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好事达（ALL）与格罗方德（GFS）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是格罗方德的10.0倍（$16.9B vs $1.7B），格罗方德净利率更高（14.8% vs 14.5%，领先0.2%），好事达同比增速更快（3.0% vs -2.9%），过去两年好事达的营收复合增速更高（3.8% vs -4.3%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
格罗方德是跨国半导体代工及设计企业，注册地为开曼群岛，总部位于美国纽约州马耳他。公司2009年3月由AMD制造业务分拆成立，2021年10月完成首次公开募股，阿联酋主权财富基金穆巴达拉投资公司目前仍持有其82%的多数股权。
ALL vs GFS — 直观对比
营收规模更大
ALL
是对方的10.0倍
$1.7B
营收增速更快
ALL
高出5.9%
-2.9%
净利率更高
GFS
高出0.2%
14.5%
两年增速更快
ALL
近两年复合增速
-4.3%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9B | $1.7B |
| 净利润 | $2.5B | $249.0M |
| 毛利率 | — | 24.8% |
| 营业利润率 | 18.3% | 11.6% |
| 净利率 | 14.5% | 14.8% |
| 营收同比 | 3.0% | -2.9% |
| 净利润同比 | 312.4% | 39.9% |
| 每股收益（稀释后） | $9.25 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLGFS
| Q1 26 | $16.9B | — | ||
| Q4 25 | $17.3B | — | ||
| Q3 25 | $17.3B | $1.7B | ||
| Q2 25 | $16.6B | $1.7B | ||
| Q1 25 | $16.5B | $1.6B | ||
| Q4 24 | $16.5B | — | ||
| Q3 24 | $16.6B | $1.7B | ||
| Q2 24 | $15.7B | $1.6B |
净利润ALLGFS
| Q1 26 | $2.5B | — | ||
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.7B | $249.0M | ||
| Q2 25 | $2.1B | $228.0M | ||
| Q1 25 | $595.0M | $211.0M | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.2B | $178.0M | ||
| Q2 24 | $331.0M | $155.0M |
毛利率ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 24.8% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | 22.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.8% | ||
| Q2 24 | — | 24.2% |
营业利润率ALLGFS
| Q1 26 | 18.3% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 11.6% | ||
| Q2 25 | — | 11.6% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 10.6% | ||
| Q2 24 | — | 9.5% |
净利率ALLGFS
| Q1 26 | 14.5% | — | ||
| Q4 25 | 22.1% | — | ||
| Q3 25 | 21.7% | 14.8% | ||
| Q2 25 | 12.7% | 13.5% | ||
| Q1 25 | 3.6% | 13.3% | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 7.2% | 10.2% | ||
| Q2 24 | 2.1% | 9.5% |
每股收益（稀释后）ALLGFS
| Q1 26 | $9.25 | — | ||
| Q4 25 | $14.24 | — | ||
| Q3 25 | $13.95 | $0.44 | ||
| Q2 25 | $7.76 | $0.41 | ||
| Q1 25 | $2.11 | $0.38 | ||
| Q4 24 | $7.07 | — | ||
| Q3 24 | $4.33 | $0.32 | ||
| Q2 24 | $1.13 | $0.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $31.6B | $11.8B |
| 总资产 | $124.0B | $16.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | — | ||
| Q3 25 | $8.7B | $2.0B | ||
| Q2 25 | $9.6B | $1.8B | ||
| Q1 25 | $6.5B | $1.6B | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $7.0B | $2.3B | ||
| Q2 24 | $5.3B | $2.2B |
总债务ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — |
股东权益ALLGFS
| Q1 26 | $31.6B | — | ||
| Q4 25 | $30.6B | — | ||
| Q3 25 | $27.5B | $11.8B | ||
| Q2 25 | $24.0B | $11.5B | ||
| Q1 25 | $22.1B | $11.1B | ||
| Q4 24 | $21.4B | — | ||
| Q3 24 | $20.9B | $11.6B | ||
| Q2 24 | $18.6B | $11.3B |
总资产ALLGFS
| Q1 26 | $124.0B | — | ||
| Q4 25 | $119.8B | — | ||
| Q3 25 | $120.4B | $16.7B | ||
| Q2 25 | $115.9B | $16.8B | ||
| Q1 25 | $115.2B | $16.5B | ||
| Q4 24 | $111.6B | — | ||
| Q3 24 | $113.7B | $18.1B | ||
| Q2 24 | $108.4B | — |
负债/权益比ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $595.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.39× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | — | ||
| Q3 25 | $3.3B | $595.0M | ||
| Q2 25 | $1.9B | $431.0M | ||
| Q1 25 | $2.0B | $331.0M | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.2B | $375.0M | ||
| Q2 24 | $2.4B | $402.0M |
自由现金流ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $2.3B | — |
自由现金流率ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | — | ||
| Q3 25 | 18.8% | — | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 10.0% | — | ||
| Q3 24 | 18.9% | — | ||
| Q2 24 | 14.7% | — |
资本支出强度ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — |
现金转化率ALLGFS
| Q1 26 | — | — | ||
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | 2.39× | ||
| Q2 25 | 0.89× | 1.89× | ||
| Q1 25 | 3.30× | 1.57× | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | 2.11× | ||
| Q2 24 | 7.13× | 2.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
| Property and casualty insurance premiums | $15.6B | 92% |
| Other revenue | $719.0M | 4% |
| Other | $533.0M | 3% |
| Accident and health insurance premiums and contract charges | $136.0M | 1% |
GFS
| Smart Mobile Devices | $752.0M | 45% |
| Automotive | $306.0M | 18% |
| Home And Industrial Io T | $258.0M | 15% |
| Goods Or Services Transferred Over Time | $198.0M | 12% |
| Communications Infrastructure Datacenter | $175.0M | 10% |
