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好事达（ALL）与Better Home & Finance Holding Co（BETR）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Better Home & Finance Holding Co的14551.2倍（$17.3B vs $1.2M）。好事达净利率更高（22.1% vs -3349.0%，领先3371.1%）。好事达同比增速更快（5.1% vs -71.1%）。好事达自由现金流更多（$2.9B vs $-57.6M）。过去两年好事达的营收复合增速更高（6.6% vs -35.0%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
巴贾吉金融有限公司是印度一家可吸收存款的非银行金融机构，总部位于普纳。截至2025年9月，该公司拥有1.1064亿客户，管理资产规模达46225亿卢比，约合550亿美元，是印度知名的非银行金融服务商。
ALL vs BETR — 直观对比
营收规模更大
ALL
是对方的14551.2倍
$1.2M
营收增速更快
ALL
高出76.2%
-71.1%
净利率更高
ALL
高出3371.1%
-3349.0%
自由现金流更多
ALL
多$3.0B
$-57.6M
两年增速更快
ALL
近两年复合增速
-35.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $1.2M |
| 净利润 | $3.8B | $-39.9M |
| 毛利率 | — | — |
| 营业利润率 | — | -3376.8% |
| 净利率 | 22.1% | -3349.0% |
| 营收同比 | 5.1% | -71.1% |
| 净利润同比 | 98.8% | 32.6% |
| 每股收益（稀释后） | $14.24 | $-2.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLBETR
| Q4 25 | $17.3B | $1.2M | ||
| Q3 25 | $17.3B | $2.8M | ||
| Q2 25 | $16.6B | $3.3M | ||
| Q1 25 | $16.5B | $4.0M | ||
| Q4 24 | $16.5B | $4.1M | ||
| Q3 24 | $16.6B | $3.1M | ||
| Q2 24 | $15.7B | $2.9M | ||
| Q1 24 | $15.3B | $2.8M |
净利润ALLBETR
| Q4 25 | $3.8B | $-39.9M | ||
| Q3 25 | $3.7B | $-39.1M | ||
| Q2 25 | $2.1B | $-36.3M | ||
| Q1 25 | $595.0M | $-50.6M | ||
| Q4 24 | $1.9B | $-59.2M | ||
| Q3 24 | $1.2B | $-54.2M | ||
| Q2 24 | $331.0M | $-41.4M | ||
| Q1 24 | $1.2B | $-51.5M |
营业利润率ALLBETR
| Q4 25 | — | -3376.8% | ||
| Q3 25 | — | -1403.7% | ||
| Q2 25 | — | -1096.2% | ||
| Q1 25 | — | -1250.9% | ||
| Q4 24 | — | -1428.3% | ||
| Q3 24 | — | -1761.7% | ||
| Q2 24 | — | -1428.7% | ||
| Q1 24 | — | -1822.8% |
净利率ALLBETR
| Q4 25 | 22.1% | -3349.0% | ||
| Q3 25 | 21.7% | -1408.9% | ||
| Q2 25 | 12.7% | -1099.1% | ||
| Q1 25 | 3.6% | -1254.5% | ||
| Q4 24 | 11.7% | -1437.5% | ||
| Q3 24 | 7.2% | -1765.8% | ||
| Q2 24 | 2.1% | -1435.8% | ||
| Q1 24 | 8.0% | -1827.9% |
每股收益（稀释后）ALLBETR
| Q4 25 | $14.24 | $-2.52 | ||
| Q3 25 | $13.95 | $-2.56 | ||
| Q2 25 | $7.76 | $-2.39 | ||
| Q1 25 | $2.11 | $-3.33 | ||
| Q4 24 | $7.07 | $-3.92 | ||
| Q3 24 | $4.33 | $-3.58 | ||
| Q2 24 | $1.13 | $-2.74 | ||
| Q1 24 | $4.46 | $-3.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $203.4M |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $37.2M |
| 总资产 | $119.8B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLBETR
| Q4 25 | $4.9B | $203.4M | ||
| Q3 25 | $8.7B | $205.8M | ||
| Q2 25 | $9.6B | $221.5M | ||
| Q1 25 | $6.5B | $228.0M | ||
| Q4 24 | $4.5B | $264.9M | ||
| Q3 24 | $7.0B | $262.1M | ||
| Q2 24 | $5.3B | $378.8M | ||
| Q1 24 | $4.3B | $482.6M |
总债务ALLBETR
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLBETR
| Q4 25 | $30.6B | $37.2M | ||
| Q3 25 | $27.5B | $41.9M | ||
| Q2 25 | $24.0B | $76.6M | ||
| Q1 25 | $22.1B | $-102.1M | ||
| Q4 24 | $21.4B | $-58.2M | ||
| Q3 24 | $20.9B | $388.0K | ||
| Q2 24 | $18.6B | $44.9M | ||
| Q1 24 | $18.6B | $76.3M |
总资产ALLBETR
| Q4 25 | $119.8B | $1.5B | ||
| Q3 25 | $120.4B | $1.4B | ||
| Q2 25 | $115.9B | $1.2B | ||
| Q1 25 | $115.2B | $1.0B | ||
| Q4 24 | $111.6B | $913.1M | ||
| Q3 24 | $113.7B | $845.2M | ||
| Q2 24 | $108.4B | $957.9M | ||
| Q1 24 | $105.2B | $841.6M |
负债/权益比ALLBETR
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $-57.3M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $-57.6M |
| 自由现金流率自由现金流/营收 | 16.7% | -4833.4% |
| 资本支出强度资本支出/营收 | 0.5% | 28.9% |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | $-167.8M |
8季度趋势，按日历期对齐
经营现金流ALLBETR
| Q4 25 | $3.0B | $-57.3M | ||
| Q3 25 | $3.3B | $4.2M | ||
| Q2 25 | $1.9B | $-56.3M | ||
| Q1 25 | $2.0B | $-57.2M | ||
| Q4 24 | $1.7B | $-106.0M | ||
| Q3 24 | $3.2B | $-10.6M | ||
| Q2 24 | $2.4B | $-220.6M | ||
| Q1 24 | $1.7B | $-42.8M |
自由现金流ALLBETR
| Q4 25 | $2.9B | $-57.6M | ||
| Q3 25 | $3.2B | $4.0M | ||
| Q2 25 | $1.9B | $-56.7M | ||
| Q1 25 | $1.9B | $-57.4M | ||
| Q4 24 | $1.7B | $-106.5M | ||
| Q3 24 | $3.1B | $-11.7M | ||
| Q2 24 | $2.3B | $-221.8M | ||
| Q1 24 | $1.6B | $-43.3M |
自由现金流率ALLBETR
| Q4 25 | 16.7% | -4833.4% | ||
| Q3 25 | 18.8% | 143.0% | ||
| Q2 25 | 11.3% | -1719.2% | ||
| Q1 25 | 11.4% | -1424.0% | ||
| Q4 24 | 10.0% | -2584.9% | ||
| Q3 24 | 18.9% | -382.7% | ||
| Q2 24 | 14.7% | -7699.9% | ||
| Q1 24 | 10.6% | -1536.4% |
资本支出强度ALLBETR
| Q4 25 | 0.5% | 28.9% | ||
| Q3 25 | 0.3% | 8.6% | ||
| Q2 25 | 0.0% | 12.3% | ||
| Q1 25 | 0.6% | 5.0% | ||
| Q4 24 | 0.3% | 11.4% | ||
| Q3 24 | 0.4% | 38.6% | ||
| Q2 24 | 0.4% | 43.7% | ||
| Q1 24 | 0.3% | 16.8% |
现金转化率ALLBETR
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | — | ||
| Q1 24 | 1.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
