vs
好事达（ALL）与Oscar Health, Inc.（OSCR）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Oscar Health, Inc.的1934.7倍（$17.3B vs $9.0M）。好事达净利率更高（22.1% vs -3933.2%，领先3955.3%）。Oscar Health, Inc.同比增速更快（86.3% vs 5.1%）。好事达自由现金流更多（$2.9B vs $662.8M）。过去两年Oscar Health, Inc.的营收复合增速更高（26.1% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
奥斯卡健康（Oscar Health, Inc.）是美国营利性健康保险公司，2012年由约书亚·库什纳、凯文·纳泽米与马里奥·施洛瑟联合创立，总部设于纽约市。公司深耕健康保险领域，依托远程医疗、医疗专属技术界面及透明的理赔定价体系，帮助患者更便捷地享受医疗相关服务。
ALL vs OSCR — 直观对比
营收规模更大
ALL
是对方的1934.7倍
$9.0M
营收增速更快
OSCR
高出81.2%
5.1%
净利率更高
ALL
高出3955.3%
-3933.2%
自由现金流更多
ALL
多$2.2B
$662.8M
两年增速更快
OSCR
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $9.0M |
| 净利润 | $3.8B | $-352.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -3722.8% |
| 净利率 | 22.1% | -3933.2% |
| 营收同比 | 5.1% | 86.3% |
| 净利润同比 | 98.8% | -129.6% |
| 每股收益（稀释后） | $14.24 | $-1.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLOSCR
| Q4 25 | $17.3B | $9.0M | ||
| Q3 25 | $17.3B | $8.8M | ||
| Q2 25 | $16.6B | $6.5M | ||
| Q1 25 | $16.5B | $4.3M | ||
| Q4 24 | $16.5B | $4.8M | ||
| Q3 24 | $16.6B | $4.9M | ||
| Q2 24 | $15.7B | $5.2M | ||
| Q1 24 | $15.3B | $5.6M |
净利润ALLOSCR
| Q4 25 | $3.8B | $-352.6M | ||
| Q3 25 | $3.7B | $-137.4M | ||
| Q2 25 | $2.1B | $-228.4M | ||
| Q1 25 | $595.0M | $275.3M | ||
| Q4 24 | $1.9B | $-153.5M | ||
| Q3 24 | $1.2B | $-54.6M | ||
| Q2 24 | $331.0M | $56.2M | ||
| Q1 24 | $1.2B | $177.4M |
营业利润率ALLOSCR
| Q4 25 | — | -3722.8% | ||
| Q3 25 | — | -1468.6% | ||
| Q2 25 | — | -3547.5% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -3070.1% | ||
| Q3 24 | — | -987.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
净利率ALLOSCR
| Q4 25 | 22.1% | -3933.2% | ||
| Q3 25 | 21.7% | -1561.8% | ||
| Q2 25 | 12.7% | -3514.9% | ||
| Q1 25 | 3.6% | 6357.3% | ||
| Q4 24 | 11.7% | -3190.9% | ||
| Q3 24 | 7.2% | -1114.4% | ||
| Q2 24 | 2.1% | 1074.5% | ||
| Q1 24 | 8.0% | 3148.2% |
每股收益（稀释后）ALLOSCR
| Q4 25 | $14.24 | $-1.19 | ||
| Q3 25 | $13.95 | $-0.53 | ||
| Q2 25 | $7.76 | $-0.89 | ||
| Q1 25 | $2.11 | $0.92 | ||
| Q4 24 | $7.07 | $-0.50 | ||
| Q3 24 | $4.33 | $-0.22 | ||
| Q2 24 | $1.13 | $0.20 | ||
| Q1 24 | $4.46 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $2.8B |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $977.6M |
| 总资产 | $119.8B | $6.3B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLOSCR
| Q4 25 | $4.9B | $2.8B | ||
| Q3 25 | $8.7B | $2.1B | ||
| Q2 25 | $9.6B | $2.6B | ||
| Q1 25 | $6.5B | $2.2B | ||
| Q4 24 | $4.5B | $2.2B | ||
| Q3 24 | $7.0B | $1.2B | ||
| Q2 24 | $5.3B | $2.3B | ||
| Q1 24 | $4.3B | $2.2B |
总债务ALLOSCR
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLOSCR
| Q4 25 | $30.6B | $977.6M | ||
| Q3 25 | $27.5B | $1.0B | ||
| Q2 25 | $24.0B | $1.2B | ||
| Q1 25 | $22.1B | $1.3B | ||
| Q4 24 | $21.4B | $1.0B | ||
| Q3 24 | $20.9B | $1.2B | ||
| Q2 24 | $18.6B | $1.1B | ||
| Q1 24 | $18.6B | $1.0B |
总资产ALLOSCR
| Q4 25 | $119.8B | $6.3B | ||
| Q3 25 | $120.4B | $5.7B | ||
| Q2 25 | $115.9B | $6.4B | ||
| Q1 25 | $115.2B | $5.8B | ||
| Q4 24 | $111.6B | $4.8B | ||
| Q3 24 | $113.7B | $4.5B | ||
| Q2 24 | $108.4B | $5.0B | ||
| Q1 24 | $105.2B | $4.4B |
负债/权益比ALLOSCR
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $671.9M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $662.8M |
| 自由现金流率自由现金流/营收 | 16.7% | 7393.7% |
| 资本支出强度资本支出/营收 | 0.5% | 101.1% |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | $1.1B |
8季度趋势，按日历期对齐
经营现金流ALLOSCR
| Q4 25 | $3.0B | $671.9M | ||
| Q3 25 | $3.3B | $-964.7M | ||
| Q2 25 | $1.9B | $509.1M | ||
| Q1 25 | $2.0B | $878.5M | ||
| Q4 24 | $1.7B | $346.8M | ||
| Q3 24 | $3.2B | $-500.1M | ||
| Q2 24 | $2.4B | $497.2M | ||
| Q1 24 | $1.7B | $634.4M |
自由现金流ALLOSCR
| Q4 25 | $2.9B | $662.8M | ||
| Q3 25 | $3.2B | $-973.7M | ||
| Q2 25 | $1.9B | $499.8M | ||
| Q1 25 | $1.9B | $869.5M | ||
| Q4 24 | $1.7B | $340.0M | ||
| Q3 24 | $3.1B | $-507.7M | ||
| Q2 24 | $2.3B | $489.6M | ||
| Q1 24 | $1.6B | $628.4M |
自由现金流率ALLOSCR
| Q4 25 | 16.7% | 7393.7% | ||
| Q3 25 | 18.8% | -11063.1% | ||
| Q2 25 | 11.3% | 7692.6% | ||
| Q1 25 | 11.4% | 20081.2% | ||
| Q4 24 | 10.0% | 7065.7% | ||
| Q3 24 | 18.9% | -10363.5% | ||
| Q2 24 | 14.7% | 9359.4% | ||
| Q1 24 | 10.6% | 11153.9% |
资本支出强度ALLOSCR
| Q4 25 | 0.5% | 101.1% | ||
| Q3 25 | 0.3% | 102.3% | ||
| Q2 25 | 0.0% | 142.8% | ||
| Q1 25 | 0.6% | 208.5% | ||
| Q4 24 | 0.3% | 141.7% | ||
| Q3 24 | 0.4% | 154.4% | ||
| Q2 24 | 0.4% | 144.6% | ||
| Q1 24 | 0.3% | 105.6% |
现金转化率ALLOSCR
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | 3.19× | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | 8.85× | ||
| Q1 24 | 1.37× | 3.58× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
