vs
Ally Financial Inc.（ALLY）与IDEAYA Biosciences, Inc.（IDYA）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是IDEAYA Biosciences, Inc.的1.4倍（$301.0M vs $207.8M），Ally Financial Inc.净利率更高（108.6% vs 57.4%，领先51.3%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
IDEAYA Biosciences是一家临床阶段生物技术企业，专注于肿瘤学领域，研发针对基因定义癌症的靶向疗法及合成致死治疗方案，推进多肿瘤类型的候选药物管线开发，与行业伙伴合作提升全球创新癌症治疗方案的可及性。
ALLY vs IDYA — 直观对比
营收规模更大
ALLY
是对方的1.4倍
$207.8M
净利率更高
ALLY
高出51.3%
57.4%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $207.8M |
| 净利润 | $327.0M | $119.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 52.2% |
| 净利率 | 108.6% | 57.4% |
| 营收同比 | -3.2% | — |
| 净利润同比 | 333.6% | 330.1% |
| 每股收益（稀释后） | $0.97 | $1.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYIDYA
| Q4 25 | $301.0M | — | ||
| Q3 25 | $308.0M | $207.8M | ||
| Q2 25 | $312.0M | — | ||
| Q1 25 | $323.0M | — | ||
| Q4 24 | $311.0M | — | ||
| Q3 24 | $319.0M | $0 | ||
| Q2 24 | $324.0M | $0 | ||
| Q1 24 | $244.0M | $0 |
净利润ALLYIDYA
| Q4 25 | $327.0M | — | ||
| Q3 25 | $398.0M | $119.2M | ||
| Q2 25 | $352.0M | — | ||
| Q1 25 | $-225.0M | — | ||
| Q4 24 | $-140.0M | — | ||
| Q3 24 | $357.0M | $-51.8M | ||
| Q2 24 | $294.0M | $-52.8M | ||
| Q1 24 | $157.0M | $-39.6M |
营业利润率ALLYIDYA
| Q4 25 | — | — | ||
| Q3 25 | — | 52.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | -87.9% | — | ||
| Q4 24 | 56.3% | — | ||
| Q3 24 | 73.0% | — | ||
| Q2 24 | 79.3% | — | ||
| Q1 24 | 70.1% | — |
净利率ALLYIDYA
| Q4 25 | 108.6% | — | ||
| Q3 25 | 129.2% | 57.4% | ||
| Q2 25 | 112.8% | — | ||
| Q1 25 | -69.7% | — | ||
| Q4 24 | -45.0% | — | ||
| Q3 24 | 111.9% | — | ||
| Q2 24 | 90.7% | — | ||
| Q1 24 | 64.3% | — |
每股收益（稀释后）ALLYIDYA
| Q4 25 | $0.97 | — | ||
| Q3 25 | $1.18 | $1.33 | ||
| Q2 25 | $1.04 | — | ||
| Q1 25 | $-0.82 | — | ||
| Q4 24 | $-0.54 | — | ||
| Q3 24 | $1.06 | $-0.60 | ||
| Q2 24 | $0.86 | $-0.68 | ||
| Q1 24 | $0.42 | $-0.53 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $786.9M |
| 总债务越低越好 | $17.1B | — |
| 股东权益账面价值 | $15.5B | $1.1B |
| 总资产 | $196.0B | $1.2B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLYIDYA
| Q4 25 | $10.0B | — | ||
| Q3 25 | $10.2B | $786.9M | ||
| Q2 25 | $10.6B | — | ||
| Q1 25 | $10.4B | — | ||
| Q4 24 | $10.3B | — | ||
| Q3 24 | $8.6B | $920.0M | ||
| Q2 24 | $7.4B | $701.7M | ||
| Q1 24 | $8.2B | $698.8M |
总债务ALLYIDYA
| Q4 25 | $17.1B | — | ||
| Q3 25 | $16.7B | — | ||
| Q2 25 | $15.9B | — | ||
| Q1 25 | $16.5B | — | ||
| Q4 24 | $17.5B | — | ||
| Q3 24 | $16.8B | — | ||
| Q2 24 | $16.0B | — | ||
| Q1 24 | $17.0B | — |
股东权益ALLYIDYA
| Q4 25 | $15.5B | — | ||
| Q3 25 | $15.1B | $1.1B | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.2B | — | ||
| Q4 24 | $13.9B | — | ||
| Q3 24 | $14.7B | $1.2B | ||
| Q2 24 | $13.9B | $931.7M | ||
| Q1 24 | $13.7B | $935.3M |
总资产ALLYIDYA
| Q4 25 | $196.0B | — | ||
| Q3 25 | $191.7B | $1.2B | ||
| Q2 25 | $189.5B | — | ||
| Q1 25 | $193.3B | — | ||
| Q4 24 | $191.8B | — | ||
| Q3 24 | $193.0B | $1.2B | ||
| Q2 24 | $192.5B | $973.7M | ||
| Q1 24 | $192.9B | $961.5M |
负债/权益比ALLYIDYA
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.09× | — | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.25× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $142.2M |
| 自由现金流经营现金流 - 资本支出 | — | $142.2M |
| 自由现金流率自由现金流/营收 | — | 68.4% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | 1.96× | 1.19× |
| 过去12个月自由现金流最近4个季度 | — | $13.5M |
8季度趋势，按日历期对齐
经营现金流ALLYIDYA
| Q4 25 | $640.0M | — | ||
| Q3 25 | $1.2B | $142.2M | ||
| Q2 25 | $947.0M | — | ||
| Q1 25 | $940.0M | — | ||
| Q4 24 | $620.0M | — | ||
| Q3 24 | $992.0M | $-49.2M | ||
| Q2 24 | $1.6B | $-32.9M | ||
| Q1 24 | $1.3B | $-43.8M |
自由现金流ALLYIDYA
| Q4 25 | — | — | ||
| Q3 25 | — | $142.2M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-49.7M | ||
| Q2 24 | — | $-33.9M | ||
| Q1 24 | — | $-45.1M |
自由现金流率ALLYIDYA
| Q4 25 | — | — | ||
| Q3 25 | — | 68.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ALLYIDYA
| Q4 25 | — | — | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ALLYIDYA
| Q4 25 | 1.96× | — | ||
| Q3 25 | 3.02× | 1.19× | ||
| Q2 25 | 2.69× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.78× | — | ||
| Q2 24 | 5.36× | — | ||
| Q1 24 | 8.54× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
IDYA
暂无分部数据
