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好事达（ALL）与LESAKA TECHNOLOGIES INC（LSAK）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是LESAKA TECHNOLOGIES INC的97.0倍（$17.3B vs $178.7M）。好事达净利率更高（22.1% vs 2.0%，领先20.1%）。LESAKA TECHNOLOGIES INC同比增速更快（21.7% vs 5.1%）。好事达自由现金流更多（$2.9B vs $-14.8M）。过去两年LESAKA TECHNOLOGIES INC的营收复合增速更高（13.7% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
莱萨卡科技是一家总部位于南非的金融科技公司，目前同时在纳斯达克交易所与约翰内斯堡证券交易所挂牌上市。公司核心业务聚焦于金融普惠，面向此前金融服务覆盖不足的社区与商户提供各类金融服务。
ALL vs LSAK — 直观对比
营收规模更大
ALL
是对方的97.0倍
$178.7M
营收增速更快
LSAK
高出16.7%
5.1%
净利率更高
ALL
高出20.1%
2.0%
自由现金流更多
ALL
多$2.9B
$-14.8M
两年增速更快
LSAK
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q2 2026
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $178.7M |
| 净利润 | $3.8B | $3.6M |
| 毛利率 | — | 31.4% |
| 营业利润率 | — | 1.2% |
| 净利率 | 22.1% | 2.0% |
| 营收同比 | 5.1% | 21.7% |
| 净利润同比 | 98.8% | 111.3% |
| 每股收益（稀释后） | $14.24 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLLSAK
| Q4 25 | $17.3B | $178.7M | ||
| Q3 25 | $17.3B | $171.4M | ||
| Q2 25 | $16.6B | $168.5M | ||
| Q1 25 | $16.5B | $161.4M | ||
| Q4 24 | $16.5B | $176.2M | ||
| Q3 24 | $16.6B | $153.6M | ||
| Q2 24 | $15.7B | $146.0M | ||
| Q1 24 | $15.3B | $138.2M |
净利润ALLLSAK
| Q4 25 | $3.8B | $3.6M | ||
| Q3 25 | $3.7B | $-4.3M | ||
| Q2 25 | $2.1B | $-28.4M | ||
| Q1 25 | $595.0M | $-22.1M | ||
| Q4 24 | $1.9B | $-32.5M | ||
| Q3 24 | $1.2B | $-4.5M | ||
| Q2 24 | $331.0M | $-5.0M | ||
| Q1 24 | $1.2B | $-4.0M |
毛利率ALLLSAK
| Q4 25 | — | 31.4% | ||
| Q3 25 | — | 30.9% | ||
| Q2 25 | — | 28.9% | ||
| Q1 25 | — | 27.5% | ||
| Q4 24 | — | 25.7% | ||
| Q3 24 | — | 22.6% | ||
| Q2 24 | — | 22.6% | ||
| Q1 24 | — | 22.0% |
营业利润率ALLLSAK
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | -16.7% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | -0.0% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.6% |
净利率ALLLSAK
| Q4 25 | 22.1% | 2.0% | ||
| Q3 25 | 21.7% | -2.5% | ||
| Q2 25 | 12.7% | -16.9% | ||
| Q1 25 | 3.6% | -13.7% | ||
| Q4 24 | 11.7% | -18.4% | ||
| Q3 24 | 7.2% | -3.0% | ||
| Q2 24 | 2.1% | -3.4% | ||
| Q1 24 | 8.0% | -2.9% |
每股收益（稀释后）ALLLSAK
| Q4 25 | $14.24 | $0.04 | ||
| Q3 25 | $13.95 | $-0.05 | ||
| Q2 25 | $7.76 | $-0.40 | ||
| Q1 25 | $2.11 | $-0.27 | ||
| Q4 24 | $7.07 | $-0.40 | ||
| Q3 24 | $4.33 | $-0.07 | ||
| Q2 24 | $1.13 | $-0.08 | ||
| Q1 24 | $4.46 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $69.5M |
| 总债务越低越好 | $7.5B | $216.8M |
| 股东权益账面价值 | $30.6B | $180.6M |
| 总资产 | $119.8B | $704.6M |
| 负债/权益比越低杠杆越低 | 0.24× | 1.20× |
8季度趋势，按日历期对齐
现金及短期投资ALLLSAK
| Q4 25 | $4.9B | $69.5M | ||
| Q3 25 | $8.7B | $72.2M | ||
| Q2 25 | $9.6B | $76.5M | ||
| Q1 25 | $6.5B | $71.0M | ||
| Q4 24 | $4.5B | $60.6M | ||
| Q3 24 | $7.0B | $49.7M | ||
| Q2 24 | $5.3B | $59.1M | ||
| Q1 24 | $4.3B | $55.2M |
总债务ALLLSAK
| Q4 25 | $7.5B | $216.8M | ||
| Q3 25 | $8.1B | $208.1M | ||
| Q2 25 | $8.1B | $200.8M | ||
| Q1 25 | $8.1B | $194.7M | ||
| Q4 24 | $8.1B | $148.7M | ||
| Q3 24 | $8.1B | $148.5M | ||
| Q2 24 | $8.1B | $143.2M | ||
| Q1 24 | $7.9B | $135.7M |
股东权益ALLLSAK
| Q4 25 | $30.6B | $180.6M | ||
| Q3 25 | $27.5B | $170.4M | ||
| Q2 25 | $24.0B | $161.6M | ||
| Q1 25 | $22.1B | $185.2M | ||
| Q4 24 | $21.4B | $193.3M | ||
| Q3 24 | $20.9B | $184.2M | ||
| Q2 24 | $18.6B | $175.9M | ||
| Q1 24 | $18.6B | $173.1M |
总资产ALLLSAK
| Q4 25 | $119.8B | $704.6M | ||
| Q3 25 | $120.4B | $652.9M | ||
| Q2 25 | $115.9B | $653.7M | ||
| Q1 25 | $115.2B | $649.2M | ||
| Q4 24 | $111.6B | $640.6M | ||
| Q3 24 | $113.7B | $551.9M | ||
| Q2 24 | $108.4B | $558.5M | ||
| Q1 24 | $105.2B | $551.5M |
负债/权益比ALLLSAK
| Q4 25 | 0.24× | 1.20× | ||
| Q3 25 | 0.29× | 1.22× | ||
| Q2 25 | 0.34× | 1.24× | ||
| Q1 25 | 0.37× | 1.05× | ||
| Q4 24 | 0.38× | 0.77× | ||
| Q3 24 | 0.39× | 0.81× | ||
| Q2 24 | 0.43× | 0.81× | ||
| Q1 24 | 0.43× | 0.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $-10.9M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $-14.8M |
| 自由现金流率自由现金流/营收 | 16.7% | -8.3% |
| 资本支出强度资本支出/营收 | 0.5% | 2.2% |
| 现金转化率经营现金流/净利润 | 0.78× | -2.99× |
| 过去12个月自由现金流最近4个季度 | $9.9B | $-12.6M |
8季度趋势，按日历期对齐
经营现金流ALLLSAK
| Q4 25 | $3.0B | $-10.9M | ||
| Q3 25 | $3.3B | $8.9M | ||
| Q2 25 | $1.9B | $-6.5M | ||
| Q1 25 | $2.0B | $10.7M | ||
| Q4 24 | $1.7B | $-9.2M | ||
| Q3 24 | $3.2B | $-4.1M | ||
| Q2 24 | $2.4B | $5.7M | ||
| Q1 24 | $1.7B | $19.2M |
自由现金流ALLLSAK
| Q4 25 | $2.9B | $-14.8M | ||
| Q3 25 | $3.2B | $4.9M | ||
| Q2 25 | $1.9B | $-10.6M | ||
| Q1 25 | $1.9B | $7.8M | ||
| Q4 24 | $1.7B | $-15.5M | ||
| Q3 24 | $3.1B | $-8.1M | ||
| Q2 24 | $2.3B | $937.0K | ||
| Q1 24 | $1.6B | $16.2M |
自由现金流率ALLLSAK
| Q4 25 | 16.7% | -8.3% | ||
| Q3 25 | 18.8% | 2.9% | ||
| Q2 25 | 11.3% | -6.3% | ||
| Q1 25 | 11.4% | 4.9% | ||
| Q4 24 | 10.0% | -8.8% | ||
| Q3 24 | 18.9% | -5.3% | ||
| Q2 24 | 14.7% | 0.6% | ||
| Q1 24 | 10.6% | 11.7% |
资本支出强度ALLLSAK
| Q4 25 | 0.5% | 2.2% | ||
| Q3 25 | 0.3% | 2.3% | ||
| Q2 25 | 0.0% | 2.4% | ||
| Q1 25 | 0.6% | 1.7% | ||
| Q4 24 | 0.3% | 3.6% | ||
| Q3 24 | 0.4% | 2.6% | ||
| Q2 24 | 0.4% | 3.2% | ||
| Q1 24 | 0.3% | 2.1% |
现金转化率ALLLSAK
| Q4 25 | 0.78× | -2.99× | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | — | ||
| Q1 24 | 1.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
LSAK
| Telecom Products And Services | $82.0M | 46% |
| Processing Fees | $37.6M | 21% |
| Enterprise Segment | $14.5M | 8% |
| Rest Of Africa | $10.9M | 6% |
| Technology Products | $8.6M | 5% |
| Insurance Revenue | $7.9M | 4% |
| Lending Revenue | $7.2M | 4% |
| Other | $6.7M | 4% |
| Interest From Customer | $2.1M | 1% |
| Other Products And Services | $1.2M | 1% |
