vs
Ally Financial Inc.（ALLY）与Essex Property Trust（ESS）财务数据对比。点击上方公司名可切换其他公司
Essex Property Trust的季度营收约是Ally Financial Inc.的1.6倍（$479.6M vs $301.0M），Ally Financial Inc.净利率更高（108.6% vs 17.9%，领先90.8%），Essex Property Trust同比增速更快（5.5% vs -3.2%），过去两年Ally Financial Inc.的营收复合增速更高（11.1% vs 6.0%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
Essex Property Trust是一家公开上市的房地产投资信托企业，重点布局美国西海岸优质不动产市场，核心投资标的为加利福尼亚州及西雅图大都会区的公寓类物业，在长租公寓的投资、运营及管理领域拥有深厚的行业积累与资源优势。
ALLY vs ESS — 直观对比
营收规模更大
ESS
是对方的1.6倍
$301.0M
营收增速更快
ESS
高出8.8%
-3.2%
净利率更高
ALLY
高出90.8%
17.9%
两年增速更快
ALLY
近两年复合增速
6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $479.6M |
| 净利润 | $327.0M | $85.7M |
| 毛利率 | — | 70.0% |
| 营业利润率 | — | 31.7% |
| 净利率 | 108.6% | 17.9% |
| 营收同比 | -3.2% | 5.5% |
| 净利润同比 | 333.6% | -71.6% |
| 每股收益（稀释后） | $0.97 | $1.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYESS
| Q4 25 | $301.0M | $479.6M | ||
| Q3 25 | $308.0M | $473.3M | ||
| Q2 25 | $312.0M | $469.8M | ||
| Q1 25 | $323.0M | $464.6M | ||
| Q4 24 | $311.0M | $454.5M | ||
| Q3 24 | $319.0M | $450.7M | ||
| Q2 24 | $324.0M | $442.4M | ||
| Q1 24 | $244.0M | $426.9M |
净利润ALLYESS
| Q4 25 | $327.0M | $85.7M | ||
| Q3 25 | $398.0M | $172.7M | ||
| Q2 25 | $352.0M | $231.5M | ||
| Q1 25 | $-225.0M | $212.8M | ||
| Q4 24 | $-140.0M | $301.7M | ||
| Q3 24 | $357.0M | $125.5M | ||
| Q2 24 | $294.0M | $99.0M | ||
| Q1 24 | $157.0M | $285.1M |
毛利率ALLYESS
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% | ||
| Q1 24 | — | 69.7% |
营业利润率ALLYESS
| Q4 25 | — | 31.7% | ||
| Q3 25 | — | 44.5% | ||
| Q2 25 | — | 59.5% | ||
| Q1 25 | -87.9% | 55.3% | ||
| Q4 24 | 56.3% | 67.0% | ||
| Q3 24 | 73.0% | 28.6% | ||
| Q2 24 | 79.3% | 31.1% | ||
| Q1 24 | 70.1% | 31.0% |
净利率ALLYESS
| Q4 25 | 108.6% | 17.9% | ||
| Q3 25 | 129.2% | 36.5% | ||
| Q2 25 | 112.8% | 49.3% | ||
| Q1 25 | -69.7% | 45.8% | ||
| Q4 24 | -45.0% | 66.4% | ||
| Q3 24 | 111.9% | 27.8% | ||
| Q2 24 | 90.7% | 22.4% | ||
| Q1 24 | 64.3% | 66.8% |
每股收益（稀释后）ALLYESS
| Q4 25 | $0.97 | $1.24 | ||
| Q3 25 | $1.18 | $2.56 | ||
| Q2 25 | $1.04 | $3.44 | ||
| Q1 25 | $-0.82 | $3.16 | ||
| Q4 24 | $-0.54 | $4.00 | ||
| Q3 24 | $1.06 | $1.84 | ||
| Q2 24 | $0.86 | $1.45 | ||
| Q1 24 | $0.42 | $4.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $76.2M |
| 总债务越低越好 | $17.1B | — |
| 股东权益账面价值 | $15.5B | $5.5B |
| 总资产 | $196.0B | $13.2B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLYESS
| Q4 25 | $10.0B | $76.2M | ||
| Q3 25 | $10.2B | $66.0M | ||
| Q2 25 | $10.6B | $58.7M | ||
| Q1 25 | $10.4B | $98.7M | ||
| Q4 24 | $10.3B | $66.8M | ||
| Q3 24 | $8.6B | $71.3M | ||
| Q2 24 | $7.4B | $55.2M | ||
| Q1 24 | $8.2B | $499.0M |
总债务ALLYESS
| Q4 25 | $17.1B | — | ||
| Q3 25 | $16.7B | $6.4B | ||
| Q2 25 | $15.9B | $6.4B | ||
| Q1 25 | $16.5B | $6.8B | ||
| Q4 24 | $17.5B | — | ||
| Q3 24 | $16.8B | $6.4B | ||
| Q2 24 | $16.0B | $6.2B | ||
| Q1 24 | $17.0B | $6.6B |
股东权益ALLYESS
| Q4 25 | $15.5B | $5.5B | ||
| Q3 25 | $15.1B | $5.6B | ||
| Q2 25 | $14.5B | $5.6B | ||
| Q1 25 | $14.2B | $5.6B | ||
| Q4 24 | $13.9B | $5.5B | ||
| Q3 24 | $14.7B | $5.4B | ||
| Q2 24 | $13.9B | $5.5B | ||
| Q1 24 | $13.7B | $5.5B |
总资产ALLYESS
| Q4 25 | $196.0B | $13.2B | ||
| Q3 25 | $191.7B | $13.2B | ||
| Q2 25 | $189.5B | $13.2B | ||
| Q1 25 | $193.3B | $13.2B | ||
| Q4 24 | $191.8B | $12.9B | ||
| Q3 24 | $193.0B | $12.6B | ||
| Q2 24 | $192.5B | $12.5B | ||
| Q1 24 | $192.9B | $12.9B |
负债/权益比ALLYESS
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.11× | 1.15× | ||
| Q2 25 | 1.09× | 1.14× | ||
| Q1 25 | 1.16× | 1.22× | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.14× | 1.18× | ||
| Q2 24 | 1.15× | 1.13× | ||
| Q1 24 | 1.25× | 1.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $1.1B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.96× | 12.53× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ALLYESS
| Q4 25 | $640.0M | $1.1B | ||
| Q3 25 | $1.2B | $342.6M | ||
| Q2 25 | $947.0M | $216.1M | ||
| Q1 25 | $940.0M | $281.5M | ||
| Q4 24 | $620.0M | $1.1B | ||
| Q3 24 | $992.0M | $316.2M | ||
| Q2 24 | $1.6B | $218.9M | ||
| Q1 24 | $1.3B | $314.9M |
现金转化率ALLYESS
| Q4 25 | 1.96× | 12.53× | ||
| Q3 25 | 3.02× | 1.98× | ||
| Q2 25 | 2.69× | 0.93× | ||
| Q1 25 | — | 1.32× | ||
| Q4 24 | — | 3.54× | ||
| Q3 24 | 2.78× | 2.52× | ||
| Q2 24 | 5.36× | 2.21× | ||
| Q1 24 | 8.54× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
ESS
暂无分部数据
