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好事达（ALL）与STEWART INFORMATION SERVICES CORP（STC）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是STEWART INFORMATION SERVICES CORP的22.7倍（$17.3B vs $764.6M）。好事达净利率更高（22.1% vs 2.2%，领先19.9%）。STEWART INFORMATION SERVICES CORP同比增速更快（27.7% vs 5.1%）。过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高（12.7% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
斯图尔特信息服务公司（STC）是一家主营房地产信息、产权保险及交易管理服务的企业，旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业，为美国及全球市场提供相关产品与服务，总部位于得克萨斯州休斯敦，现有员工约6350人。
ALL vs STC — 直观对比
营收规模更大
ALL
是对方的22.7倍
$764.6M
营收增速更快
STC
高出22.6%
5.1%
净利率更高
ALL
高出19.9%
2.2%
两年增速更快
STC
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $764.6M |
| 净利润 | $3.8B | $17.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 22.1% | 2.2% |
| 营收同比 | 5.1% | 27.7% |
| 净利润同比 | 98.8% | 448.4% |
| 每股收益（稀释后） | $14.24 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLSTC
| Q1 26 | — | $764.6M | ||
| Q4 25 | $17.3B | $790.6M | ||
| Q3 25 | $17.3B | $796.9M | ||
| Q2 25 | $16.6B | $722.2M | ||
| Q1 25 | $16.5B | $612.0M | ||
| Q4 24 | $16.5B | $665.9M | ||
| Q3 24 | $16.6B | $667.9M | ||
| Q2 24 | $15.7B | $602.2M |
净利润ALLSTC
| Q1 26 | — | $17.0M | ||
| Q4 25 | $3.8B | $36.3M | ||
| Q3 25 | $3.7B | $44.3M | ||
| Q2 25 | $2.1B | $31.9M | ||
| Q1 25 | $595.0M | $3.1M | ||
| Q4 24 | $1.9B | $22.7M | ||
| Q3 24 | $1.2B | $30.1M | ||
| Q2 24 | $331.0M | $17.3M |
营业利润率ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | — | 6.5% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 6.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 4.8% |
净利率ALLSTC
| Q1 26 | — | 2.2% | ||
| Q4 25 | 22.1% | 4.6% | ||
| Q3 25 | 21.7% | 5.6% | ||
| Q2 25 | 12.7% | 4.4% | ||
| Q1 25 | 3.6% | 0.5% | ||
| Q4 24 | 11.7% | 3.4% | ||
| Q3 24 | 7.2% | 4.5% | ||
| Q2 24 | 2.1% | 2.9% |
每股收益（稀释后）ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | $14.24 | $1.26 | ||
| Q3 25 | $13.95 | $1.55 | ||
| Q2 25 | $7.76 | $1.13 | ||
| Q1 25 | $2.11 | $0.11 | ||
| Q4 24 | $7.07 | $0.81 | ||
| Q3 24 | $4.33 | $1.07 | ||
| Q2 24 | $1.13 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $317.5M |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | — |
| 总资产 | $119.8B | — |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLSTC
| Q1 26 | — | $317.5M | ||
| Q4 25 | $4.9B | $369.7M | ||
| Q3 25 | $8.7B | $233.2M | ||
| Q2 25 | $9.6B | $223.8M | ||
| Q1 25 | $6.5B | $194.2M | ||
| Q4 24 | $4.5B | $257.5M | ||
| Q3 24 | $7.0B | $228.7M | ||
| Q2 24 | $5.3B | $176.7M |
总债务ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | $445.8M | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — |
股东权益ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | $30.6B | $1.6B | ||
| Q3 25 | $27.5B | $1.5B | ||
| Q2 25 | $24.0B | $1.4B | ||
| Q1 25 | $22.1B | $1.4B | ||
| Q4 24 | $21.4B | $1.4B | ||
| Q3 24 | $20.9B | $1.4B | ||
| Q2 24 | $18.6B | $1.4B |
总资产ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | $119.8B | $3.3B | ||
| Q3 25 | $120.4B | $2.8B | ||
| Q2 25 | $115.9B | $2.8B | ||
| Q1 25 | $115.2B | $2.7B | ||
| Q4 24 | $111.6B | $2.7B | ||
| Q3 24 | $113.7B | $2.7B | ||
| Q2 24 | $108.4B | $2.6B |
负债/权益比ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | 0.32× | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | — |
| 自由现金流经营现金流 - 资本支出 | $2.9B | — |
| 自由现金流率自由现金流/营收 | 16.7% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | — |
8季度趋势，按日历期对齐
经营现金流ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $89.5M | ||
| Q3 25 | $3.3B | $92.6M | ||
| Q2 25 | $1.9B | $53.4M | ||
| Q1 25 | $2.0B | $-29.9M | ||
| Q4 24 | $1.7B | $68.0M | ||
| Q3 24 | $3.2B | $76.1M | ||
| Q2 24 | $2.4B | $21.1M |
自由现金流ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | $2.9B | $62.3M | ||
| Q3 25 | $3.2B | $73.6M | ||
| Q2 25 | $1.9B | $38.7M | ||
| Q1 25 | $1.9B | $-42.2M | ||
| Q4 24 | $1.7B | $55.6M | ||
| Q3 24 | $3.1B | $67.4M | ||
| Q2 24 | $2.3B | $11.9M |
自由现金流率ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | 7.9% | ||
| Q3 25 | 18.8% | 9.2% | ||
| Q2 25 | 11.3% | 5.4% | ||
| Q1 25 | 11.4% | -6.9% | ||
| Q4 24 | 10.0% | 8.4% | ||
| Q3 24 | 18.9% | 10.1% | ||
| Q2 24 | 14.7% | 2.0% |
资本支出强度ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.4% | ||
| Q3 25 | 0.3% | 2.4% | ||
| Q2 25 | 0.0% | 2.0% | ||
| Q1 25 | 0.6% | 2.0% | ||
| Q4 24 | 0.3% | 1.9% | ||
| Q3 24 | 0.4% | 1.3% | ||
| Q2 24 | 0.4% | 1.5% |
现金转化率ALLSTC
| Q1 26 | — | — | ||
| Q4 25 | 0.78× | 2.47× | ||
| Q3 25 | 0.88× | 2.09× | ||
| Q2 25 | 0.89× | 1.67× | ||
| Q1 25 | 3.30× | -9.73× | ||
| Q4 24 | 0.88× | 2.99× | ||
| Q3 24 | 2.69× | 2.53× | ||
| Q2 24 | 7.13× | 1.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
