vs
ALBANY INTERNATIONAL CORP（AIN）与Lemonade, Inc.（LMND）财务数据对比。点击上方公司名可切换其他公司
ALBANY INTERNATIONAL CORP的季度营收约是Lemonade, Inc.的1.4倍（$321.2M vs $228.1M），ALBANY INTERNATIONAL CORP净利率更高（4.3% vs -9.5%，领先13.8%），Lemonade, Inc.同比增速更快（53.3% vs 12.0%），ALBANY INTERNATIONAL CORP自由现金流更多（$51.4M vs $-25.9M），过去两年Lemonade, Inc.的营收复合增速更高（38.4% vs 1.2%）
奥尔巴尼国际是全球先进材料与工业技术企业，下设两大核心业务板块：为造纸等工业生产提供定制工程织物的机械织物部门，以及为航空航天、国防领域研发高性能复合材料部件的工程复合材料部门，业务覆盖全球多个区域。
Lemonade, Inc.是一家总部位于美国纽约的保险公司，在美国市场提供租客险、房屋险、车险、宠物险及定期寿险，在德国、荷兰推出财产及责任保险，法国市场提供租客险，当前拥有约290万用户，采用人工智能及聊天机器人替代人工处理理赔申请。
AIN vs LMND — 直观对比
营收规模更大
AIN
是对方的1.4倍
$228.1M
营收增速更快
LMND
高出41.3%
12.0%
净利率更高
AIN
高出13.8%
-9.5%
自由现金流更多
AIN
多$77.3M
$-25.9M
两年增速更快
LMND
近两年复合增速
1.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $321.2M | $228.1M |
| 净利润 | $13.9M | $-21.7M |
| 毛利率 | 31.1% | — |
| 营业利润率 | 9.3% | -9.0% |
| 净利率 | 4.3% | -9.5% |
| 营收同比 | 12.0% | 53.3% |
| 净利润同比 | -21.5% | 27.7% |
| 每股收益（稀释后） | $0.56 | $-0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AINLMND
| Q4 25 | $321.2M | $228.1M | ||
| Q3 25 | $261.4M | $194.5M | ||
| Q2 25 | $311.4M | $164.1M | ||
| Q1 25 | $288.8M | $151.2M | ||
| Q4 24 | $286.9M | $148.8M | ||
| Q3 24 | $298.4M | $136.6M | ||
| Q2 24 | $332.0M | $122.0M | ||
| Q1 24 | $313.3M | $119.1M |
净利润AINLMND
| Q4 25 | $13.9M | $-21.7M | ||
| Q3 25 | $-97.8M | $-37.5M | ||
| Q2 25 | $9.2M | $-43.9M | ||
| Q1 25 | $17.4M | $-62.4M | ||
| Q4 24 | $17.7M | $-30.0M | ||
| Q3 24 | $18.0M | $-67.7M | ||
| Q2 24 | $24.6M | $-57.2M | ||
| Q1 24 | $27.3M | $-47.3M |
毛利率AINLMND
| Q4 25 | 31.1% | — | ||
| Q3 25 | -19.1% | — | ||
| Q2 25 | 31.3% | — | ||
| Q1 25 | 33.4% | — | ||
| Q4 24 | 31.5% | — | ||
| Q3 24 | 30.3% | — | ||
| Q2 24 | 33.9% | — | ||
| Q1 24 | 34.7% | — |
营业利润率AINLMND
| Q4 25 | 9.3% | -9.0% | ||
| Q3 25 | -44.6% | -18.7% | ||
| Q2 25 | 7.2% | -26.0% | ||
| Q1 25 | 9.8% | -40.6% | ||
| Q4 24 | 8.5% | -25.4% | ||
| Q3 24 | 8.4% | -48.2% | ||
| Q2 24 | 12.9% | -45.2% | ||
| Q1 24 | 12.4% | -38.0% |
净利率AINLMND
| Q4 25 | 4.3% | -9.5% | ||
| Q3 25 | -37.4% | -19.3% | ||
| Q2 25 | 2.9% | -26.8% | ||
| Q1 25 | 6.0% | -41.3% | ||
| Q4 24 | 6.2% | -20.2% | ||
| Q3 24 | 6.0% | -49.6% | ||
| Q2 24 | 7.4% | -46.9% | ||
| Q1 24 | 8.7% | -39.7% |
每股收益（稀释后）AINLMND
| Q4 25 | $0.56 | $-0.27 | ||
| Q3 25 | $-3.37 | $-0.51 | ||
| Q2 25 | $0.31 | $-0.60 | ||
| Q1 25 | $0.56 | $-0.86 | ||
| Q4 24 | $0.57 | $-0.42 | ||
| Q3 24 | $0.57 | $-0.95 | ||
| Q2 24 | $0.79 | $-0.81 | ||
| Q1 24 | $0.87 | $-0.67 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $112.3M | $399.1M |
| 总债务越低越好 | $455.7M | — |
| 股东权益账面价值 | $726.2M | $533.6M |
| 总资产 | $1.7B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
现金及短期投资AINLMND
| Q4 25 | $112.3M | $399.1M | ||
| Q3 25 | $108.3M | $369.4M | ||
| Q2 25 | $106.7M | $398.8M | ||
| Q1 25 | $119.4M | $329.7M | ||
| Q4 24 | $115.3M | $403.5M | ||
| Q3 24 | $127.2M | $360.9M | ||
| Q2 24 | $116.4M | $387.2M | ||
| Q1 24 | $125.4M | $300.8M |
总债务AINLMND
| Q4 25 | $455.7M | — | ||
| Q3 25 | $480.6M | — | ||
| Q2 25 | $444.7M | — | ||
| Q1 25 | $416.4M | — | ||
| Q4 24 | $318.5M | — | ||
| Q3 24 | $362.2M | — | ||
| Q2 24 | $377.1M | — | ||
| Q1 24 | $439.1M | — |
股东权益AINLMND
| Q4 25 | $726.2M | $533.6M | ||
| Q3 25 | $739.3M | $516.2M | ||
| Q2 25 | $888.6M | $527.1M | ||
| Q1 25 | $900.0M | $545.5M | ||
| Q4 24 | $943.5M | $593.4M | ||
| Q3 24 | $991.0M | $593.0M | ||
| Q2 24 | $967.5M | $635.2M | ||
| Q1 24 | $967.5M | $676.4M |
总资产AINLMND
| Q4 25 | $1.7B | $1.9B | ||
| Q3 25 | $1.7B | $1.9B | ||
| Q2 25 | $1.7B | $1.9B | ||
| Q1 25 | $1.7B | $1.9B | ||
| Q4 24 | $1.6B | $1.8B | ||
| Q3 24 | $1.8B | $1.8B | ||
| Q2 24 | $1.8B | $1.7B | ||
| Q1 24 | $1.8B | $1.6B |
负债/权益比AINLMND
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.39× | — | ||
| Q1 24 | 0.45× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $73.7M | $-16.5M |
| 自由现金流经营现金流 - 资本支出 | $51.4M | $-25.9M |
| 自由现金流率自由现金流/营收 | 16.0% | -11.4% |
| 资本支出强度资本支出/营收 | 6.9% | 4.1% |
| 现金转化率经营现金流/净利润 | 5.31× | — |
| 过去12个月自由现金流最近4个季度 | $82.6M | $-69.4M |
8季度趋势，按日历期对齐
经营现金流AINLMND
| Q4 25 | $73.7M | $-16.5M | ||
| Q3 25 | $43.9M | $4.5M | ||
| Q2 25 | $32.7M | $5.5M | ||
| Q1 25 | $2.1M | $-47.2M | ||
| Q4 24 | $78.5M | $-11.4M | ||
| Q3 24 | $47.0M | $16.3M | ||
| Q2 24 | $83.4M | $-11.7M | ||
| Q1 24 | $9.6M | $-29.8M |
自由现金流AINLMND
| Q4 25 | $51.4M | $-25.9M | ||
| Q3 25 | $25.9M | $2.6M | ||
| Q2 25 | $18.8M | $3.4M | ||
| Q1 25 | $-13.5M | $-49.5M | ||
| Q4 24 | $60.2M | $-20.8M | ||
| Q3 24 | $31.6M | $14.1M | ||
| Q2 24 | $63.6M | $-13.2M | ||
| Q1 24 | $-17.3M | $-32.3M |
自由现金流率AINLMND
| Q4 25 | 16.0% | -11.4% | ||
| Q3 25 | 9.9% | 1.3% | ||
| Q2 25 | 6.0% | 2.1% | ||
| Q1 25 | -4.7% | -32.7% | ||
| Q4 24 | 21.0% | -14.0% | ||
| Q3 24 | 10.6% | 10.3% | ||
| Q2 24 | 19.2% | -10.8% | ||
| Q1 24 | -5.5% | -27.1% |
资本支出强度AINLMND
| Q4 25 | 6.9% | 4.1% | ||
| Q3 25 | 6.9% | 1.0% | ||
| Q2 25 | 4.5% | 1.3% | ||
| Q1 25 | 5.4% | 1.5% | ||
| Q4 24 | 6.4% | 6.3% | ||
| Q3 24 | 5.2% | 1.6% | ||
| Q2 24 | 6.0% | 1.2% | ||
| Q1 24 | 8.6% | 2.1% |
现金转化率AINLMND
| Q4 25 | 5.31× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 3.56× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 4.44× | — | ||
| Q3 24 | 2.61× | — | ||
| Q2 24 | 3.39× | — | ||
| Q1 24 | 0.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIN
| Transferred At Point In Time | $176.5M | 55% |
| Engineered Composites Other | $99.3M | 31% |
| Engineered Composites ASC | $44.5M | 14% |
| Transferred Over Time | $1.0M | 0% |
LMND
暂无分部数据
