vs
Assurant（AIZ）与SharkNinja, Inc.（SN）财务数据对比。点击上方公司名可切换其他公司
SharkNinja, Inc.的季度营收约是Assurant的1.7倍（$5.5B vs $3.4B），SharkNinja, Inc.同比增速更快（30.0% vs 7.9%），Assurant自由现金流更多（$611.7M vs $308.9M）
Assurant Inc.是总部位于美国亚特兰大的全球化风险管理产品及服务供应商，旗下业务覆盖财产意外险、电子设备延保、预售丧葬险等多个细分领域的特色保险产品，核心运营板块分为全球住房业务和全球生活方式业务两大板块。
SharkNinja是总部位于美国马萨诸塞州尼德姆的全球化产品设计与科技企业，1994年由马克·罗森茨韦格创立，现任首席执行官马克·巴罗卡斯于2008年加入公司担任总裁，公司名称由旗下两大核心品牌Shark和Ninja组合而来。
AIZ vs SN — 直观对比
营收规模更大
SN
是对方的1.7倍
$3.4B
营收增速更快
SN
高出22.1%
7.9%
自由现金流更多
AIZ
多$302.8M
$308.9M
损益表 — Q4 FY2025 vs Q4 FY2024
| 指标 | | |
|---|---|---|
| 营收 | $3.4B | $5.5B |
| 净利润 | $225.2M | — |
| 毛利率 | — | 48.1% |
| 营业利润率 | 8.5% | 11.7% |
| 净利率 | 6.7% | — |
| 营收同比 | 7.9% | 30.0% |
| 净利润同比 | 11.9% | — |
| 每股收益（稀释后） | $4.37 | $3.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIZSN
| Q4 25 | $3.4B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | $3.1B | — | ||
| Q4 24 | $3.1B | $5.5B | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.9B | — | ||
| Q1 24 | $2.9B | — |
净利润AIZSN
| Q4 25 | $225.2M | — | ||
| Q3 25 | $265.6M | — | ||
| Q2 25 | $235.3M | — | ||
| Q1 25 | $146.6M | — | ||
| Q4 24 | $201.3M | — | ||
| Q3 24 | $133.8M | — | ||
| Q2 24 | $188.7M | — | ||
| Q1 24 | $236.4M | — |
毛利率AIZSN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 48.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率AIZSN
| Q4 25 | 8.5% | — | ||
| Q3 25 | 10.2% | — | ||
| Q2 25 | 9.2% | — | ||
| Q1 25 | 6.0% | — | ||
| Q4 24 | 8.1% | 11.7% | ||
| Q3 24 | 5.1% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 10.2% | — |
净利率AIZSN
| Q4 25 | 6.7% | — | ||
| Q3 25 | 8.2% | — | ||
| Q2 25 | 7.4% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | 6.5% | — | ||
| Q3 24 | 4.5% | — | ||
| Q2 24 | 6.5% | — | ||
| Q1 24 | 8.2% | — |
每股收益（稀释后）AIZSN
| Q4 25 | $4.37 | — | ||
| Q3 25 | $5.17 | — | ||
| Q2 25 | $4.56 | — | ||
| Q1 25 | $2.83 | — | ||
| Q4 24 | $3.86 | $3.11 | ||
| Q3 24 | $2.55 | — | ||
| Q2 24 | $3.58 | — | ||
| Q1 24 | $4.47 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.8B | $363.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.9B | $1.9B |
| 总资产 | $36.3B | $4.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AIZSN
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.8B | $363.7M | ||
| Q3 24 | $1.8B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.3B | — |
股东权益AIZSN
| Q4 25 | $5.9B | — | ||
| Q3 25 | $5.8B | — | ||
| Q2 25 | $5.5B | — | ||
| Q1 25 | $5.2B | — | ||
| Q4 24 | $5.1B | $1.9B | ||
| Q3 24 | $5.3B | — | ||
| Q2 24 | $5.0B | — | ||
| Q1 24 | $4.9B | — |
总资产AIZSN
| Q4 25 | $36.3B | — | ||
| Q3 25 | $35.8B | — | ||
| Q2 25 | $35.5B | — | ||
| Q1 25 | $35.0B | — | ||
| Q4 24 | $35.0B | $4.4B | ||
| Q3 24 | $35.3B | — | ||
| Q2 24 | $33.8B | — | ||
| Q1 24 | $33.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $671.0M | $446.6M |
| 自由现金流经营现金流 - 资本支出 | $611.7M | $308.9M |
| 自由现金流率自由现金流/营收 | 18.3% | 5.6% |
| 资本支出强度资本支出/营收 | 1.8% | 2.5% |
| 现金转化率经营现金流/净利润 | 2.98× | — |
| 过去12个月自由现金流最近4个季度 | $1.6B | — |
8季度趋势，按日历期对齐
经营现金流AIZSN
| Q4 25 | $671.0M | — | ||
| Q3 25 | $505.0M | — | ||
| Q2 25 | $265.5M | — | ||
| Q1 25 | $392.4M | — | ||
| Q4 24 | $102.8M | $446.6M | ||
| Q3 24 | $436.5M | — | ||
| Q2 24 | $710.9M | — | ||
| Q1 24 | $82.5M | — |
自由现金流AIZSN
| Q4 25 | $611.7M | — | ||
| Q3 25 | $442.1M | — | ||
| Q2 25 | $205.6M | — | ||
| Q1 25 | $339.0M | — | ||
| Q4 24 | $34.8M | $308.9M | ||
| Q3 24 | $389.4M | — | ||
| Q2 24 | $655.5M | — | ||
| Q1 24 | $31.7M | — |
自由现金流率AIZSN
| Q4 25 | 18.3% | — | ||
| Q3 25 | 13.7% | — | ||
| Q2 25 | 6.5% | — | ||
| Q1 25 | 11.0% | — | ||
| Q4 24 | 1.1% | 5.6% | ||
| Q3 24 | 13.1% | — | ||
| Q2 24 | 22.4% | — | ||
| Q1 24 | 1.1% | — |
资本支出强度AIZSN
| Q4 25 | 1.8% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 2.2% | 2.5% | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 1.8% | — |
现金转化率AIZSN
| Q4 25 | 2.98× | — | ||
| Q3 25 | 1.90× | — | ||
| Q2 25 | 1.13× | — | ||
| Q1 25 | 2.68× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 3.26× | — | ||
| Q2 24 | 3.77× | — | ||
| Q1 24 | 0.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIZ
| Global Lifestyle | $2.6B | 78% |
| Global Housing | $749.1M | 22% |
| Service Contracts And Sales | $34.5M | 1% |
SN
暂无分部数据
