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好事达（ALL）与LCI INDUSTRIES（LCII）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是LCI INDUSTRIES的18.2倍（$16.9B vs $932.7M），好事达净利率更高（14.5% vs 2.0%，领先12.5%），LCI INDUSTRIES同比增速更快（16.1% vs 3.0%），过去两年好事达的营收复合增速更高（3.8% vs -1.8%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
拉奇核心工业有限公司前身为巴基斯坦帝国化学工业公司，是一家总部位于卡拉奇的巴基斯坦综合性企业集团，业务覆盖聚酯、医药、农用化学品、纯碱及兽药等多品类产品的研发生产，在巴基斯坦本土工业领域拥有重要市场地位。
ALL vs LCII — 直观对比
营收规模更大
ALL
是对方的18.2倍
$932.7M
营收增速更快
LCII
高出13.2%
3.0%
净利率更高
ALL
高出12.5%
2.0%
两年增速更快
ALL
近两年复合增速
-1.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9B | $932.7M |
| 净利润 | $2.5B | $18.7M |
| 毛利率 | — | 22.1% |
| 营业利润率 | 18.3% | 3.8% |
| 净利率 | 14.5% | 2.0% |
| 营收同比 | 3.0% | 16.1% |
| 净利润同比 | 312.4% | 95.7% |
| 每股收益（稀释后） | $9.25 | $0.79 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLLCII
| Q1 26 | $16.9B | — | ||
| Q4 25 | $17.3B | $932.7M | ||
| Q3 25 | $17.3B | $1.0B | ||
| Q2 25 | $16.6B | $1.1B | ||
| Q1 25 | $16.5B | $1.0B | ||
| Q4 24 | $16.5B | $803.1M | ||
| Q3 24 | $16.6B | $915.5M | ||
| Q2 24 | $15.7B | $1.1B |
净利润ALLLCII
| Q1 26 | $2.5B | — | ||
| Q4 25 | $3.8B | $18.7M | ||
| Q3 25 | $3.7B | $62.5M | ||
| Q2 25 | $2.1B | $57.6M | ||
| Q1 25 | $595.0M | $49.4M | ||
| Q4 24 | $1.9B | $9.5M | ||
| Q3 24 | $1.2B | $35.6M | ||
| Q2 24 | $331.0M | $61.2M |
毛利率ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 24.4% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 21.1% | ||
| Q3 24 | — | 24.0% | ||
| Q2 24 | — | 25.3% |
营业利润率ALLLCII
| Q1 26 | 18.3% | — | ||
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 7.3% | ||
| Q2 25 | — | 7.9% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 2.0% | ||
| Q3 24 | — | 5.9% | ||
| Q2 24 | — | 8.6% |
净利率ALLLCII
| Q1 26 | 14.5% | — | ||
| Q4 25 | 22.1% | 2.0% | ||
| Q3 25 | 21.7% | 6.0% | ||
| Q2 25 | 12.7% | 5.2% | ||
| Q1 25 | 3.6% | 4.7% | ||
| Q4 24 | 11.7% | 1.2% | ||
| Q3 24 | 7.2% | 3.9% | ||
| Q2 24 | 2.1% | 5.8% |
每股收益（稀释后）ALLLCII
| Q1 26 | $9.25 | — | ||
| Q4 25 | $14.24 | $0.79 | ||
| Q3 25 | $13.95 | $2.55 | ||
| Q2 25 | $7.76 | $2.29 | ||
| Q1 25 | $2.11 | $1.94 | ||
| Q4 24 | $7.07 | $0.37 | ||
| Q3 24 | $4.33 | $1.39 | ||
| Q2 24 | $1.13 | $2.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $222.6M |
| 总债务越低越好 | — | $945.2M |
| 股东权益账面价值 | $31.6B | $1.4B |
| 总资产 | $124.0B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | $222.6M | ||
| Q3 25 | $8.7B | $199.7M | ||
| Q2 25 | $9.6B | $191.9M | ||
| Q1 25 | $6.5B | $231.2M | ||
| Q4 24 | $4.5B | $165.8M | ||
| Q3 24 | $7.0B | $161.2M | ||
| Q2 24 | $5.3B | $130.4M |
总债务ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | $7.5B | $945.2M | ||
| Q3 25 | $8.1B | $947.8M | ||
| Q2 25 | $8.1B | $948.0M | ||
| Q1 25 | $8.1B | $938.3M | ||
| Q4 24 | $8.1B | $757.3M | ||
| Q3 24 | $8.1B | $822.5M | ||
| Q2 24 | $8.1B | $829.7M |
股东权益ALLLCII
| Q1 26 | $31.6B | — | ||
| Q4 25 | $30.6B | $1.4B | ||
| Q3 25 | $27.5B | $1.4B | ||
| Q2 25 | $24.0B | $1.4B | ||
| Q1 25 | $22.1B | $1.4B | ||
| Q4 24 | $21.4B | $1.4B | ||
| Q3 24 | $20.9B | $1.4B | ||
| Q2 24 | $18.6B | $1.4B |
总资产ALLLCII
| Q1 26 | $124.0B | — | ||
| Q4 25 | $119.8B | $3.2B | ||
| Q3 25 | $120.4B | $3.2B | ||
| Q2 25 | $115.9B | $3.2B | ||
| Q1 25 | $115.2B | $3.1B | ||
| Q4 24 | $111.6B | $2.9B | ||
| Q3 24 | $113.7B | $3.0B | ||
| Q2 24 | $108.4B | $3.0B |
负债/权益比ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | 0.69× | ||
| Q3 25 | 0.29× | 0.70× | ||
| Q2 25 | 0.34× | 0.68× | ||
| Q1 25 | 0.37× | 0.69× | ||
| Q4 24 | 0.38× | 0.55× | ||
| Q3 24 | 0.39× | 0.58× | ||
| Q2 24 | 0.43× | 0.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $78.9M |
| 自由现金流经营现金流 - 资本支出 | — | $64.3M |
| 自由现金流率自由现金流/营收 | — | 6.9% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | 4.22× |
| 过去12个月自由现金流最近4个季度 | — | $278.3M |
8季度趋势，按日历期对齐
经营现金流ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $78.9M | ||
| Q3 25 | $3.3B | $97.2M | ||
| Q2 25 | $1.9B | $112.2M | ||
| Q1 25 | $2.0B | $42.7M | ||
| Q4 24 | $1.7B | $106.6M | ||
| Q3 24 | $3.2B | $78.4M | ||
| Q2 24 | $2.4B | $192.9M |
自由现金流ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | $2.9B | $64.3M | ||
| Q3 25 | $3.2B | $80.9M | ||
| Q2 25 | $1.9B | $99.5M | ||
| Q1 25 | $1.9B | $33.7M | ||
| Q4 24 | $1.7B | $95.7M | ||
| Q3 24 | $3.1B | $68.3M | ||
| Q2 24 | $2.3B | $180.2M |
自由现金流率ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | 6.9% | ||
| Q3 25 | 18.8% | 7.8% | ||
| Q2 25 | 11.3% | 9.0% | ||
| Q1 25 | 11.4% | 3.2% | ||
| Q4 24 | 10.0% | 11.9% | ||
| Q3 24 | 18.9% | 7.5% | ||
| Q2 24 | 14.7% | 17.1% |
资本支出强度ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 1.6% | ||
| Q3 25 | 0.3% | 1.6% | ||
| Q2 25 | 0.0% | 1.2% | ||
| Q1 25 | 0.6% | 0.9% | ||
| Q4 24 | 0.3% | 1.4% | ||
| Q3 24 | 0.4% | 1.1% | ||
| Q2 24 | 0.4% | 1.2% |
现金转化率ALLLCII
| Q1 26 | — | — | ||
| Q4 25 | 0.78× | 4.22× | ||
| Q3 25 | 0.88× | 1.55× | ||
| Q2 25 | 0.89× | 1.95× | ||
| Q1 25 | 3.30× | 0.86× | ||
| Q4 24 | 0.88× | 11.17× | ||
| Q3 24 | 2.69× | 2.20× | ||
| Q2 24 | 7.13× | 3.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
| Property and casualty insurance premiums | $15.6B | 92% |
| Other revenue | $719.0M | 4% |
| Other | $533.0M | 3% |
| Accident and health insurance premiums and contract charges | $136.0M | 1% |
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
