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好事达（ALL）与PLUMAS BANCORP（PLBC）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是PLUMAS BANCORP的670.4倍（$17.3B vs $25.9M）。PLUMAS BANCORP同比增速更快（36.5% vs 5.1%）。好事达自由现金流更多（$2.9B vs $6.1M）。过去两年PLUMAS BANCORP的营收复合增速更高（501.6% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
Plumas Bancorp是一家美国银行控股公司，通过旗下子公司Plumas Bank开展业务，为加利福尼亚州北部及内华达州的个人客户、中小企业和本地社区机构提供存款、各类贷款、财富管理等综合零售及商业银行服务。
ALL vs PLBC — 直观对比
营收规模更大
ALL
是对方的670.4倍
$25.9M
营收增速更快
PLBC
高出31.4%
5.1%
自由现金流更多
ALL
多$2.9B
$6.1M
两年增速更快
PLBC
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $25.9M |
| 净利润 | $3.8B | — |
| 毛利率 | — | — |
| 营业利润率 | — | 54.0% |
| 净利率 | 22.1% | — |
| 营收同比 | 5.1% | 36.5% |
| 净利润同比 | 98.8% | — |
| 每股收益（稀释后） | $14.24 | $1.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLPLBC
| Q4 25 | $17.3B | $25.9M | ||
| Q3 25 | $17.3B | $816.0K | ||
| Q2 25 | $16.6B | $781.0K | ||
| Q1 25 | $16.5B | $705.0K | ||
| Q4 24 | $16.5B | $19.0M | ||
| Q3 24 | $16.6B | $766.0K | ||
| Q2 24 | $15.7B | $743.0K | ||
| Q1 24 | $15.3B | $715.0K |
净利润ALLPLBC
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.7B | $5.1M | ||
| Q2 25 | $2.1B | $6.3M | ||
| Q1 25 | $595.0M | $7.2M | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.2B | $7.8M | ||
| Q2 24 | $331.0M | $6.8M | ||
| Q1 24 | $1.2B | $6.3M |
营业利润率ALLPLBC
| Q4 25 | — | 54.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 56.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
净利率ALLPLBC
| Q4 25 | 22.1% | — | ||
| Q3 25 | 21.7% | 630.6% | ||
| Q2 25 | 12.7% | 809.3% | ||
| Q1 25 | 3.6% | 1018.4% | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 7.2% | 1022.2% | ||
| Q2 24 | 2.1% | 913.3% | ||
| Q1 24 | 8.0% | 874.7% |
每股收益（稀释后）ALLPLBC
| Q4 25 | $14.24 | $1.56 | ||
| Q3 25 | $13.95 | $0.73 | ||
| Q2 25 | $7.76 | $1.05 | ||
| Q1 25 | $2.11 | $1.20 | ||
| Q4 24 | $7.07 | $1.30 | ||
| Q3 24 | $4.33 | $1.31 | ||
| Q2 24 | $1.13 | $1.14 | ||
| Q1 24 | $4.46 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $80.6M |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $261.1M |
| 总资产 | $119.8B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLPLBC
| Q4 25 | $4.9B | $80.6M | ||
| Q3 25 | $8.7B | $87.3M | ||
| Q2 25 | $9.6B | $79.3M | ||
| Q1 25 | $6.5B | $87.3M | ||
| Q4 24 | $4.5B | $82.0M | ||
| Q3 24 | $7.0B | $118.0M | ||
| Q2 24 | $5.3B | $109.9M | ||
| Q1 24 | $4.3B | $128.2M |
总债务ALLPLBC
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLPLBC
| Q4 25 | $30.6B | $261.1M | ||
| Q3 25 | $27.5B | $245.9M | ||
| Q2 25 | $24.0B | $193.1M | ||
| Q1 25 | $22.1B | $187.6M | ||
| Q4 24 | $21.4B | $177.9M | ||
| Q3 24 | $20.9B | $181.9M | ||
| Q2 24 | $18.6B | $165.2M | ||
| Q1 24 | $18.6B | $161.5M |
总资产ALLPLBC
| Q4 25 | $119.8B | $2.2B | ||
| Q3 25 | $120.4B | $2.2B | ||
| Q2 25 | $115.9B | $1.6B | ||
| Q1 25 | $115.2B | $1.6B | ||
| Q4 24 | $111.6B | $1.6B | ||
| Q3 24 | $113.7B | $1.7B | ||
| Q2 24 | $108.4B | $1.6B | ||
| Q1 24 | $105.2B | $1.6B |
负债/权益比ALLPLBC
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $6.4M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $6.1M |
| 自由现金流率自由现金流/营收 | 16.7% | 23.6% |
| 资本支出强度资本支出/营收 | 0.5% | 1.2% |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | $20.3M |
8季度趋势，按日历期对齐
经营现金流ALLPLBC
| Q4 25 | $3.0B | $6.4M | ||
| Q3 25 | $3.3B | $5.6M | ||
| Q2 25 | $1.9B | $2.1M | ||
| Q1 25 | $2.0B | $7.5M | ||
| Q4 24 | $1.7B | $8.3M | ||
| Q3 24 | $3.2B | $8.0M | ||
| Q2 24 | $2.4B | $5.1M | ||
| Q1 24 | $1.7B | $9.2M |
自由现金流ALLPLBC
| Q4 25 | $2.9B | $6.1M | ||
| Q3 25 | $3.2B | $4.8M | ||
| Q2 25 | $1.9B | $2.0M | ||
| Q1 25 | $1.9B | $7.3M | ||
| Q4 24 | $1.7B | $8.2M | ||
| Q3 24 | $3.1B | $7.8M | ||
| Q2 24 | $2.3B | $4.8M | ||
| Q1 24 | $1.6B | $9.0M |
自由现金流率ALLPLBC
| Q4 25 | 16.7% | 23.6% | ||
| Q3 25 | 18.8% | 588.6% | ||
| Q2 25 | 11.3% | 260.4% | ||
| Q1 25 | 11.4% | 1039.7% | ||
| Q4 24 | 10.0% | 43.1% | ||
| Q3 24 | 18.9% | 1023.2% | ||
| Q2 24 | 14.7% | 652.2% | ||
| Q1 24 | 10.6% | 1254.7% |
资本支出强度ALLPLBC
| Q4 25 | 0.5% | 1.2% | ||
| Q3 25 | 0.3% | 98.2% | ||
| Q2 25 | 0.0% | 4.0% | ||
| Q1 25 | 0.6% | 24.5% | ||
| Q4 24 | 0.3% | 0.6% | ||
| Q3 24 | 0.4% | 19.5% | ||
| Q2 24 | 0.4% | 31.0% | ||
| Q1 24 | 0.3% | 26.7% |
现金转化率ALLPLBC
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | 1.09× | ||
| Q2 25 | 0.89× | 0.33× | ||
| Q1 25 | 3.30× | 1.04× | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | 1.02× | ||
| Q2 24 | 7.13× | 0.75× | ||
| Q1 24 | 1.37× | 1.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
