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好事达（ALL）与First American Financial Corp（FAF）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是First American Financial Corp的8.5倍（$17.3B vs $2.0B）。好事达净利率更高（22.1% vs 10.3%，领先11.8%）。First American Financial Corp同比增速更快（21.6% vs 5.1%）。好事达自由现金流更多（$2.9B vs $324.5M）。过去两年First American Financial Corp的营收复合增速更高（19.9% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
第一美国金融公司是美国知名金融服务企业，主要面向房地产及抵押贷款行业开展业务，核心服务涵盖产权保险、房产交易与抵押业务相关的交割结算服务，在全球地产金融服务领域具备成熟的服务能力与较高的行业认可度。
ALL vs FAF — 直观对比
营收规模更大
ALL
是对方的8.5倍
$2.0B
营收增速更快
FAF
高出16.6%
5.1%
净利率更高
ALL
高出11.8%
10.3%
自由现金流更多
ALL
多$2.6B
$324.5M
两年增速更快
FAF
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $2.0B |
| 净利润 | $3.8B | $211.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 14.0% |
| 净利率 | 22.1% | 10.3% |
| 营收同比 | 5.1% | 21.6% |
| 净利润同比 | 98.8% | 192.7% |
| 每股收益（稀释后） | $14.24 | $2.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLFAF
| Q4 25 | $17.3B | $2.0B | ||
| Q3 25 | $17.3B | $2.0B | ||
| Q2 25 | $16.6B | $1.8B | ||
| Q1 25 | $16.5B | $1.6B | ||
| Q4 24 | $16.5B | $1.7B | ||
| Q3 24 | $16.6B | $1.4B | ||
| Q2 24 | $15.7B | $1.6B | ||
| Q1 24 | $15.3B | $1.4B |
净利润ALLFAF
| Q4 25 | $3.8B | $211.9M | ||
| Q3 25 | $3.7B | $189.6M | ||
| Q2 25 | $2.1B | $146.1M | ||
| Q1 25 | $595.0M | $74.2M | ||
| Q4 24 | $1.9B | $72.4M | ||
| Q3 24 | $1.2B | $-104.0M | ||
| Q2 24 | $331.0M | $116.0M | ||
| Q1 24 | $1.2B | $46.7M |
营业利润率ALLFAF
| Q4 25 | — | 14.0% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 6.1% | ||
| Q4 24 | — | 5.9% | ||
| Q3 24 | — | -10.3% | ||
| Q2 24 | — | 9.4% | ||
| Q1 24 | — | 4.1% |
净利率ALLFAF
| Q4 25 | 22.1% | 10.3% | ||
| Q3 25 | 21.7% | 9.6% | ||
| Q2 25 | 12.7% | 7.9% | ||
| Q1 25 | 3.6% | 4.7% | ||
| Q4 24 | 11.7% | 4.3% | ||
| Q3 24 | 7.2% | -7.4% | ||
| Q2 24 | 2.1% | 7.2% | ||
| Q1 24 | 8.0% | 3.3% |
每股收益（稀释后）ALLFAF
| Q4 25 | $14.24 | $2.04 | ||
| Q3 25 | $13.95 | $1.84 | ||
| Q2 25 | $7.76 | $1.41 | ||
| Q1 25 | $2.11 | $0.71 | ||
| Q4 24 | $7.07 | $0.70 | ||
| Q3 24 | $4.33 | $-1.00 | ||
| Q2 24 | $1.13 | $1.11 | ||
| Q1 24 | $4.46 | $0.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $1.4B |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $5.5B |
| 总资产 | $119.8B | $16.2B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLFAF
| Q4 25 | $4.9B | $1.4B | ||
| Q3 25 | $8.7B | $2.9B | ||
| Q2 25 | $9.6B | $2.0B | ||
| Q1 25 | $6.5B | $2.0B | ||
| Q4 24 | $4.5B | $1.7B | ||
| Q3 24 | $7.0B | $3.0B | ||
| Q2 24 | $5.3B | $2.0B | ||
| Q1 24 | $4.3B | $1.5B |
总债务ALLFAF
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLFAF
| Q4 25 | $30.6B | $5.5B | ||
| Q3 25 | $27.5B | $5.3B | ||
| Q2 25 | $24.0B | $5.1B | ||
| Q1 25 | $22.1B | $5.0B | ||
| Q4 24 | $21.4B | $4.9B | ||
| Q3 24 | $20.9B | $5.1B | ||
| Q2 24 | $18.6B | $4.8B | ||
| Q1 24 | $18.6B | $4.8B |
总资产ALLFAF
| Q4 25 | $119.8B | $16.2B | ||
| Q3 25 | $120.4B | $17.6B | ||
| Q2 25 | $115.9B | $16.3B | ||
| Q1 25 | $115.2B | $15.5B | ||
| Q4 24 | $111.6B | $14.9B | ||
| Q3 24 | $113.7B | $16.6B | ||
| Q2 24 | $108.4B | $15.2B | ||
| Q1 24 | $105.2B | $14.7B |
负债/权益比ALLFAF
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $369.3M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $324.5M |
| 自由现金流率自由现金流/营收 | 16.7% | 15.8% |
| 资本支出强度资本支出/营收 | 0.5% | 2.2% |
| 现金转化率经营现金流/净利润 | 0.78× | 1.74× |
| 过去12个月自由现金流最近4个季度 | $9.9B | $762.5M |
8季度趋势，按日历期对齐
经营现金流ALLFAF
| Q4 25 | $3.0B | $369.3M | ||
| Q3 25 | $3.3B | $272.5M | ||
| Q2 25 | $1.9B | $361.8M | ||
| Q1 25 | $2.0B | $-52.8M | ||
| Q4 24 | $1.7B | $324.6M | ||
| Q3 24 | $3.2B | $236.9M | ||
| Q2 24 | $2.4B | $266.7M | ||
| Q1 24 | $1.7B | $69.3M |
自由现金流ALLFAF
| Q4 25 | $2.9B | $324.5M | ||
| Q3 25 | $3.2B | $223.1M | ||
| Q2 25 | $1.9B | $309.4M | ||
| Q1 25 | $1.9B | $-94.5M | ||
| Q4 24 | $1.7B | $266.2M | ||
| Q3 24 | $3.1B | $185.4M | ||
| Q2 24 | $2.3B | $210.0M | ||
| Q1 24 | $1.6B | $17.6M |
自由现金流率ALLFAF
| Q4 25 | 16.7% | 15.8% | ||
| Q3 25 | 18.8% | 11.3% | ||
| Q2 25 | 11.3% | 16.8% | ||
| Q1 25 | 11.4% | -6.0% | ||
| Q4 24 | 10.0% | 15.8% | ||
| Q3 24 | 18.9% | 13.2% | ||
| Q2 24 | 14.7% | 13.0% | ||
| Q1 24 | 10.6% | 1.2% |
资本支出强度ALLFAF
| Q4 25 | 0.5% | 2.2% | ||
| Q3 25 | 0.3% | 2.5% | ||
| Q2 25 | 0.0% | 2.8% | ||
| Q1 25 | 0.6% | 2.6% | ||
| Q4 24 | 0.3% | 3.5% | ||
| Q3 24 | 0.4% | 3.7% | ||
| Q2 24 | 0.4% | 3.5% | ||
| Q1 24 | 0.3% | 3.6% |
现金转化率ALLFAF
| Q4 25 | 0.78× | 1.74× | ||
| Q3 25 | 0.88× | 1.44× | ||
| Q2 25 | 0.89× | 2.48× | ||
| Q1 25 | 3.30× | -0.71× | ||
| Q4 24 | 0.88× | 4.48× | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | 2.30× | ||
| Q1 24 | 1.37× | 1.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
