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Arteris, Inc.（AIP）与Pathfinder Bancorp, Inc.（PBHC）财务数据对比。点击上方公司名可切换其他公司
Arteris, Inc.的季度营收约是Pathfinder Bancorp, Inc.的1.7倍（$20.1M vs $11.8M），Arteris, Inc.净利率更高（-42.2% vs -52.9%，领先10.7%），Arteris, Inc.同比增速更快（30.0% vs -22.6%），Pathfinder Bancorp, Inc.自由现金流更多（$10.4M vs $3.0M），过去两年Arteris, Inc.的营收复合增速更高（24.7% vs 3.0%）
Arteris公司是一家跨国科技企业，总部位于美国加利福尼亚州坎贝尔，主营片上网络（NoC）知识产权以及系统芯片（SoC）集成自动化软件的研发，产品用于各类半导体芯片与芯粒设计，客户覆盖汽车电子、人工智能、机器学习、企业计算、通信、消费电子、工业以及航空航天国防等多个领域。
Pathfinder Bancorp, Inc.是美国区域性银行控股公司，旗下运营探路者银行，服务纽约州中部市场，为个人消费者及中小企业提供存款账户、住房抵押贷款、商业贷款、财富管理等各类金融服务。
AIP vs PBHC — 直观对比
营收规模更大
AIP
是对方的1.7倍
$11.8M
营收增速更快
AIP
高出52.6%
-22.6%
净利率更高
AIP
高出10.7%
-52.9%
自由现金流更多
PBHC
多$7.4M
$3.0M
两年增速更快
AIP
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $20.1M | $11.8M |
| 净利润 | $-8.5M | $-5.6M |
| 毛利率 | 90.8% | — |
| 营业利润率 | -42.0% | -81.1% |
| 净利率 | -42.2% | -52.9% |
| 营收同比 | 30.0% | -22.6% |
| 净利润同比 | -3.7% | -242.4% |
| 每股收益（稀释后） | $-0.19 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIPPBHC
| Q4 25 | $20.1M | $11.8M | ||
| Q3 25 | $17.4M | $13.1M | ||
| Q2 25 | $16.5M | $9.3M | ||
| Q1 25 | $16.5M | $12.6M | ||
| Q4 24 | $15.5M | $15.3M | ||
| Q3 24 | $14.7M | $13.4M | ||
| Q2 24 | $14.6M | $10.7M | ||
| Q1 24 | $12.9M | $11.1M |
净利润AIPPBHC
| Q4 25 | $-8.5M | $-5.6M | ||
| Q3 25 | $-9.0M | $626.0K | ||
| Q2 25 | $-9.1M | $31.0K | ||
| Q1 25 | $-8.1M | $3.0M | ||
| Q4 24 | $-8.2M | $3.9M | ||
| Q3 24 | $-7.7M | $-4.6M | ||
| Q2 24 | $-8.3M | $2.0M | ||
| Q1 24 | $-9.4M | $2.1M |
毛利率AIPPBHC
| Q4 25 | 90.8% | — | ||
| Q3 25 | 89.9% | — | ||
| Q2 25 | 89.4% | — | ||
| Q1 25 | 90.8% | — | ||
| Q4 24 | 89.8% | — | ||
| Q3 24 | 90.1% | — | ||
| Q2 24 | 90.0% | — | ||
| Q1 24 | 88.7% | — |
营业利润率AIPPBHC
| Q4 25 | -42.0% | -81.1% | ||
| Q3 25 | -50.1% | 5.1% | ||
| Q2 25 | -50.0% | 0.4% | ||
| Q1 25 | -46.6% | 29.5% | ||
| Q4 24 | -45.9% | 55.4% | ||
| Q3 24 | -53.8% | -43.1% | ||
| Q2 24 | -51.1% | 23.3% | ||
| Q1 24 | -70.5% | 24.3% |
净利率AIPPBHC
| Q4 25 | -42.2% | -52.9% | ||
| Q3 25 | -51.6% | 4.8% | ||
| Q2 25 | -55.3% | 0.3% | ||
| Q1 25 | -49.1% | 23.6% | ||
| Q4 24 | -53.0% | 37.7% | ||
| Q3 24 | -52.2% | -34.6% | ||
| Q2 24 | -57.2% | 18.7% | ||
| Q1 24 | -72.6% | 19.0% |
每股收益（稀释后）AIPPBHC
| Q4 25 | $-0.19 | — | ||
| Q3 25 | $-0.21 | $0.47 | ||
| Q2 25 | $-0.22 | $0.47 | ||
| Q1 25 | $-0.20 | — | ||
| Q4 24 | $-0.19 | — | ||
| Q3 24 | $-0.20 | $0.41 | ||
| Q2 24 | $-0.22 | $0.41 | ||
| Q1 24 | $-0.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $33.9M | — |
| 总债务越低越好 | — | $14.1M |
| 股东权益账面价值 | $-14.6M | $122.5M |
| 总资产 | $115.0M | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资AIPPBHC
| Q4 25 | $33.9M | — | ||
| Q3 25 | $39.0M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $42.3M | — | ||
| Q4 24 | $43.8M | — | ||
| Q3 24 | $48.7M | — | ||
| Q2 24 | $45.8M | — | ||
| Q1 24 | $44.8M | — |
总债务AIPPBHC
| Q4 25 | — | $14.1M | ||
| Q3 25 | — | $18.7M | ||
| Q2 25 | — | $21.0M | ||
| Q1 25 | — | $17.6M | ||
| Q4 24 | — | $27.1M | ||
| Q3 24 | — | $39.8M | ||
| Q2 24 | — | $45.9M | ||
| Q1 24 | — | $45.9M |
股东权益AIPPBHC
| Q4 25 | $-14.6M | $122.5M | ||
| Q3 25 | $-11.4M | $126.3M | ||
| Q2 25 | $-7.5M | $124.4M | ||
| Q1 25 | $-4.8M | $124.9M | ||
| Q4 24 | $-1.2M | $121.5M | ||
| Q3 24 | $2.2M | $120.2M | ||
| Q2 24 | $5.3M | $123.3M | ||
| Q1 24 | $9.5M | $121.8M |
总资产AIPPBHC
| Q4 25 | $115.0M | $1.4B | ||
| Q3 25 | $107.7M | $1.5B | ||
| Q2 25 | $106.9M | $1.5B | ||
| Q1 25 | $98.3M | $1.5B | ||
| Q4 24 | $106.1M | $1.5B | ||
| Q3 24 | $97.7M | $1.5B | ||
| Q2 24 | $96.4M | $1.4B | ||
| Q1 24 | $101.4M | $1.5B |
负债/权益比AIPPBHC
| Q4 25 | — | 0.11× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.33× | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | — | 0.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | $11.7M |
| 自由现金流经营现金流 - 资本支出 | $3.0M | $10.4M |
| 自由现金流率自由现金流/营收 | 15.1% | 88.1% |
| 资本支出强度资本支出/营收 | 0.7% | 10.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $5.3M | $18.4M |
8季度趋势，按日历期对齐
经营现金流AIPPBHC
| Q4 25 | $3.2M | $11.7M | ||
| Q3 25 | $3.2M | $7.0M | ||
| Q2 25 | $-2.5M | $-3.7M | ||
| Q1 25 | $2.9M | $5.7M | ||
| Q4 24 | $-2.6M | $11.2M | ||
| Q3 24 | $1.1M | $11.8M | ||
| Q2 24 | $311.0K | $1.5M | ||
| Q1 24 | $477.0K | $504.0K |
自由现金流AIPPBHC
| Q4 25 | $3.0M | $10.4M | ||
| Q3 25 | $2.5M | $6.9M | ||
| Q2 25 | $-2.8M | $-4.0M | ||
| Q1 25 | $2.7M | $5.1M | ||
| Q4 24 | $-2.7M | $9.1M | ||
| Q3 24 | $1.1M | $11.3M | ||
| Q2 24 | $264.0K | $637.0K | ||
| Q1 24 | $281.0K | $274.0K |
自由现金流率AIPPBHC
| Q4 25 | 15.1% | 88.1% | ||
| Q3 25 | 14.2% | 52.8% | ||
| Q2 25 | -17.2% | -42.6% | ||
| Q1 25 | 16.2% | 40.1% | ||
| Q4 24 | -17.3% | 59.9% | ||
| Q3 24 | 7.4% | 84.3% | ||
| Q2 24 | 1.8% | 6.0% | ||
| Q1 24 | 2.2% | 2.5% |
资本支出强度AIPPBHC
| Q4 25 | 0.7% | 10.7% | ||
| Q3 25 | 4.1% | 1.0% | ||
| Q2 25 | 2.2% | 2.4% | ||
| Q1 25 | 1.1% | 5.1% | ||
| Q4 24 | 0.3% | 13.5% | ||
| Q3 24 | 0.2% | 3.8% | ||
| Q2 24 | 0.3% | 8.2% | ||
| Q1 24 | 1.5% | 2.1% |
现金转化率AIPPBHC
| Q4 25 | — | — | ||
| Q3 25 | — | 11.26× | ||
| Q2 25 | — | -120.55× | ||
| Q1 25 | — | 1.92× | ||
| Q4 24 | — | 2.87× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.76× | ||
| Q1 24 | — | 0.24× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIP
| License And Maintenance | $17.5M | 87% |
| Variable Royalties And Other | $2.6M | 13% |
PBHC
| Other | $5.6M | 47% |
| Banking | $3.7M | 31% |
| Deposit Account | $1.5M | 13% |
| Financial Service Other | $1.0M | 9% |
