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好事达（ALL）与ONITY GROUP INC.（ONIT）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是ONITY GROUP INC.的59.8倍（$17.3B vs $290.0M）。ONITY GROUP INC.净利率更高（43.9% vs 22.1%，领先21.8%）。ONITY GROUP INC.同比增速更快（29.0% vs 5.1%）。好事达自由现金流更多（$2.9B vs $-232.5M）。过去两年ONITY GROUP INC.的营收复合增速更高（10.1% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
奥尼提集团（原奥克文）是一家提供住宅及商业抵押贷款 servicing、特殊 servicing以及资产管理服务的供应商，业务性质也可概括为向房主收取每月本金与利息。公司成立于1988年，总部位于佛罗里达州西棕榈滩，在美国多地及菲律宾、印度都设有办公及支持运营点。
ALL vs ONIT — 直观对比
营收规模更大
ALL
是对方的59.8倍
$290.0M
营收增速更快
ONIT
高出23.9%
5.1%
净利率更高
ONIT
高出21.8%
22.1%
自由现金流更多
ALL
多$3.1B
$-232.5M
两年增速更快
ONIT
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $290.0M |
| 净利润 | $3.8B | $127.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 22.1% | 43.9% |
| 营收同比 | 5.1% | 29.0% |
| 净利润同比 | 98.8% | 552.7% |
| 每股收益（稀释后） | $14.24 | $14.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLONIT
| Q4 25 | $17.3B | $290.0M | ||
| Q3 25 | $17.3B | $280.3M | ||
| Q2 25 | $16.6B | $246.6M | ||
| Q1 25 | $16.5B | $249.8M | ||
| Q4 24 | $16.5B | $224.8M | ||
| Q3 24 | $16.6B | $265.7M | ||
| Q2 24 | $15.7B | $246.4M | ||
| Q1 24 | $15.3B | $239.1M |
净利润ALLONIT
| Q4 25 | $3.8B | $127.2M | ||
| Q3 25 | $3.7B | $18.7M | ||
| Q2 25 | $2.1B | $21.5M | ||
| Q1 25 | $595.0M | $22.1M | ||
| Q4 24 | $1.9B | $-28.1M | ||
| Q3 24 | $1.2B | $21.4M | ||
| Q2 24 | $331.0M | $10.5M | ||
| Q1 24 | $1.2B | $30.1M |
营业利润率ALLONIT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | -14.9% | ||
| Q3 24 | — | 10.4% | ||
| Q2 24 | — | 5.5% | ||
| Q1 24 | — | 13.3% |
净利率ALLONIT
| Q4 25 | 22.1% | 43.9% | ||
| Q3 25 | 21.7% | 6.7% | ||
| Q2 25 | 12.7% | 8.7% | ||
| Q1 25 | 3.6% | 8.8% | ||
| Q4 24 | 11.7% | -12.5% | ||
| Q3 24 | 7.2% | 8.1% | ||
| Q2 24 | 2.1% | 4.3% | ||
| Q1 24 | 8.0% | 12.6% |
每股收益（稀释后）ALLONIT
| Q4 25 | $14.24 | $14.53 | ||
| Q3 25 | $13.95 | $2.03 | ||
| Q2 25 | $7.76 | $2.40 | ||
| Q1 25 | $2.11 | $2.50 | ||
| Q4 24 | $7.07 | $-3.59 | ||
| Q3 24 | $4.33 | $2.65 | ||
| Q2 24 | $1.13 | $1.33 | ||
| Q1 24 | $4.46 | $3.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $180.5M |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $627.9M |
| 总资产 | $119.8B | $16.2B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLONIT
| Q4 25 | $4.9B | $180.5M | ||
| Q3 25 | $8.7B | $172.8M | ||
| Q2 25 | $9.6B | $194.3M | ||
| Q1 25 | $6.5B | $178.0M | ||
| Q4 24 | $4.5B | $184.8M | ||
| Q3 24 | $7.0B | $201.6M | ||
| Q2 24 | $5.3B | $203.1M | ||
| Q1 24 | $4.3B | $185.1M |
总债务ALLONIT
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLONIT
| Q4 25 | $30.6B | $627.9M | ||
| Q3 25 | $27.5B | $501.4M | ||
| Q2 25 | $24.0B | $481.9M | ||
| Q1 25 | $22.1B | $460.2M | ||
| Q4 24 | $21.4B | $442.9M | ||
| Q3 24 | $20.9B | $468.2M | ||
| Q2 24 | $18.6B | $446.2M | ||
| Q1 24 | $18.6B | $432.1M |
总资产ALLONIT
| Q4 25 | $119.8B | $16.2B | ||
| Q3 25 | $120.4B | $16.1B | ||
| Q2 25 | $115.9B | $16.5B | ||
| Q1 25 | $115.2B | $16.3B | ||
| Q4 24 | $111.6B | $16.4B | ||
| Q3 24 | $113.7B | $13.2B | ||
| Q2 24 | $108.4B | $13.1B | ||
| Q1 24 | $105.2B | $13.1B |
负债/权益比ALLONIT
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $-230.6M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $-232.5M |
| 自由现金流率自由现金流/营收 | 16.7% | -80.2% |
| 资本支出强度资本支出/营收 | 0.5% | 0.7% |
| 现金转化率经营现金流/净利润 | 0.78× | -1.81× |
| 过去12个月自由现金流最近4个季度 | $9.9B | — |
8季度趋势，按日历期对齐
经营现金流ALLONIT
| Q4 25 | $3.0B | $-230.6M | ||
| Q3 25 | $3.3B | $229.5M | ||
| Q2 25 | $1.9B | $-598.8M | ||
| Q1 25 | $2.0B | $-148.1M | ||
| Q4 24 | $1.7B | $-218.0M | ||
| Q3 24 | $3.2B | $19.2M | ||
| Q2 24 | $2.4B | $-77.9M | ||
| Q1 24 | $1.7B | $-297.1M |
自由现金流ALLONIT
| Q4 25 | $2.9B | $-232.5M | ||
| Q3 25 | $3.2B | $228.8M | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.9B | $-148.4M | ||
| Q4 24 | $1.7B | $-218.5M | ||
| Q3 24 | $3.1B | $19.1M | ||
| Q2 24 | $2.3B | $-78.0M | ||
| Q1 24 | $1.6B | $-297.2M |
自由现金流率ALLONIT
| Q4 25 | 16.7% | -80.2% | ||
| Q3 25 | 18.8% | 81.6% | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 11.4% | -59.4% | ||
| Q4 24 | 10.0% | -97.2% | ||
| Q3 24 | 18.9% | 7.2% | ||
| Q2 24 | 14.7% | -31.7% | ||
| Q1 24 | 10.6% | -124.3% |
资本支出强度ALLONIT
| Q4 25 | 0.5% | 0.7% | ||
| Q3 25 | 0.3% | 0.2% | ||
| Q2 25 | 0.0% | 0.0% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 0.3% | 0.2% | ||
| Q3 24 | 0.4% | 0.0% | ||
| Q2 24 | 0.4% | 0.0% | ||
| Q1 24 | 0.3% | 0.0% |
现金转化率ALLONIT
| Q4 25 | 0.78× | -1.81× | ||
| Q3 25 | 0.88× | 12.27× | ||
| Q2 25 | 0.89× | -27.85× | ||
| Q1 25 | 3.30× | -6.70× | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | 0.90× | ||
| Q2 24 | 7.13× | -7.42× | ||
| Q1 24 | 1.37× | -9.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
