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Ally Financial Inc.（ALLY）与AeroVironment Inc（AVAV）财务数据对比。点击上方公司名可切换其他公司
AeroVironment Inc的季度营收约是Ally Financial Inc.的1.6倍（$472.5M vs $301.0M），Ally Financial Inc.净利率更高（108.6% vs -3.6%，领先112.3%），AeroVironment Inc同比增速更快（181.9% vs -3.2%），过去两年AeroVironment Inc的营收复合增速更高（59.1% vs 11.1%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
AeroVironment是1971年由人力飞机设计师保罗·麦克里迪创立的美国国防科技企业，总部位于弗吉尼亚州阿灵顿，专注于自主系统、反无人机系统及航天系统的研发制造，为美国国防部及多国军方供应渡鸦、弹簧刀、黄蜂、美洲狮等系列中小型无人机产品。
ALLY vs AVAV — 直观对比
营收规模更大
AVAV
是对方的1.6倍
$301.0M
营收增速更快
AVAV
高出185.1%
-3.2%
净利率更高
ALLY
高出112.3%
-3.6%
两年增速更快
AVAV
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $472.5M |
| 净利润 | $327.0M | $-17.1M |
| 毛利率 | — | 22.0% |
| 营业利润率 | — | -6.4% |
| 净利率 | 108.6% | -3.6% |
| 营收同比 | -3.2% | 181.9% |
| 净利润同比 | 333.6% | -875.1% |
| 每股收益（稀释后） | $0.97 | $-0.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYAVAV
| Q4 25 | $301.0M | $472.5M | ||
| Q3 25 | $308.0M | $454.7M | ||
| Q2 25 | $312.0M | $275.1M | ||
| Q1 25 | $323.0M | $167.6M | ||
| Q4 24 | $311.0M | $188.5M | ||
| Q3 24 | $319.0M | $189.5M | ||
| Q2 24 | $324.0M | $197.0M | ||
| Q1 24 | $244.0M | $186.6M |
净利润ALLYAVAV
| Q4 25 | $327.0M | $-17.1M | ||
| Q3 25 | $398.0M | $-67.4M | ||
| Q2 25 | $352.0M | $16.7M | ||
| Q1 25 | $-225.0M | $-1.8M | ||
| Q4 24 | $-140.0M | $7.5M | ||
| Q3 24 | $357.0M | $21.2M | ||
| Q2 24 | $294.0M | $6.0M | ||
| Q1 24 | $157.0M | $13.9M |
毛利率ALLYAVAV
| Q4 25 | — | 22.0% | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | — | 36.5% | ||
| Q1 25 | — | 37.7% | ||
| Q4 24 | — | 39.1% | ||
| Q3 24 | — | 43.0% | ||
| Q2 24 | — | 38.4% | ||
| Q1 24 | — | 36.1% |
营业利润率ALLYAVAV
| Q4 25 | — | -6.4% | ||
| Q3 25 | — | -15.2% | ||
| Q2 25 | — | 5.0% | ||
| Q1 25 | -87.9% | -1.8% | ||
| Q4 24 | 56.3% | 3.7% | ||
| Q3 24 | 73.0% | 12.2% | ||
| Q2 24 | 79.3% | 3.0% | ||
| Q1 24 | 70.1% | 7.7% |
净利率ALLYAVAV
| Q4 25 | 108.6% | -3.6% | ||
| Q3 25 | 129.2% | -14.8% | ||
| Q2 25 | 112.8% | 6.1% | ||
| Q1 25 | -69.7% | -1.0% | ||
| Q4 24 | -45.0% | 4.0% | ||
| Q3 24 | 111.9% | 11.2% | ||
| Q2 24 | 90.7% | 3.1% | ||
| Q1 24 | 64.3% | 7.4% |
每股收益（稀释后）ALLYAVAV
| Q4 25 | $0.97 | $-0.34 | ||
| Q3 25 | $1.18 | $-1.44 | ||
| Q2 25 | $1.04 | $0.59 | ||
| Q1 25 | $-0.82 | $-0.06 | ||
| Q4 24 | $-0.54 | $0.27 | ||
| Q3 24 | $1.06 | $0.75 | ||
| Q2 24 | $0.86 | $0.18 | ||
| Q1 24 | $0.42 | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $588.5M |
| 总债务越低越好 | $17.1B | $747.5M |
| 股东权益账面价值 | $15.5B | $4.4B |
| 总资产 | $196.0B | $5.6B |
| 负债/权益比越低杠杆越低 | 1.10× | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资ALLYAVAV
| Q4 25 | $10.0B | $588.5M | ||
| Q3 25 | $10.2B | $685.8M | ||
| Q2 25 | $10.6B | $40.9M | ||
| Q1 25 | $10.4B | $47.0M | ||
| Q4 24 | $10.3B | $69.0M | ||
| Q3 24 | $8.6B | $81.2M | ||
| Q2 24 | $7.4B | $73.3M | ||
| Q1 24 | $8.2B | $107.7M |
总债务ALLYAVAV
| Q4 25 | $17.1B | $747.5M | ||
| Q3 25 | $16.7B | $747.5M | ||
| Q2 25 | $15.9B | $30.0M | ||
| Q1 25 | $16.5B | $25.0M | ||
| Q4 24 | $17.5B | $15.0M | ||
| Q3 24 | $16.8B | $17.5M | ||
| Q2 24 | $16.0B | $28.0M | ||
| Q1 24 | $17.0B | $40.0M |
股东权益ALLYAVAV
| Q4 25 | $15.5B | $4.4B | ||
| Q3 25 | $15.1B | $4.4B | ||
| Q2 25 | $14.5B | $886.5M | ||
| Q1 25 | $14.2B | $861.1M | ||
| Q4 24 | $13.9B | $858.4M | ||
| Q3 24 | $14.7B | $845.5M | ||
| Q2 24 | $13.9B | $822.7M | ||
| Q1 24 | $13.7B | $813.0M |
总资产ALLYAVAV
| Q4 25 | $196.0B | $5.6B | ||
| Q3 25 | $191.7B | $5.6B | ||
| Q2 25 | $189.5B | $1.1B | ||
| Q1 25 | $193.3B | $1.0B | ||
| Q4 24 | $191.8B | $1.0B | ||
| Q3 24 | $193.0B | $999.2M | ||
| Q2 24 | $192.5B | $1.0B | ||
| Q1 24 | $192.9B | $980.3M |
负债/权益比ALLYAVAV
| Q4 25 | 1.10× | 0.17× | ||
| Q3 25 | 1.11× | 0.17× | ||
| Q2 25 | 1.09× | 0.03× | ||
| Q1 25 | 1.16× | 0.03× | ||
| Q4 24 | 1.26× | 0.02× | ||
| Q3 24 | 1.14× | 0.02× | ||
| Q2 24 | 1.15× | 0.03× | ||
| Q1 24 | 1.25× | 0.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $-45.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-55.9M |
| 自由现金流率自由现金流/营收 | — | -11.8% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | — | $-240.7M |
8季度趋势，按日历期对齐
经营现金流ALLYAVAV
| Q4 25 | $640.0M | $-45.1M | ||
| Q3 25 | $1.2B | $-123.7M | ||
| Q2 25 | $947.0M | $-264.0K | ||
| Q1 25 | $940.0M | $-25.8M | ||
| Q4 24 | $620.0M | $-3.6M | ||
| Q3 24 | $992.0M | $28.4M | ||
| Q2 24 | $1.6B | $-11.7M | ||
| Q1 24 | $1.3B | $52.6M |
自由现金流ALLYAVAV
| Q4 25 | — | $-55.9M | ||
| Q3 25 | — | $-146.5M | ||
| Q2 25 | — | $-8.8M | ||
| Q1 25 | — | $-29.6M | ||
| Q4 24 | — | $-8.7M | ||
| Q3 24 | — | $22.9M | ||
| Q2 24 | — | $-20.8M | ||
| Q1 24 | — | $48.8M |
自由现金流率ALLYAVAV
| Q4 25 | — | -11.8% | ||
| Q3 25 | — | -32.2% | ||
| Q2 25 | — | -3.2% | ||
| Q1 25 | — | -17.7% | ||
| Q4 24 | — | -4.6% | ||
| Q3 24 | — | 12.1% | ||
| Q2 24 | — | -10.5% | ||
| Q1 24 | — | 26.1% |
资本支出强度ALLYAVAV
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 5.0% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | 2.0% |
现金转化率ALLYAVAV
| Q4 25 | 1.96× | — | ||
| Q3 25 | 3.02× | — | ||
| Q2 25 | 2.69× | -0.02× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -0.48× | ||
| Q3 24 | 2.78× | 1.34× | ||
| Q2 24 | 5.36× | -1.93× | ||
| Q1 24 | 8.54× | 3.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
AVAV
| Services | $130.2M | 28% |
| Cost Plus | $95.8M | 20% |
| Uncrewed Aircraft Systems | $89.8M | 19% |
| Space And Directed Energy | $53.2M | 11% |
| Non U.s.Government | $42.2M | 9% |
| TM | $31.9M | 7% |
| Other | $30.7M | 7% |
