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美国国际集团（AII）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是美国国际集团的1.2倍（$81.3M vs $68.1M），美国国际集团净利率更高（30.7% vs -72.8%，领先103.5%），美国国际集团自由现金流更多（$133.2M vs $1.9M）
美国国际集团（AIG）是一家美国跨国金融保险集团，业务遍及全球80多个国家和地区，截至2023年共有雇员25200人。集团核心业务分为三大板块：一般保险、人寿与退休服务，另设有一家独立的科技赋能子公司。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
AII vs PL — 直观对比
营收规模更大
PL
是对方的1.2倍
$68.1M
净利率更高
AII
高出103.5%
-72.8%
自由现金流更多
AII
多$131.3M
$1.9M
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $68.1M | $81.3M |
| 净利润 | $20.9M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 43.0% | -22.6% |
| 净利率 | 30.7% | -72.8% |
| 营收同比 | — | 32.6% |
| 净利润同比 | — | -194.7% |
| 每股收益（稀释后） | $0.58 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIIPL
| Q4 25 | $68.1M | $81.3M | ||
| Q3 25 | $62.0M | $73.4M | ||
| Q2 25 | $74.5M | $66.3M | ||
| Q1 25 | $71.9M | $61.6M | ||
| Q4 24 | — | $61.3M | ||
| Q3 24 | — | $61.1M | ||
| Q2 24 | — | $60.4M | ||
| Q1 24 | — | $58.9M |
净利润AIIPL
| Q4 25 | $20.9M | $-59.2M | ||
| Q3 25 | $13.2M | $-22.6M | ||
| Q2 25 | $27.5M | $-12.6M | ||
| Q1 25 | $38.1M | $-35.2M | ||
| Q4 24 | — | $-20.1M | ||
| Q3 24 | — | $-38.7M | ||
| Q2 24 | — | $-29.3M | ||
| Q1 24 | — | $-30.1M |
毛利率AIIPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率AIIPL
| Q4 25 | 43.0% | -22.6% | ||
| Q3 25 | 30.3% | -24.5% | ||
| Q2 25 | 32.3% | -34.4% | ||
| Q1 25 | 59.7% | -31.5% | ||
| Q4 24 | — | -36.9% | ||
| Q3 24 | — | -64.8% | ||
| Q2 24 | — | -57.2% | ||
| Q1 24 | — | -57.6% |
净利率AIIPL
| Q4 25 | 30.7% | -72.8% | ||
| Q3 25 | 21.2% | -30.8% | ||
| Q2 25 | 36.9% | -19.1% | ||
| Q1 25 | 53.0% | -57.1% | ||
| Q4 24 | — | -32.8% | ||
| Q3 24 | — | -63.3% | ||
| Q2 24 | — | -48.5% | ||
| Q1 24 | — | -51.1% |
每股收益（稀释后）AIIPL
| Q4 25 | $0.58 | $-0.19 | ||
| Q3 25 | $0.67 | $-0.07 | ||
| Q2 25 | $1.62 | $-0.04 | ||
| Q1 25 | $2.78 | $-0.12 | ||
| Q4 24 | — | $-0.07 | ||
| Q3 24 | — | $-0.13 | ||
| Q2 24 | — | $-0.10 | ||
| Q1 24 | — | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.0M | $443.3M |
| 总债务越低越好 | $618.0K | — |
| 股东权益账面价值 | $337.0M | $349.6M |
| 总资产 | $1.2B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资AIIPL
| Q4 25 | $222.0M | $443.3M | ||
| Q3 25 | $171.9M | $181.1M | ||
| Q2 25 | $259.6M | $133.5M | ||
| Q1 25 | $236.4M | $118.0M | ||
| Q4 24 | — | $139.0M | ||
| Q3 24 | — | $148.3M | ||
| Q2 24 | — | $107.4M | ||
| Q1 24 | — | $83.9M |
总债务AIIPL
| Q4 25 | $618.0K | — | ||
| Q3 25 | $721.0K | — | ||
| Q2 25 | $824.0K | — | ||
| Q1 25 | $926.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIIPL
| Q4 25 | $337.0M | $349.6M | ||
| Q3 25 | $315.9M | $435.7M | ||
| Q2 25 | $301.9M | $444.8M | ||
| Q1 25 | $186.1M | $441.3M | ||
| Q4 24 | — | $464.6M | ||
| Q3 24 | — | $473.2M | ||
| Q2 24 | — | $500.3M | ||
| Q1 24 | — | $518.0M |
总资产AIIPL
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.4B | $696.4M | ||
| Q2 25 | $1.6B | $658.4M | ||
| Q1 25 | $1.1B | $633.8M | ||
| Q4 24 | — | $630.8M | ||
| Q3 24 | — | $658.4M | ||
| Q2 24 | — | $674.6M | ||
| Q1 24 | — | $702.0M |
负债/权益比AIIPL
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $138.2M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $133.2M | $1.9M |
| 自由现金流率自由现金流/营收 | 195.6% | 2.3% |
| 资本支出强度资本支出/营收 | 7.4% | 32.9% |
| 现金转化率经营现金流/净利润 | 6.62× | — |
| 过去12个月自由现金流最近4个季度 | $216.1M | $40.7M |
8季度趋势，按日历期对齐
经营现金流AIIPL
| Q4 25 | $138.2M | $28.6M | ||
| Q3 25 | $-7.5M | $67.8M | ||
| Q2 25 | $27.4M | $17.3M | ||
| Q1 25 | $68.1M | $-6.3M | ||
| Q4 24 | — | $4.1M | ||
| Q3 24 | — | $-7.9M | ||
| Q2 24 | — | $-4.3M | ||
| Q1 24 | — | $-6.8M |
自由现金流AIIPL
| Q4 25 | $133.2M | $1.9M | ||
| Q3 25 | $-11.9M | $47.5M | ||
| Q2 25 | $26.9M | $9.2M | ||
| Q1 25 | $68.0M | $-17.9M | ||
| Q4 24 | — | $-3.6M | ||
| Q3 24 | — | $-23.0M | ||
| Q2 24 | — | $-14.2M | ||
| Q1 24 | — | $-15.7M |
自由现金流率AIIPL
| Q4 25 | 195.6% | 2.3% | ||
| Q3 25 | -19.2% | 64.7% | ||
| Q2 25 | 36.1% | 13.9% | ||
| Q1 25 | 94.6% | -29.1% | ||
| Q4 24 | — | -5.8% | ||
| Q3 24 | — | -37.6% | ||
| Q2 24 | — | -23.6% | ||
| Q1 24 | — | -26.7% |
资本支出强度AIIPL
| Q4 25 | 7.4% | 32.9% | ||
| Q3 25 | 7.2% | 27.6% | ||
| Q2 25 | 0.6% | 12.3% | ||
| Q1 25 | 0.2% | 18.9% | ||
| Q4 24 | — | 12.5% | ||
| Q3 24 | — | 24.8% | ||
| Q2 24 | — | 16.4% | ||
| Q1 24 | — | 15.1% |
现金转化率AIIPL
| Q4 25 | 6.62× | — | ||
| Q3 25 | -0.57× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.79× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AII
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
