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美国国际集团（AII）与Clearfield, Inc.（CLFD）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Clearfield, Inc.的2.0倍（$68.1M vs $34.3M），美国国际集团净利率更高（30.7% vs -1.8%，领先32.4%），美国国际集团自由现金流更多（$133.2M vs $-2.4M）
美国国际集团（AIG）是一家美国跨国金融保险集团，业务遍及全球80多个国家和地区，截至2023年共有雇员25200人。集团核心业务分为三大板块：一般保险、人寿与退休服务，另设有一家独立的科技赋能子公司。
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
AII vs CLFD — 直观对比
营收规模更大
AII
是对方的2.0倍
$34.3M
净利率更高
AII
高出32.4%
-1.8%
自由现金流更多
AII
多$135.6M
$-2.4M
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $68.1M | $34.3M |
| 净利润 | $20.9M | $-614.0K |
| 毛利率 | — | 33.2% |
| 营业利润率 | 43.0% | -5.3% |
| 净利率 | 30.7% | -1.8% |
| 营收同比 | — | -3.2% |
| 净利润同比 | — | 67.8% |
| 每股收益（稀释后） | $0.58 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIICLFD
| Q4 25 | $68.1M | $34.3M | ||
| Q3 25 | $62.0M | $23.4M | ||
| Q2 25 | $74.5M | $49.9M | ||
| Q1 25 | $71.9M | $47.2M | ||
| Q4 24 | — | $29.7M | ||
| Q3 24 | — | $5.6M | ||
| Q2 24 | — | $48.8M | ||
| Q1 24 | — | $36.9M |
净利润AIICLFD
| Q4 25 | $20.9M | $-614.0K | ||
| Q3 25 | $13.2M | $-9.1M | ||
| Q2 25 | $27.5M | $1.6M | ||
| Q1 25 | $38.1M | $1.3M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-447.0K | ||
| Q1 24 | — | $-5.9M |
毛利率AIICLFD
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 7.7% |
营业利润率AIICLFD
| Q4 25 | 43.0% | -5.3% | ||
| Q3 25 | 30.3% | 10.3% | ||
| Q2 25 | 32.3% | 3.0% | ||
| Q1 25 | 59.7% | 0.6% | ||
| Q4 24 | — | -6.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -4.7% | ||
| Q1 24 | — | -26.4% |
净利率AIICLFD
| Q4 25 | 30.7% | -1.8% | ||
| Q3 25 | 21.2% | -38.8% | ||
| Q2 25 | 36.9% | 3.2% | ||
| Q1 25 | 53.0% | 2.8% | ||
| Q4 24 | — | -6.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -0.9% | ||
| Q1 24 | — | -16.0% |
每股收益（稀释后）AIICLFD
| Q4 25 | $0.58 | $-0.04 | ||
| Q3 25 | $0.67 | $-0.65 | ||
| Q2 25 | $1.62 | $0.11 | ||
| Q1 25 | $2.78 | $0.09 | ||
| Q4 24 | — | $-0.13 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-0.04 | ||
| Q1 24 | — | $-0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.0M | $96.4M |
| 总债务越低越好 | $618.0K | — |
| 股东权益账面价值 | $337.0M | $249.7M |
| 总资产 | $1.2B | $268.1M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资AIICLFD
| Q4 25 | $222.0M | $96.4M | ||
| Q3 25 | $171.9M | $106.0M | ||
| Q2 25 | $259.6M | $117.2M | ||
| Q1 25 | $236.4M | $112.0M | ||
| Q4 24 | — | $113.0M | ||
| Q3 24 | — | $129.0M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $142.9M |
总债务AIICLFD
| Q4 25 | $618.0K | — | ||
| Q3 25 | $721.0K | — | ||
| Q2 25 | $824.0K | — | ||
| Q1 25 | $926.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | — |
股东权益AIICLFD
| Q4 25 | $337.0M | $249.7M | ||
| Q3 25 | $315.9M | $256.2M | ||
| Q2 25 | $301.9M | $264.5M | ||
| Q1 25 | $186.1M | $265.9M | ||
| Q4 24 | — | $267.4M | ||
| Q3 24 | — | $275.8M | ||
| Q2 24 | — | $274.6M | ||
| Q1 24 | — | $279.2M |
总资产AIICLFD
| Q4 25 | $1.2B | $268.1M | ||
| Q3 25 | $1.4B | $306.2M | ||
| Q2 25 | $1.6B | $314.7M | ||
| Q1 25 | $1.1B | $310.9M | ||
| Q4 24 | — | $303.2M | ||
| Q3 24 | — | $315.3M | ||
| Q2 24 | — | $318.1M | ||
| Q1 24 | — | $315.4M |
负债/权益比AIICLFD
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $138.2M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $133.2M | $-2.4M |
| 自由现金流率自由现金流/营收 | 195.6% | -7.1% |
| 资本支出强度资本支出/营收 | 7.4% | 2.9% |
| 现金转化率经营现金流/净利润 | 6.62× | — |
| 过去12个月自由现金流最近4个季度 | $216.1M | — |
8季度趋势，按日历期对齐
经营现金流AIICLFD
| Q4 25 | $138.2M | $-1.4M | ||
| Q3 25 | $-7.5M | — | ||
| Q2 25 | $27.4M | $7.9M | ||
| Q1 25 | $68.1M | $3.0M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | — | $22.2M | ||
| Q2 24 | — | $4.0M | ||
| Q1 24 | — | $-5.7M |
自由现金流AIICLFD
| Q4 25 | $133.2M | $-2.4M | ||
| Q3 25 | $-11.9M | — | ||
| Q2 25 | $26.9M | $7.5M | ||
| Q1 25 | $68.0M | $654.0K | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $-7.7M |
自由现金流率AIICLFD
| Q4 25 | 195.6% | -7.1% | ||
| Q3 25 | -19.2% | — | ||
| Q2 25 | 36.1% | 15.1% | ||
| Q1 25 | 94.6% | 1.4% | ||
| Q4 24 | — | 17.1% | ||
| Q3 24 | — | 323.0% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | — | -20.8% |
资本支出强度AIICLFD
| Q4 25 | 7.4% | 2.9% | ||
| Q3 25 | 7.2% | 2.0% | ||
| Q2 25 | 0.6% | 0.8% | ||
| Q1 25 | 0.2% | 5.1% | ||
| Q4 24 | — | 7.0% | ||
| Q3 24 | — | 71.4% | ||
| Q2 24 | — | 2.5% | ||
| Q1 24 | — | 5.3% |
现金转化率AIICLFD
| Q4 25 | 6.62× | — | ||
| Q3 25 | -0.57× | — | ||
| Q2 25 | 1.00× | 4.93× | ||
| Q1 25 | 1.79× | 2.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
