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美国国际集团（AII）与CANTALOUPE, INC.（CTLP）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是美国国际集团的1.2倍（$78.7M vs $68.1M），美国国际集团净利率更高（30.7% vs -0.1%，领先30.7%），美国国际集团自由现金流更多（$133.2M vs $-614.0K）
美国国际集团（AIG）是一家美国跨国金融保险集团，业务遍及全球80多个国家和地区，截至2023年共有雇员25200人。集团核心业务分为三大板块：一般保险、人寿与退休服务，另设有一家独立的科技赋能子公司。
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
AII vs CTLP — 直观对比
营收规模更大
CTLP
是对方的1.2倍
$68.1M
净利率更高
AII
高出30.7%
-0.1%
自由现金流更多
AII
多$133.8M
$-614.0K
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $68.1M | $78.7M |
| 净利润 | $20.9M | $-70.0K |
| 毛利率 | — | — |
| 营业利润率 | 43.0% | 2.0% |
| 净利率 | 30.7% | -0.1% |
| 营收同比 | — | 6.8% |
| 净利润同比 | — | -101.4% |
| 每股收益（稀释后） | $0.58 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIICTLP
| Q4 25 | $68.1M | $78.7M | ||
| Q3 25 | $62.0M | $80.9M | ||
| Q2 25 | $74.5M | $82.6M | ||
| Q1 25 | $71.9M | $75.4M | ||
| Q4 24 | — | $73.7M | ||
| Q3 24 | — | $70.8M | ||
| Q2 24 | — | $72.7M | ||
| Q1 24 | — | $67.9M |
净利润AIICTLP
| Q4 25 | $20.9M | $-70.0K | ||
| Q3 25 | $13.2M | $-919.0K | ||
| Q2 25 | $27.5M | $6.8M | ||
| Q1 25 | $38.1M | $49.2M | ||
| Q4 24 | — | $5.0M | ||
| Q3 24 | — | $3.6M | ||
| Q2 24 | — | $2.2M | ||
| Q1 24 | — | $4.7M |
毛利率AIICTLP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 39.6% |
营业利润率AIICTLP
| Q4 25 | 43.0% | 2.0% | ||
| Q3 25 | 30.3% | 2.0% | ||
| Q2 25 | 32.3% | 6.3% | ||
| Q1 25 | 59.7% | 9.1% | ||
| Q4 24 | — | 8.4% | ||
| Q3 24 | — | 5.8% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | 6.3% |
净利率AIICTLP
| Q4 25 | 30.7% | -0.1% | ||
| Q3 25 | 21.2% | -1.1% | ||
| Q2 25 | 36.9% | 8.3% | ||
| Q1 25 | 53.0% | 65.2% | ||
| Q4 24 | — | 6.7% | ||
| Q3 24 | — | 5.0% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 6.9% |
每股收益（稀释后）AIICTLP
| Q4 25 | $0.58 | $0.00 | ||
| Q3 25 | $0.67 | $-0.02 | ||
| Q2 25 | $1.62 | $0.10 | ||
| Q1 25 | $2.78 | $0.65 | ||
| Q4 24 | — | $0.07 | ||
| Q3 24 | — | $0.04 | ||
| Q2 24 | — | $0.03 | ||
| Q1 24 | — | $0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.0M | $53.0M |
| 总债务越低越好 | $618.0K | $37.7M |
| 股东权益账面价值 | $337.0M | $252.5M |
| 总资产 | $1.2B | $381.9M |
| 负债/权益比越低杠杆越低 | 0.00× | 0.15× |
8季度趋势，按日历期对齐
现金及短期投资AIICTLP
| Q4 25 | $222.0M | $53.0M | ||
| Q3 25 | $171.9M | $55.0M | ||
| Q2 25 | $259.6M | $51.1M | ||
| Q1 25 | $236.4M | $46.3M | ||
| Q4 24 | — | $27.7M | ||
| Q3 24 | — | $33.1M | ||
| Q2 24 | — | $58.9M | ||
| Q1 24 | — | $50.2M |
总债务AIICTLP
| Q4 25 | $618.0K | $37.7M | ||
| Q3 25 | $721.0K | $38.3M | ||
| Q2 25 | $824.0K | $38.7M | ||
| Q1 25 | $926.0K | $39.2M | ||
| Q4 24 | — | $37.0M | ||
| Q3 24 | — | $37.3M | ||
| Q2 24 | — | $37.5M | ||
| Q1 24 | — | $38.1M |
股东权益AIICTLP
| Q4 25 | $337.0M | $252.5M | ||
| Q3 25 | $315.9M | $251.8M | ||
| Q2 25 | $301.9M | $251.0M | ||
| Q1 25 | $186.1M | $240.7M | ||
| Q4 24 | — | $190.1M | ||
| Q3 24 | — | $186.2M | ||
| Q2 24 | — | $181.7M | ||
| Q1 24 | — | $178.8M |
总资产AIICTLP
| Q4 25 | $1.2B | $381.9M | ||
| Q3 25 | $1.4B | $389.5M | ||
| Q2 25 | $1.6B | $381.9M | ||
| Q1 25 | $1.1B | $370.5M | ||
| Q4 24 | — | $303.0M | ||
| Q3 24 | — | $312.1M | ||
| Q2 24 | — | $335.6M | ||
| Q1 24 | — | $319.9M |
负债/权益比AIICTLP
| Q4 25 | 0.00× | 0.15× | ||
| Q3 25 | 0.00× | 0.15× | ||
| Q2 25 | 0.00× | 0.15× | ||
| Q1 25 | 0.00× | 0.16× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.21× | ||
| Q1 24 | — | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $138.2M | $3.1M |
| 自由现金流经营现金流 - 资本支出 | $133.2M | $-614.0K |
| 自由现金流率自由现金流/营收 | 195.6% | -0.8% |
| 资本支出强度资本支出/营收 | 7.4% | 4.8% |
| 现金转化率经营现金流/净利润 | 6.62× | — |
| 过去12个月自由现金流最近4个季度 | $216.1M | $25.8M |
8季度趋势，按日历期对齐
经营现金流AIICTLP
| Q4 25 | $138.2M | $3.1M | ||
| Q3 25 | $-7.5M | $7.0M | ||
| Q2 25 | $27.4M | $9.4M | ||
| Q1 25 | $68.1M | $22.4M | ||
| Q4 24 | — | $522.0K | ||
| Q3 24 | — | $-12.0M | ||
| Q2 24 | — | $14.3M | ||
| Q1 24 | — | $14.7M |
自由现金流AIICTLP
| Q4 25 | $133.2M | $-614.0K | ||
| Q3 25 | $-11.9M | $3.5M | ||
| Q2 25 | $26.9M | $4.3M | ||
| Q1 25 | $68.0M | $18.6M | ||
| Q4 24 | — | $-3.8M | ||
| Q3 24 | — | $-15.8M | ||
| Q2 24 | — | $8.5M | ||
| Q1 24 | — | $11.4M |
自由现金流率AIICTLP
| Q4 25 | 195.6% | -0.8% | ||
| Q3 25 | -19.2% | 4.4% | ||
| Q2 25 | 36.1% | 5.3% | ||
| Q1 25 | 94.6% | 24.6% | ||
| Q4 24 | — | -5.1% | ||
| Q3 24 | — | -22.3% | ||
| Q2 24 | — | 11.7% | ||
| Q1 24 | — | 16.9% |
资本支出强度AIICTLP
| Q4 25 | 7.4% | 4.8% | ||
| Q3 25 | 7.2% | 4.2% | ||
| Q2 25 | 0.6% | 6.2% | ||
| Q1 25 | 0.2% | 5.1% | ||
| Q4 24 | — | 5.8% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | 4.8% |
现金转化率AIICTLP
| Q4 25 | 6.62× | — | ||
| Q3 25 | -0.57× | — | ||
| Q2 25 | 1.00× | 1.38× | ||
| Q1 25 | 1.79× | 0.46× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | -3.36× | ||
| Q2 24 | — | 6.47× | ||
| Q1 24 | — | 3.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AII
暂无分部数据
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
