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美国国际集团（AII）与GRID DYNAMICS HOLDINGS, INC.（GDYN）财务数据对比。点击上方公司名可切换其他公司
GRID DYNAMICS HOLDINGS, INC.的季度营收约是美国国际集团的1.5倍（$104.1M vs $68.1M），美国国际集团净利率更高（30.7% vs -1.4%，领先32.1%）
美国国际集团（AIG）是一家美国跨国金融保险集团，业务遍及全球80多个国家和地区，截至2023年共有雇员25200人。集团核心业务分为三大板块：一般保险、人寿与退休服务，另设有一家独立的科技赋能子公司。
Escape Dynamics Inc.是一家总部位于科罗拉多州的科技企业，活跃于2010年至2015年，核心业务方向是研发可单级入轨、依靠电磁驱动的可重复使用航天飞机，并推动该项目实现商业化落地。
AII vs GDYN — 直观对比
营收规模更大
GDYN
是对方的1.5倍
$68.1M
净利率更高
AII
高出32.1%
-1.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $68.1M | $104.1M |
| 净利润 | $20.9M | $-1.5M |
| 毛利率 | — | 34.8% |
| 营业利润率 | 43.0% | 61.7% |
| 净利率 | 30.7% | -1.4% |
| 营收同比 | — | 3.7% |
| 净利润同比 | — | -150.6% |
| 每股收益（稀释后） | $0.58 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIIGDYN
| Q1 26 | — | $104.1M | ||
| Q4 25 | $68.1M | $106.2M | ||
| Q3 25 | $62.0M | $104.2M | ||
| Q2 25 | $74.5M | $101.1M | ||
| Q1 25 | $71.9M | $100.4M | ||
| Q4 24 | — | $100.3M | ||
| Q3 24 | — | $87.4M | ||
| Q2 24 | — | $83.0M |
净利润AIIGDYN
| Q1 26 | — | $-1.5M | ||
| Q4 25 | $20.9M | $306.0K | ||
| Q3 25 | $13.2M | $1.2M | ||
| Q2 25 | $27.5M | $5.3M | ||
| Q1 25 | $38.1M | $2.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $4.3M | ||
| Q2 24 | — | $-817.0K |
毛利率AIIGDYN
| Q1 26 | — | 34.8% | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% |
营业利润率AIIGDYN
| Q1 26 | — | 61.7% | ||
| Q4 25 | 43.0% | 0.5% | ||
| Q3 25 | 30.3% | -0.2% | ||
| Q2 25 | 32.3% | -0.1% | ||
| Q1 25 | 59.7% | -2.0% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 0.0% |
净利率AIIGDYN
| Q1 26 | — | -1.4% | ||
| Q4 25 | 30.7% | 0.3% | ||
| Q3 25 | 21.2% | 1.1% | ||
| Q2 25 | 36.9% | 5.2% | ||
| Q1 25 | 53.0% | 2.9% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | -1.0% |
每股收益（稀释后）AIIGDYN
| Q1 26 | — | $-0.02 | ||
| Q4 25 | $0.58 | $0.01 | ||
| Q3 25 | $0.67 | $0.01 | ||
| Q2 25 | $1.62 | $0.06 | ||
| Q1 25 | $2.78 | $0.03 | ||
| Q4 24 | — | $0.06 | ||
| Q3 24 | — | $0.05 | ||
| Q2 24 | — | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.0M | $327.5M |
| 总债务越低越好 | $618.0K | — |
| 股东权益账面价值 | $337.0M | $530.1M |
| 总资产 | $1.2B | $605.0M |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资AIIGDYN
| Q1 26 | — | $327.5M | ||
| Q4 25 | $222.0M | $342.1M | ||
| Q3 25 | $171.9M | $338.6M | ||
| Q2 25 | $259.6M | $336.8M | ||
| Q1 25 | $236.4M | $325.5M | ||
| Q4 24 | — | $334.7M | ||
| Q3 24 | — | $231.3M | ||
| Q2 24 | — | $256.0M |
总债务AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | $618.0K | — | ||
| Q3 25 | $721.0K | — | ||
| Q2 25 | $824.0K | — | ||
| Q1 25 | $926.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益AIIGDYN
| Q1 26 | — | $530.1M | ||
| Q4 25 | $337.0M | $542.1M | ||
| Q3 25 | $315.9M | $537.7M | ||
| Q2 25 | $301.9M | $532.2M | ||
| Q1 25 | $186.1M | $517.4M | ||
| Q4 24 | — | $517.8M | ||
| Q3 24 | — | $400.2M | ||
| Q2 24 | — | $388.4M |
总资产AIIGDYN
| Q1 26 | — | $605.0M | ||
| Q4 25 | $1.2B | $612.9M | ||
| Q3 25 | $1.4B | $613.2M | ||
| Q2 25 | $1.6B | $608.9M | ||
| Q1 25 | $1.1B | $590.9M | ||
| Q4 24 | — | $592.2M | ||
| Q3 24 | — | $477.3M | ||
| Q2 24 | — | $443.6M |
负债/权益比AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $138.2M | — |
| 自由现金流经营现金流 - 资本支出 | $133.2M | — |
| 自由现金流率自由现金流/营收 | 195.6% | — |
| 资本支出强度资本支出/营收 | 7.4% | — |
| 现金转化率经营现金流/净利润 | 6.62× | — |
| 过去12个月自由现金流最近4个季度 | $216.1M | — |
8季度趋势，按日历期对齐
经营现金流AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | $138.2M | $9.9M | ||
| Q3 25 | $-7.5M | $7.0M | ||
| Q2 25 | $27.4M | $14.4M | ||
| Q1 25 | $68.1M | $9.4M | ||
| Q4 24 | — | $7.1M | ||
| Q3 24 | — | $9.2M | ||
| Q2 24 | — | $10.7M |
自由现金流AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | $133.2M | $6.1M | ||
| Q3 25 | $-11.9M | $2.9M | ||
| Q2 25 | $26.9M | $10.2M | ||
| Q1 25 | $68.0M | $6.0M | ||
| Q4 24 | — | $4.4M | ||
| Q3 24 | — | $5.9M | ||
| Q2 24 | — | $8.0M |
自由现金流率AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | 195.6% | 5.7% | ||
| Q3 25 | -19.2% | 2.8% | ||
| Q2 25 | 36.1% | 10.1% | ||
| Q1 25 | 94.6% | 6.0% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 9.7% |
资本支出强度AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | 7.4% | 3.6% | ||
| Q3 25 | 7.2% | 3.9% | ||
| Q2 25 | 0.6% | 4.1% | ||
| Q1 25 | 0.2% | 3.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.2% |
现金转化率AIIGDYN
| Q1 26 | — | — | ||
| Q4 25 | 6.62× | 32.34× | ||
| Q3 25 | -0.57× | 5.92× | ||
| Q2 25 | 1.00× | 2.73× | ||
| Q1 25 | 1.79× | 3.21× | ||
| Q4 24 | — | 1.56× | ||
| Q3 24 | — | 2.15× | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
