AII）与AXIS CAPITAL HOLDINGS LTD（AXS）财务数据对比。点击上方公司名可切换其他公司
AXIS CAPITAL HOLDINGS LTD的季度营收约是美国国际集团的25.5倍（$1.7B vs $68.1M）。美国国际集团净利率更高（30.7% vs 16.7%，领先14.0%）
美国国际集团（AIG）是一家美国跨国金融保险集团，业务遍及全球80多个国家和地区，截至2023年共有雇员25200人。集团核心业务分为三大板块：一般保险、人寿与退休服务，另设有一家独立的科技赋能子公司。
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
AII vs AXS — 直观对比
营收规模更大
AXS
是对方的25.5倍
$68.1M
净利率更高
AII
高出14.0%
16.7%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $68.1M | $1.7B |
| 净利润 | $20.9M | $289.6M |
| 毛利率 | — | — |
| 营业利润率 | 43.0% | 19.0% |
| 净利率 | 30.7% | 16.7% |
| 营收同比 | — | 17.8% |
| 净利润同比 | — | -1.4% |
| 每股收益（稀释后） | $0.58 | $3.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIIAXS
| Q4 25 | $68.1M | $1.7B | ||
| Q3 25 | $62.0M | $1.7B | ||
| Q2 25 | $74.5M | $1.6B | ||
| Q1 25 | $71.9M | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.4B |
净利润AIIAXS
| Q4 25 | $20.9M | $289.6M | ||
| Q3 25 | $13.2M | $301.9M | ||
| Q2 25 | $27.5M | $223.4M | ||
| Q1 25 | $38.1M | $194.1M | ||
| Q4 24 | — | $293.6M | ||
| Q3 24 | — | $180.7M | ||
| Q2 24 | — | $212.0M | ||
| Q1 24 | — | $395.5M |
营业利润率AIIAXS
| Q4 25 | 43.0% | 19.0% | ||
| Q3 25 | 30.3% | 22.1% | ||
| Q2 25 | 32.3% | 17.2% | ||
| Q1 25 | 59.7% | 15.5% | ||
| Q4 24 | — | 18.6% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | 19.0% |
净利率AIIAXS
| Q4 25 | 30.7% | 16.7% | ||
| Q3 25 | 21.2% | 18.0% | ||
| Q2 25 | 36.9% | 13.7% | ||
| Q1 25 | 53.0% | 12.8% | ||
| Q4 24 | — | 20.0% | ||
| Q3 24 | — | 11.2% | ||
| Q2 24 | — | 14.6% | ||
| Q1 24 | — | 27.8% |
每股收益（稀释后）AIIAXS
| Q4 25 | $0.58 | $3.63 | ||
| Q3 25 | $0.67 | $3.74 | ||
| Q2 25 | $1.62 | $2.72 | ||
| Q1 25 | $2.78 | $2.26 | ||
| Q4 24 | — | $3.38 | ||
| Q3 24 | — | $2.04 | ||
| Q2 24 | — | $2.40 | ||
| Q1 24 | — | $4.53 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.0M | $820.3M |
| 总债务越低越好 | $618.0K | — |
| 股东权益账面价值 | $337.0M | $6.4B |
| 总资产 | $1.2B | $34.5B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资AIIAXS
| Q4 25 | $222.0M | $820.3M | ||
| Q3 25 | $171.9M | $825.9M | ||
| Q2 25 | $259.6M | $852.1M | ||
| Q1 25 | $236.4M | $2.8B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $981.0M | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | — | $1.1B |
总债务AIIAXS
| Q4 25 | $618.0K | — | ||
| Q3 25 | $721.0K | — | ||
| Q2 25 | $824.0K | — | ||
| Q1 25 | $926.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIIAXS
| Q4 25 | $337.0M | $6.4B | ||
| Q3 25 | $315.9M | $6.4B | ||
| Q2 25 | $301.9M | $6.2B | ||
| Q1 25 | $186.1M | $5.9B | ||
| Q4 24 | — | $6.1B | ||
| Q3 24 | — | $6.1B | ||
| Q2 24 | — | $5.7B | ||
| Q1 24 | — | $5.5B |
总资产AIIAXS
| Q4 25 | $1.2B | $34.5B | ||
| Q3 25 | $1.4B | $34.3B | ||
| Q2 25 | $1.6B | $34.2B | ||
| Q1 25 | $1.1B | $33.2B | ||
| Q4 24 | — | $32.5B | ||
| Q3 24 | — | $32.7B | ||
| Q2 24 | — | $32.1B | ||
| Q1 24 | — | $31.8B |
负债/权益比AIIAXS
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $50.2M | $630.4M |
| 自由现金流经营现金流 - 资本支出 | $50.2M | — |
| 自由现金流率自由现金流/营收 | 73.7% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | 2.41× | 2.18× |
| 过去12个月自由现金流最近4个季度 | $133.1M | — |
8季度趋势，按日历期对齐
经营现金流AIIAXS
| Q4 25 | $50.2M | $630.4M | ||
| Q3 25 | $-7.5M | $673.8M | ||
| Q2 25 | $27.4M | $-1.7B | ||
| Q1 25 | $68.1M | $309.1M | ||
| Q4 24 | — | $355.5M | ||
| Q3 24 | — | $587.0M | ||
| Q2 24 | — | $518.1M | ||
| Q1 24 | — | $384.1M |
自由现金流AIIAXS
| Q4 25 | $50.2M | — | ||
| Q3 25 | $-11.9M | — | ||
| Q2 25 | $26.9M | — | ||
| Q1 25 | $68.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率AIIAXS
| Q4 25 | 73.7% | — | ||
| Q3 25 | -19.2% | — | ||
| Q2 25 | 36.1% | — | ||
| Q1 25 | 94.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度AIIAXS
| Q4 25 | 0.0% | — | ||
| Q3 25 | 7.2% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率AIIAXS
| Q4 25 | 2.41× | 2.18× | ||
| Q3 25 | -0.57× | 2.23× | ||
| Q2 25 | 1.00× | -7.41× | ||
| Q1 25 | 1.79× | 1.59× | ||
| Q4 24 | — | 1.21× | ||
| Q3 24 | — | 3.25× | ||
| Q2 24 | — | 2.44× | ||
| Q1 24 | — | 0.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
