vs
Ally Financial Inc.（ALLY）与AMERICAN WOODMARK CORP（AMWD）财务数据对比。点击上方公司名可切换其他公司
AMERICAN WOODMARK CORP的季度营收约是Ally Financial Inc.的1.3倍（$394.6M vs $301.0M），Ally Financial Inc.净利率更高（108.6% vs 1.5%，领先107.1%），Ally Financial Inc.同比增速更快（-3.2% vs -12.8%），过去两年Ally Financial Inc.的营收复合增速更高（11.1% vs -3.3%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
美国木标公司是一家厨卫橱柜制造商，总部位于弗吉尼亚州温彻斯特。公司在美国多地设有多家生产基地与服务中心，其中生产基地分布在亚利桑那州、佐治亚州、印第安纳州、肯塔基州、马里兰州、田纳西州、弗吉尼亚州以及西弗吉尼亚州，服务网点覆盖全美各地。
ALLY vs AMWD — 直观对比
营收规模更大
AMWD
是对方的1.3倍
$301.0M
营收增速更快
ALLY
高出9.6%
-12.8%
净利率更高
ALLY
高出107.1%
1.5%
两年增速更快
ALLY
近两年复合增速
-3.3%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $394.6M |
| 净利润 | $327.0M | $6.1M |
| 毛利率 | — | 15.2% |
| 营业利润率 | — | 3.1% |
| 净利率 | 108.6% | 1.5% |
| 营收同比 | -3.2% | -12.8% |
| 净利润同比 | 333.6% | -78.0% |
| 每股收益（稀释后） | $0.97 | $0.42 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYAMWD
| Q4 25 | $301.0M | $394.6M | ||
| Q3 25 | $308.0M | $403.0M | ||
| Q2 25 | $312.0M | $400.4M | ||
| Q1 25 | $323.0M | $397.6M | ||
| Q4 24 | $311.0M | $452.5M | ||
| Q3 24 | $319.0M | $459.1M | ||
| Q2 24 | $324.0M | $453.3M | ||
| Q1 24 | $244.0M | $422.1M |
净利润ALLYAMWD
| Q4 25 | $327.0M | $6.1M | ||
| Q3 25 | $398.0M | $14.6M | ||
| Q2 25 | $352.0M | $25.6M | ||
| Q1 25 | $-225.0M | $16.6M | ||
| Q4 24 | $-140.0M | $27.7M | ||
| Q3 24 | $357.0M | $29.6M | ||
| Q2 24 | $294.0M | $26.8M | ||
| Q1 24 | $157.0M | $21.2M |
毛利率ALLYAMWD
| Q4 25 | — | 15.2% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | 17.0% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 18.9% | ||
| Q3 24 | — | 20.2% | ||
| Q2 24 | — | 18.6% | ||
| Q1 24 | — | 19.2% |
营业利润率ALLYAMWD
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 5.0% | ||
| Q2 25 | — | 7.4% | ||
| Q1 25 | -87.9% | 5.3% | ||
| Q4 24 | 56.3% | 9.4% | ||
| Q3 24 | 73.0% | 10.2% | ||
| Q2 24 | 79.3% | 8.4% | ||
| Q1 24 | 70.1% | 6.6% |
净利率ALLYAMWD
| Q4 25 | 108.6% | 1.5% | ||
| Q3 25 | 129.2% | 3.6% | ||
| Q2 25 | 112.8% | 6.4% | ||
| Q1 25 | -69.7% | 4.2% | ||
| Q4 24 | -45.0% | 6.1% | ||
| Q3 24 | 111.9% | 6.5% | ||
| Q2 24 | 90.7% | 5.9% | ||
| Q1 24 | 64.3% | 5.0% |
每股收益（稀释后）ALLYAMWD
| Q4 25 | $0.97 | $0.42 | ||
| Q3 25 | $1.18 | $1.00 | ||
| Q2 25 | $1.04 | $1.73 | ||
| Q1 25 | $-0.82 | $1.09 | ||
| Q4 24 | $-0.54 | $1.79 | ||
| Q3 24 | $1.06 | $1.89 | ||
| Q2 24 | $0.86 | $1.70 | ||
| Q1 24 | $0.42 | $1.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $52.1M |
| 总债务越低越好 | $17.1B | $363.3M |
| 股东权益账面价值 | $15.5B | $928.2M |
| 总资产 | $196.0B | $1.6B |
| 负债/权益比越低杠杆越低 | 1.10× | 0.39× |
8季度趋势，按日历期对齐
现金及短期投资ALLYAMWD
| Q4 25 | $10.0B | $52.1M | ||
| Q3 25 | $10.2B | $54.9M | ||
| Q2 25 | $10.6B | $48.2M | ||
| Q1 25 | $10.4B | $43.5M | ||
| Q4 24 | $10.3B | $56.7M | ||
| Q3 24 | $8.6B | $89.3M | ||
| Q2 24 | $7.4B | $87.4M | ||
| Q1 24 | $8.2B | $97.8M |
总债务ALLYAMWD
| Q4 25 | $17.1B | $363.3M | ||
| Q3 25 | $16.7B | $364.8M | ||
| Q2 25 | $15.9B | $365.8M | ||
| Q1 25 | $16.5B | $367.3M | ||
| Q4 24 | $17.5B | $368.0M | ||
| Q3 24 | $16.8B | $372.2M | ||
| Q2 24 | $16.0B | $371.8M | ||
| Q1 24 | $17.0B | $371.3M |
股东权益ALLYAMWD
| Q4 25 | $15.5B | $928.2M | ||
| Q3 25 | $15.1B | $920.3M | ||
| Q2 25 | $14.5B | $916.0M | ||
| Q1 25 | $14.2B | $919.6M | ||
| Q4 24 | $13.9B | $915.1M | ||
| Q3 24 | $14.7B | $913.8M | ||
| Q2 24 | $13.9B | $910.4M | ||
| Q1 24 | $13.7B | $896.9M |
总资产ALLYAMWD
| Q4 25 | $196.0B | $1.6B | ||
| Q3 25 | $191.7B | $1.6B | ||
| Q2 25 | $189.5B | $1.6B | ||
| Q1 25 | $193.3B | $1.6B | ||
| Q4 24 | $191.8B | $1.6B | ||
| Q3 24 | $193.0B | $1.6B | ||
| Q2 24 | $192.5B | $1.6B | ||
| Q1 24 | $192.9B | $1.6B |
负债/权益比ALLYAMWD
| Q4 25 | 1.10× | 0.39× | ||
| Q3 25 | 1.11× | 0.40× | ||
| Q2 25 | 1.09× | 0.40× | ||
| Q1 25 | 1.16× | 0.40× | ||
| Q4 24 | 1.26× | 0.40× | ||
| Q3 24 | 1.14× | 0.41× | ||
| Q2 24 | 1.15× | 0.41× | ||
| Q1 24 | 1.25× | 0.41× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $11.2M |
| 自由现金流经营现金流 - 资本支出 | — | $638.0K |
| 自由现金流率自由现金流/营收 | — | 0.2% |
| 资本支出强度资本支出/营收 | — | 2.7% |
| 现金转化率经营现金流/净利润 | 1.96× | 1.83× |
| 过去12个月自由现金流最近4个季度 | — | $64.0M |
8季度趋势，按日历期对齐
经营现金流ALLYAMWD
| Q4 25 | $640.0M | $11.2M | ||
| Q3 25 | $1.2B | $33.1M | ||
| Q2 25 | $947.0M | $44.8M | ||
| Q1 25 | $940.0M | $11.0M | ||
| Q4 24 | $620.0M | $11.9M | ||
| Q3 24 | $992.0M | $40.8M | ||
| Q2 24 | $1.6B | $43.3M | ||
| Q1 24 | $1.3B | $43.7M |
自由现金流ALLYAMWD
| Q4 25 | — | $638.0K | ||
| Q3 25 | — | $25.3M | ||
| Q2 25 | — | $35.8M | ||
| Q1 25 | — | $2.3M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $29.5M | ||
| Q2 24 | — | $7.2M | ||
| Q1 24 | — | $22.1M |
自由现金流率ALLYAMWD
| Q4 25 | — | 0.2% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 8.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 5.2% |
资本支出强度ALLYAMWD
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 8.0% | ||
| Q1 24 | — | 5.1% |
现金转化率ALLYAMWD
| Q4 25 | 1.96× | 1.83× | ||
| Q3 25 | 3.02× | 2.27× | ||
| Q2 25 | 2.69× | 1.75× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | 2.78× | 1.38× | ||
| Q2 24 | 5.36× | 1.62× | ||
| Q1 24 | 8.54× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
AMWD
| Home Center Retailers | $166.7M | 42% |
| Builders | $164.7M | 42% |
| Independent Dealersand Distributors | $63.2M | 16% |
