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Ally Financial Inc.（ALLY）与FTAI Infrastructure Inc.（FIP）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是FTAI Infrastructure Inc.的1.6倍（$301.0M vs $188.4M），Ally Financial Inc.净利率更高（108.6% vs -79.7%，领先188.4%），FTAI Infrastructure Inc.同比增速更快（95.9% vs -3.2%），过去两年FTAI Infrastructure Inc.的营收复合增速更高（49.0% vs 11.1%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
FTAI基础设施有限公司持有、运营并投资交通物流、中游能源、发电等核心领域的优质关键基础设施资产，主要面向北美市场，聚焦拥有稳定长期现金流、合同约定收入流的项目，为利益相关方创造可持续回报。
ALLY vs FIP — 直观对比
营收规模更大
ALLY
是对方的1.6倍
$188.4M
营收增速更快
FIP
高出99.1%
-3.2%
净利率更高
ALLY
高出188.4%
-79.7%
两年增速更快
FIP
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $188.4M |
| 净利润 | $327.0M | $-150.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 108.6% | -79.7% |
| 营收同比 | -3.2% | 95.9% |
| 净利润同比 | 333.6% | -387.6% |
| 每股收益（稀释后） | $0.97 | $-1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYFIP
| Q1 26 | — | $188.4M | ||
| Q4 25 | $301.0M | $143.5M | ||
| Q3 25 | $308.0M | $140.6M | ||
| Q2 25 | $312.0M | $122.3M | ||
| Q1 25 | $323.0M | $96.2M | ||
| Q4 24 | $311.0M | $80.8M | ||
| Q3 24 | $319.0M | $83.3M | ||
| Q2 24 | $324.0M | $84.9M |
净利润ALLYFIP
| Q1 26 | — | $-150.2M | ||
| Q4 25 | $327.0M | $-97.7M | ||
| Q3 25 | $398.0M | $-104.5M | ||
| Q2 25 | $352.0M | $-70.0M | ||
| Q1 25 | $-225.0M | $120.2M | ||
| Q4 24 | $-140.0M | $-124.7M | ||
| Q3 24 | $357.0M | $-43.0M | ||
| Q2 24 | $294.0M | $-48.1M |
营业利润率ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | — | -45.7% | ||
| Q3 25 | — | -70.8% | ||
| Q2 25 | — | -56.4% | ||
| Q1 25 | -87.9% | 81.8% | ||
| Q4 24 | 56.3% | -152.7% | ||
| Q3 24 | 73.0% | -51.7% | ||
| Q2 24 | 79.3% | -56.4% |
净利率ALLYFIP
| Q1 26 | — | -79.7% | ||
| Q4 25 | 108.6% | -68.1% | ||
| Q3 25 | 129.2% | -74.4% | ||
| Q2 25 | 112.8% | -57.2% | ||
| Q1 25 | -69.7% | 125.0% | ||
| Q4 24 | -45.0% | -154.4% | ||
| Q3 24 | 111.9% | -51.6% | ||
| Q2 24 | 90.7% | -56.7% |
每股收益（稀释后）ALLYFIP
| Q1 26 | — | $-1.32 | ||
| Q4 25 | $0.97 | $-1.04 | ||
| Q3 25 | $1.18 | $-1.38 | ||
| Q2 25 | $1.04 | $-0.73 | ||
| Q1 25 | $-0.82 | $0.89 | ||
| Q4 24 | $-0.54 | $-1.21 | ||
| Q3 24 | $1.06 | $-0.45 | ||
| Q2 24 | $0.86 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $37.9M |
| 总债务越低越好 | $17.1B | — |
| 股东权益账面价值 | $15.5B | $-122.5K |
| 总资产 | $196.0B | $5.7B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLYFIP
| Q1 26 | — | $37.9M | ||
| Q4 25 | $10.0B | $57.4M | ||
| Q3 25 | $10.2B | $34.7M | ||
| Q2 25 | $10.6B | $33.6M | ||
| Q1 25 | $10.4B | $26.3M | ||
| Q4 24 | $10.3B | $27.8M | ||
| Q3 24 | $8.6B | $20.3M | ||
| Q2 24 | $7.4B | $33.1M |
总债务ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | $17.1B | $3.8B | ||
| Q3 25 | $16.7B | $3.7B | ||
| Q2 25 | $15.9B | $3.1B | ||
| Q1 25 | $16.5B | $2.8B | ||
| Q4 24 | $17.5B | $1.6B | ||
| Q3 24 | $16.8B | $1.5B | ||
| Q2 24 | $16.0B | $1.6B |
股东权益ALLYFIP
| Q1 26 | — | $-122.5K | ||
| Q4 25 | $15.5B | $21.3M | ||
| Q3 25 | $15.1B | $181.1M | ||
| Q2 25 | $14.5B | $375.5M | ||
| Q1 25 | $14.2B | $476.2M | ||
| Q4 24 | $13.9B | $202.7M | ||
| Q3 24 | $14.7B | $370.8M | ||
| Q2 24 | $13.9B | $394.8M |
总资产ALLYFIP
| Q1 26 | — | $5.7B | ||
| Q4 25 | $196.0B | $5.7B | ||
| Q3 25 | $191.7B | $5.5B | ||
| Q2 25 | $189.5B | $4.4B | ||
| Q1 25 | $193.3B | $4.1B | ||
| Q4 24 | $191.8B | $2.4B | ||
| Q3 24 | $193.0B | $2.4B | ||
| Q2 24 | $192.5B | $2.5B |
负债/权益比ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | 1.10× | 176.99× | ||
| Q3 25 | 1.11× | 20.59× | ||
| Q2 25 | 1.09× | 8.21× | ||
| Q1 25 | 1.16× | 5.79× | ||
| Q4 24 | 1.26× | 7.84× | ||
| Q3 24 | 1.14× | 4.14× | ||
| Q2 24 | 1.15× | 3.94× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $-69.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ALLYFIP
| Q1 26 | — | $-69.4M | ||
| Q4 25 | $640.0M | $-2.8M | ||
| Q3 25 | $1.2B | $-24.4M | ||
| Q2 25 | $947.0M | $-5.2M | ||
| Q1 25 | $940.0M | $-85.7M | ||
| Q4 24 | $620.0M | $-8.1M | ||
| Q3 24 | $992.0M | $14.2M | ||
| Q2 24 | $1.6B | $-17.6M |
自由现金流ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | — | $-68.6M | ||
| Q3 25 | — | $-90.7M | ||
| Q2 25 | — | $-87.5M | ||
| Q1 25 | — | $-151.7M | ||
| Q4 24 | — | $-34.3M | ||
| Q3 24 | — | $-11.7M | ||
| Q2 24 | — | $-32.1M |
自由现金流率ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | — | -47.8% | ||
| Q3 25 | — | -64.5% | ||
| Q2 25 | — | -71.6% | ||
| Q1 25 | — | -157.7% | ||
| Q4 24 | — | -42.4% | ||
| Q3 24 | — | -14.0% | ||
| Q2 24 | — | -37.9% |
资本支出强度ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 47.2% | ||
| Q2 25 | — | 67.3% | ||
| Q1 25 | — | 68.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 17.2% |
现金转化率ALLYFIP
| Q1 26 | — | — | ||
| Q4 25 | 1.96× | — | ||
| Q3 25 | 3.02× | — | ||
| Q2 25 | 2.69× | — | ||
| Q1 25 | — | -0.71× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.78× | — | ||
| Q2 24 | 5.36× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
FIP
暂无分部数据
