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好事达（ALL）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Rocket Companies, Inc.的6.4倍（$17.3B vs $2.7B）。好事达净利率更高（22.1% vs 2.5%，领先19.6%）。Rocket Companies, Inc.同比增速更快（52.2% vs 5.1%）。好事达自由现金流更多（$2.9B vs $-1.3B）。过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
ALL vs RKT — 直观对比
营收规模更大
ALL
是对方的6.4倍
$2.7B
营收增速更快
RKT
高出47.1%
5.1%
净利率更高
ALL
高出19.6%
2.5%
自由现金流更多
ALL
多$4.2B
$-1.3B
两年增速更快
RKT
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $2.7B |
| 净利润 | $3.8B | $68.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 6.3% |
| 净利率 | 22.1% | 2.5% |
| 营收同比 | 5.1% | 52.2% |
| 净利润同比 | 98.8% | 100.8% |
| 每股收益（稀释后） | $14.24 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLRKT
| Q4 25 | $17.3B | $2.7B | ||
| Q3 25 | $17.3B | $1.6B | ||
| Q2 25 | $16.6B | $1.4B | ||
| Q1 25 | $16.5B | $1.0B | ||
| Q4 24 | $16.5B | $1.8B | ||
| Q3 24 | $16.6B | $646.9M | ||
| Q2 24 | $15.7B | $1.3B | ||
| Q1 24 | $15.3B | $1.4B |
净利润ALLRKT
| Q4 25 | $3.8B | $68.0M | ||
| Q3 25 | $3.7B | $-123.9M | ||
| Q2 25 | $2.1B | $-1.8M | ||
| Q1 25 | $595.0M | $-10.4M | ||
| Q4 24 | $1.9B | $33.9M | ||
| Q3 24 | $1.2B | $-22.0M | ||
| Q2 24 | $331.0M | $1.3M | ||
| Q1 24 | $1.2B | $16.2M |
毛利率ALLRKT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 58.9% | ||
| Q3 24 | — | -8.4% | ||
| Q2 24 | — | 47.4% | ||
| Q1 24 | — | 51.2% |
营业利润率ALLRKT
| Q4 25 | — | 6.3% | ||
| Q3 25 | — | -11.5% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | -21.5% | ||
| Q4 24 | — | 38.1% | ||
| Q3 24 | — | -76.9% | ||
| Q2 24 | — | 14.8% | ||
| Q1 24 | — | 21.6% |
净利率ALLRKT
| Q4 25 | 22.1% | 2.5% | ||
| Q3 25 | 21.7% | -7.7% | ||
| Q2 25 | 12.7% | -0.1% | ||
| Q1 25 | 3.6% | -1.0% | ||
| Q4 24 | 11.7% | 1.9% | ||
| Q3 24 | 7.2% | -3.4% | ||
| Q2 24 | 2.1% | 0.1% | ||
| Q1 24 | 8.0% | 1.2% |
每股收益（稀释后）ALLRKT
| Q4 25 | $14.24 | $0.10 | ||
| Q3 25 | $13.95 | $-0.06 | ||
| Q2 25 | $7.76 | $-0.01 | ||
| Q1 25 | $2.11 | $-0.08 | ||
| Q4 24 | $7.07 | $0.28 | ||
| Q3 24 | $4.33 | $-0.19 | ||
| Q2 24 | $1.13 | $0.01 | ||
| Q1 24 | $4.46 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $2.7B |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $22.9B |
| 总资产 | $119.8B | $60.7B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLRKT
| Q4 25 | $4.9B | $2.7B | ||
| Q3 25 | $8.7B | $5.8B | ||
| Q2 25 | $9.6B | $5.1B | ||
| Q1 25 | $6.5B | $1.4B | ||
| Q4 24 | $4.5B | $1.3B | ||
| Q3 24 | $7.0B | $1.2B | ||
| Q2 24 | $5.3B | $1.3B | ||
| Q1 24 | $4.3B | $861.4M |
总债务ALLRKT
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLRKT
| Q4 25 | $30.6B | $22.9B | ||
| Q3 25 | $27.5B | $8.9B | ||
| Q2 25 | $24.0B | $7.4B | ||
| Q1 25 | $22.1B | $8.6B | ||
| Q4 24 | $21.4B | $9.0B | ||
| Q3 24 | $20.9B | $8.4B | ||
| Q2 24 | $18.6B | $8.8B | ||
| Q1 24 | $18.6B | $8.6B |
总资产ALLRKT
| Q4 25 | $119.8B | $60.7B | ||
| Q3 25 | $120.4B | $33.6B | ||
| Q2 25 | $115.9B | $30.4B | ||
| Q1 25 | $115.2B | $25.3B | ||
| Q4 24 | $111.6B | $24.5B | ||
| Q3 24 | $113.7B | $25.1B | ||
| Q2 24 | $108.4B | $23.6B | ||
| Q1 24 | $105.2B | $22.2B |
负债/权益比ALLRKT
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $-1.3B |
| 自由现金流率自由现金流/营收 | 16.7% | -47.2% |
| 资本支出强度资本支出/营收 | 0.5% | 1.5% |
| 现金转化率经营现金流/净利润 | 0.78× | -18.08× |
| 过去12个月自由现金流最近4个季度 | $9.9B | $-4.0B |
8季度趋势，按日历期对齐
经营现金流ALLRKT
| Q4 25 | $3.0B | $-1.2B | ||
| Q3 25 | $3.3B | $-50.3M | ||
| Q2 25 | $1.9B | $-1.9B | ||
| Q1 25 | $2.0B | $-797.0M | ||
| Q4 24 | $1.7B | $1.8B | ||
| Q3 24 | $3.2B | $-1.3B | ||
| Q2 24 | $2.4B | $-122.3M | ||
| Q1 24 | $1.7B | $-3.0B |
自由现金流ALLRKT
| Q4 25 | $2.9B | $-1.3B | ||
| Q3 25 | $3.2B | $-71.8M | ||
| Q2 25 | $1.9B | $-1.9B | ||
| Q1 25 | $1.9B | $-811.0M | ||
| Q4 24 | $1.7B | $1.8B | ||
| Q3 24 | $3.1B | $-1.4B | ||
| Q2 24 | $2.3B | $-138.3M | ||
| Q1 24 | $1.6B | $-3.0B |
自由现金流率ALLRKT
| Q4 25 | 16.7% | -47.2% | ||
| Q3 25 | 18.8% | -4.5% | ||
| Q2 25 | 11.3% | -137.2% | ||
| Q1 25 | 11.4% | -78.2% | ||
| Q4 24 | 10.0% | 103.1% | ||
| Q3 24 | 18.9% | -209.6% | ||
| Q2 24 | 14.7% | -10.6% | ||
| Q1 24 | 10.6% | -218.7% |
资本支出强度ALLRKT
| Q4 25 | 0.5% | 1.5% | ||
| Q3 25 | 0.3% | 1.3% | ||
| Q2 25 | 0.0% | 1.1% | ||
| Q1 25 | 0.6% | 1.4% | ||
| Q4 24 | 0.3% | 1.1% | ||
| Q3 24 | 0.4% | 2.9% | ||
| Q2 24 | 0.4% | 1.2% | ||
| Q1 24 | 0.3% | 1.0% |
现金转化率ALLRKT
| Q4 25 | 0.78× | -18.08× | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | 54.42× | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | -94.46× | ||
| Q1 24 | 1.37× | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
